What is comprehensive homeowners insurance?

Comprehensive is the most expensive type of homeowners insurance; it covers the most potential damages such as fire damage, water damage not caused by flooding (which would fall under your Flood Insurance policy), your personal possessions, personal liability, theft and vandalism. It is usually required that you carry at least a basic hazard insurance policy. When concerning homeowners insurance, it\'s important to shop around as soon as possible to avoid being caught in a jam in the event that your insurance company refuses to insure your home. You have two options concerning comprehensive homeowners insurance: Guaranteed Replacement Cost Coverage & Straight Replacement Cost Coverage. Guaranteed Replacement is not available everywhere, but is recommended if you can afford it as it pays to rebuild your home even if the amount to rebuild exceeds your policy limit. Straight Replacement is a cheaper choice, but it is limited. It will pay to rebuild your house in the event that it is destroyed, however it will only cover costs up to the policy amount - so if you choose this option, make sure to buy enough coverage to rebuild.

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(5) Real Estate Agents found in Washington city.

CLICK HERE	Company:  Keller Williams Realty Agent Name:  Brett Shankle Mobile: 1-703-819-4352    Office: 1-703-564-4000     "Brett Shankle’s entire career has been client-focused which explains why he excels in meeting the real estate needs of his clients in the Maryland, DC and Virginia. His “customer first” service fulfills the needs of a wide range of clients such as first time home buyers, sellers, investment " ... [ view more ]
CLICK HERE	Company:  Colonial Homes Real Estate Agent Name:  Steven Thames Mobile: 1-301-542-4687    Office: 1-301-392-4900    "My Personal Mission As your professional real estate advisor, I focus on client satisfaction. My business is about service and I am not happy until you are happy. My years in the business have provided me the experience to assist you with nearly every real estate need. Whethe" ... [ view more ]
CLICK HERE	Company:  Keller Williams Realty Agent Name:  Audrey Elkins Mobile: 1-703-328-5021    Office: 1-703-224-6000    "With years of real estate experience, I still get excited about what's happening every day in this sometimes crazy real estate market. Knowing the ins and outs of the DC area market isn't easy and requires continual research and attention. Whether you are buying or selling, the process" ... [ view more ]
CLICK HERE	Company:  RE/MAX Professionals Agent Name:  George Klimes Mobile: 202-459-7318    Office: 301-474-2400    "As an agent who's an expert in this local area, I bring a wealth of knowledge and expertise about buying and selling real estate here. It's not the same everywhere, so you need someone you can trust for up-to-date information. I am eager to serve you. Here are some of the things I can do f" ... [ view more ]
CLICK HERE	Company:  Realty Executives Advantage Agent Name:  Linda Violante Mobile: 1-202-330-6962    Office: 1-301-805-5230    "* The following are my promises to you! * I treat people the way I would want to be treated. * I am an expert in working with the military and veterans. I am a veteran myself. * I think creatively to help people. Being in the business this long has given me alot of insight. *" ... [ view more ]

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