What is comprehensive homeowners insurance? - FAQ Real Estate Tags

What is comprehensive homeowners insurance?

Comprehensive is the most expensive type of homeowners insurance; it covers the most potential damages such as fire damage, water damage not caused by flooding (which would fall under your Flood Insurance policy), your personal possessions, personal liability, theft and vandalism. It is usually required that you carry at least a basic hazard insurance policy. When concerning homeowners insurance, it\'s important to shop around as soon as possible to avoid being caught in a jam in the event that your insurance company refuses to insure your home. You have two options concerning comprehensive homeowners insurance: Guaranteed Replacement Cost Coverage & Straight Replacement Cost Coverage. Guaranteed Replacement is not available everywhere, but is recommended if you can afford it as it pays to rebuild your home even if the amount to rebuild exceeds your policy limit. Straight Replacement is a cheaper choice, but it is limited. It will pay to rebuild your house in the event that it is destroyed, however it will only cover costs up to the policy amount - so if you choose this option, make sure to buy enough coverage to rebuild.



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If you are interested to: Buy a Home in Hollywood, Sell a Home in Hollywood, Rent a Home in Hollywood, Commercial in Hollywood

(5) Real Estate Agents found in Hollywood city.

  • Doraine Matthews

    I Deal Real Estate inc

    Doraine Matthews

    Mobile: 954-444-5724    Office: 954-966-0611 ext 209   

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    "I have been in the real estate services business in the Hollywood real estate markets for many successful years and will be here for many more. This longevity and confidence comes from my real estate services to a great many buyers and sellers, and their recommendations to others that result" ... view more

       CRS®, Certified Residential Specialist®   Fair Housing and Equal Opportunity (FHEO)   REALTOR®   SRES®, Senior Real Estate Specialist   The Multiple Listing Service Mark
  • Irina Ivkina

    Keller Williams Realty

    Irina Ivkina

    Mobile: 1-305-316-5733    Office: 1-305-316-5733   

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    "I am new to real estate; however, I am very interested in this business and was attending many seminars and workshops, including investments, commercial real estate, creative financing techniques, and many others. I have experience working at the Title Company which pretty much covers my rea" ... view more

       Fair Housing and Equal Opportunity (FHEO)   REALTOR®   The Multiple Listing Service Mark
  • Diana Mazel Pittarelli

    First Colonial Realty

    Diana Mazel Pittarelli

    Mobile: 954-445-0220
    Assistant (Anna) 954-744-9732
       

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    " Raised in South Florida, and a graduate of Barry University with a masters degree in business management, Diana knows the area and its schools. Diana is dedicated to helping her clients identify and the best neighborhood and home for them. Are you looking for an " ... view more

       Fair Housing and Equal Opportunity (FHEO)   REALTOR®   The Multiple Listing Service Mark
  • Elizabeth Castro

    L.M.G Realty INC.

    Elizabeth Castro

    Mobile: 305-962-8744    Office: 305-962-8744   

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    "Buy or sell real estate property.The purchase or sale of a home or investment property is one of the most complex and significant financial events in peoples' lives. People typically seek the help of real estate brokers and sales agents when buying or selling real estate because of the compl" ... view more

       Fair Housing and Equal Opportunity (FHEO)   REALTOR®   The Multiple Listing Service Mark
  • Ed  Rangel

    Keller Williams

    Ed Rangel

    Mobile: 786-763-5650   

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    "ED RANGEL - REALTOR ASSOCIATE - AT NINETEEN(19) YEARS OF AGE, ED RANGEL WAS A PROFESSIONAL FRAMER AND DRY-WALLER,LATER ON TO BECOME LICENSED IN THE STATE OF CONNECTICUT AS SUCH. WITH AN EARLY START IN THE REAL ESTATE WORLD,AT THE AGE OF TWENTY ONE(21), AS AN INVESTOR, A LITTLE OVER FOURTEEN " ... view more

       Fair Housing and Equal Opportunity (FHEO)   REALTOR®   The Multiple Listing Service Mark

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