What is comprehensive homeowners insurance? - FAQ Real Estate Tags

What is comprehensive homeowners insurance?

Comprehensive is the most expensive type of homeowners insurance; it covers the most potential damages such as fire damage, water damage not caused by flooding (which would fall under your Flood Insurance policy), your personal possessions, personal liability, theft and vandalism. It is usually required that you carry at least a basic hazard insurance policy. When concerning homeowners insurance, it\'s important to shop around as soon as possible to avoid being caught in a jam in the event that your insurance company refuses to insure your home. You have two options concerning comprehensive homeowners insurance: Guaranteed Replacement Cost Coverage & Straight Replacement Cost Coverage. Guaranteed Replacement is not available everywhere, but is recommended if you can afford it as it pays to rebuild your home even if the amount to rebuild exceeds your policy limit. Straight Replacement is a cheaper choice, but it is limited. It will pay to rebuild your house in the event that it is destroyed, however it will only cover costs up to the policy amount - so if you choose this option, make sure to buy enough coverage to rebuild.



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If you are interested to: Buy a Home in Hollywood, Sell a Home in Hollywood, Rent a Home in Hollywood, Commercial in Hollywood

(5) Real Estate Agents found in Hollywood city.

  • My Real Estate Broker, Inc.

    Jessica Roberts

    Mobile: 305-333-0335    Office: 954-727-9177   

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    "Jessica Roberts earned her Master's Degree in Business Administration from Nova Southeastern University. As president and broker of My Real Estate Broker, Inc. for the past 13 years, Ms. Roberts is responsible for all phases of real estate transactions from the acquisition of property throu" ... view more

       Fair Housing and Equal Opportunity (FHEO)   REALTOR®   The Multiple Listing Service Mark
  • Chariff Realty Group

    Rolando Bazail

    Mobile: (786) 223-0207    Office: (305) 576-7474   

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    "" ... view more

       Fair Housing and Equal Opportunity (FHEO)   GRI Graduate REALTOR Institute   REALTOR®   The Multiple Listing Service Mark
  • First Colonial Realty

    Diana Pittarelli

    Mobile: 1-954-445-0220   

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    "My Commitment to You In the least amount of time possible, I will get you the best price on a home that is perfectly suited to your needs and lifestyle, not just today, but for years to come. The Best Service, The Best Results Choosing a real estate" ... view more

       Fair Housing and Equal Opportunity (FHEO)   REALTOR®   The Multiple Listing Service Mark
  • Epic Florida Properties

    Art Snow Broker/Owner

    Mobile: 954-243-4569    Office: 954-745-4928    

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    "Art Snow has been in the business world working for large public companies and in several of his own businesses for over 30 years. Art brings to the table strong negotiating abilities and strives to get you the best price whether buying or selling. When working with Art you will find him to have A S" ... view more

       Fair Housing and Equal Opportunity (FHEO)   REALTOR®   The Multiple Listing Service Mark
  • Keller Williams Realty Professionals

    Elaine Gennaro

    Mobile: 1-954-579-6672   

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    "Welcome to the best resource for searching for homes, provided by Elaine Gennaro, Keller Williams Realty A home is not a home because of its room dimensions or the color of the walls. It is about how you feel when you walk through the front door. And the way you can instantly e" ... view more

       Fair Housing and Equal Opportunity (FHEO)   REALTOR®   The Multiple Listing Service Mark

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