Naic: 1984 model replacement regulation national association of insurance commissioners

Model state law of the NAIC that requires the insurance agent who is replacing the policy to:  give the policyholder a replace­ment notice;  forward a signed copy of the replacement notice to the replacing insurance company; and  forward copies of all sales proposals made to the policyholder. Model also requires the agent who is making a conservation effort to provide the policyholder and insur­ance company a copy of all materials associated with that effort.

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