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What is the difference between being prequalified and preapproved for a loan?
The difference between being prequalified and preapproved is simple:
If you\'re prequalified it means that you POTENTIALLY could get a loan for the amount stated to you, assuming that all of the information given was accurate and true.
If you\'re preapproved, it means that you have undergone the extensive financial background check - which includes looking at your credit history, previous tax returns and verifying your employment - and the lender is willing to give you a loan. You\'re APPROVED! So, they give you a letter that states such and it is valid for a approximately 60 days thereafter.
Notwithstanding the above, you will have an accurate figure which shows the maximum amount that you are approved for. Most sellers prefer buyers that have been preapproved because they know that there will not be any problems with the purchase of their home.
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"A home is not a home because of its room dimensions or the color of the walls. It is about how you feel when you walk through the front door. And the way you can instantly envision your life unfolding there.
Keller Williams Realty takes a different approach to real estate, one tha" ... [ view more ]
Company: Coral Shores Realty
Agent Name: Susan Weaver
" "Professional Service with a Personal Touch"
I specialize in vacation condos & single family homes in the Southeast Florida beach and downtown areas of Hollywood, Hallandale Beach, Fort Lauderdale Beaches and Sunny Isles Beach. I also specialize in relocation, for m" ... [ view more ]
Company: Keller Williams Realty
Agent Name: Diane Roberts
"I am a Real Estate Professional specializing in residential sales in Broward including Pembroke Pines, Miramar, Hollywood, Cooper City, Davie, Plantation, Sunrise and Weston. I am a full time Realtor with over 8 years in the business. My strengths include designing and implementing marketing" ... [ view more ]
Company: Coldwell Banker
Agent Name: Joan, Robert, Viviana Henry
Mobile: 1-954-849-4936 Office: 1-954-260-7531
Se Habla Español !
Over 120 Million in Closed Sales, and we are Foreclosure Experts !
Hello and thank you for visiting! It is our goal as your full service real estate company specializing in the Hollywood, Ft. Lauderdale, and Aventura areas, t" ... [ view more ]
Company: Keller Williams Realty Professionals
Agent Name: Cindy Leventhal
Mobile: 954-254-6122 Office: 954-630-7026
"Are you looking for an experienced real estate professional who knows the South Florida market, works in a no pressure environment, lets you take your time to make a well-informed decision but aggressive enough to get the results you desire? While there are many agents to choose from, know that " ... [ view more ]
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