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Comprehensive is the most expensive type of homeowners insurance; it covers the most potential damages such as fire damage, water damage not caused by flooding (which would fall under your Flood Insurance policy), your personal possessions, personal liability, theft and vandalism. It is usually required that you carry at least a basic hazard insurance policy.
When concerning homeowners insurance, it\'s important to shop around as soon as possible to avoid being caught in a jam in the event that your insurance company refuses to insure your home.
You have two options concerning comprehensive homeowners insurance: Guaranteed Replacement Cost Coverage & Straight Replacement Cost Coverage. Guaranteed Replacement is not available everywhere, but is recommended if you can afford it as it pays to rebuild your home even if the amount to rebuild exceeds your policy limit. Straight Replacement is a cheaper choice, but it is limited. It will pay to rebuild your house in the event that it is destroyed, however it will only cover costs up to the policy amount - so if you choose this option, make sure to buy enough coverage to rebuild.
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" "Professional Service with a Personal Touch"
I specialize in vacation condos & single family homes in the Southeast Florida beach and downtown areas of Hollywood, Hallandale Beach, Fort Lauderdale Beaches and Sunny Isles Beach. I also specialize in relocation, for m" ... [ view more ]
Company: Coldwell Banker
Agent Name: Joan, Robert, Viviana Henry
Mobile: 1-954-849-4936 Office: 1-954-260-7531
Se Habla Español !
Over 120 Million in Closed Sales, and we are Foreclosure Experts !
Hello and thank you for visiting! It is our goal as your full service real estate company specializing in the Hollywood, Ft. Lauderdale, and Aventura areas, t" ... [ view more ]
Company: Coldwell Banker - Weston
Agent Name: Will Molasky
Mobile: 954-907-6061 Office: 954-384-0099
*National Association of Realtors (NAR)
*Florida Association of Realtors (FAR)
*Realtor Association of Greater Fort Lauderdale (RAGFL)
A Realtor's Value~Knowledge And Advice
Mr. Molasky believes th" ... [ view more ]
Company: Keller Williams
Agent Name: Gloria Trujillo
"A home is not a home because of its room dimensions or the color of the walls. It is about how you feel when you walk through the front door. And the way you can instantly envision your life unfolding there.
Keller Williams Realty takes a different approach to real estate, one tha" ... [ view more ]
Company: Keller Williams Realty
Agent Name: Diane Roberts
"I am a Real Estate Professional specializing in residential sales in Broward including Pembroke Pines, Miramar, Hollywood, Cooper City, Davie, Plantation, Sunrise and Weston. I am a full time Realtor with over 8 years in the business. My strengths include designing and implementing marketing" ... [ view more ]
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