What do I need to know about Renters Insurance, and what does it cover?

You might think, "Why do I need insurance, I'm renting?" Well, even though your landlord probably has an insurance policy on your building, you'll need to protect your personal interests too. And it only costs a little to protect a lot. Renter's insurance is less costly than you might think.
Your Property
    - What would it cost to replace the contents in my home?
    - Do I have an inventory and photographs of my personal possessions?
You and Your Guests
    - What kind of protection do I have against liability.
    - Will my guest's medical expenses be covered if they are accidentally injured in my home?
Your Coverages
    - What additional coverages are available for my personal property such as: sports equipment, electronic data processing equipment, jewelry or other valuables?
    - Do I have an inventory and photographs of my personal possessions?
    - I'm getting married, can I get additional protection to cover wedding presents and other personal property I receive?
Your Money
    - Can I save money if I have my auto insurance with Allstate too?
    - How can I make my home safer and possibly save money?

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