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What is comprehensive homeowners insurance?

Comprehensive is the most expensive type of homeowners insurance; it covers the most potential damages such as fire damage, water damage not caused by flooding (which would fall under your Flood Insurance policy), your personal possessions, personal liability, theft and vandalism. It is usually required that you carry at least a basic hazard insurance policy. When concerning homeowners insurance, it\'s important to shop around as soon as possible to avoid being caught in a jam in the event that your insurance company refuses to insure your home. You have two options concerning comprehensive homeowners insurance: Guaranteed Replacement Cost Coverage & Straight Replacement Cost Coverage. Guaranteed Replacement is not available everywhere, but is recommended if you can afford it as it pays to rebuild your home even if the amount to rebuild exceeds your policy limit. Straight Replacement is a cheaper choice, but it is limited. It will pay to rebuild your house in the event that it is destroyed, however it will only cover costs up to the policy amount - so if you choose this option, make sure to buy enough coverage to rebuild.

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If you are interested to: Buy a Home in Hollywood, Sell a Home in Hollywood, Rent a Home in Hollywood, Commercial in Hollywood

(4) Real Estate Agents found in Hollywood city.

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Company:  Keller Williams Realty
Agent Name:  Diane Roberts
Mobile: 954-658-2917   
"A home is not a home because of its room dimensions or the color of the walls. It is about how you feel when you walk through the front door. And the way you can instantly envision your life unfolding there. This is about more than real estate. It is about your life and your dream" ...
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   Certified Distressed Property Expert Designation (CDPE)   Fair Housing and Equal Opportunity (FHEO)   REALTOR®   The Multiple Listing Service Mark   e-PRO®

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Company:  Real Living First Service Realty
Agent Name:  Henry Perez
Mobile: 1-305-457-7317    Office: 1-954-963-4808   
"Whether you're buying a home, selling a home or just want to know more about Real Estate, you've come to the right place. We are ready to serve you, and assist in all your real estate needs. " ...
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   Fair Housing and Equal Opportunity (FHEO)   GRI Graduate REALTOR Institute   REALTOR®   Real Estate Owned Specialist   The Multiple Listing Service Mark

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Company:  Coral Shores Realty
Agent Name:  Susan Weaver
Office: 1-954-668-9056   
" "Professional Service with a Personal Touch" I specialize in vacation condos & single family homes in the Southeast Florida beach and downtown areas of Hollywood, Hallandale Beach, Fort Lauderdale Beaches and Sunny Isles Beach. I also specialize in relocation, for m" ...
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Company:  Coldwell Banker
Agent Name:  Joan, Robert, Viviana Henry
Mobile: 1-954-849-4936    Office: 1-954-260-7531   
" Se Habla Español ! Viviana 1-954-655-6040 Over 120 Million in Closed Sales, and we are Foreclosure Experts ! Hello and thank you for visiting! It is our goal as your full service real estate company specializing in the Hollywood, Ft. Lauderdale, and Aventura areas, t" ...
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   REALTOR®

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