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About Andres Morejon

Buying

THE HOME BUYING EXPERIENCE

Buying a home is one of the biggest investments and financial decisions you can make. While it is a major commitment and responsibility, it is also a very exciting time in your life. We are proud that we will get to play a part in it, and we’re excited about soon having the privilege of handing you the keys to your new home!

Home Buying Guide: With that said, it’s important to keep in mind that home buying is a complicated process. We will be working hard to make sure that everything is as rewarding as possible, guiding you at every step and making sure that your needs and desires are met.

This guide was designed to inform you about all steps of the home buying process so that you can feel confident, make informed decisions, and act as an educated buyer. It will also help us, and you, understand the things that you’re looking for in a home so that our search can be made as easy as possible.

Please take some time to review carefully all of the information presented here. If you have any questions about the topics discussed, we will be glad to go over them with you in detail. Since every real estate transaction is unique, you will most likely have questions or concerns not presented here. That’s what we’re here for – to assist you at each step, to answer your questions, and to help you find the home you desire!

“When making one of the largest investments of your life, due diligence is vital. Choosing the right person to represent your interests and guide you is the most important step in the process.”?Justin Levitch – President of RLAH Real Estate

 

BUYING POWER

By asking the right questions, you can make sure your home search is started on the right foot. Here is a good checklist:

  • Interview several lenders and get their opinions
  • Choose a lender you trust
  • Analyze your credit report
  • Provide your financial statements to the lender
  • Obtain a pre-approval letter

RLAH Real Estate

Andres Morejon

Andres Morejon


 

Real Estate Glossary Terms

  • Assign

    To transfer to another's rights under a contract. ...

  • Menace

    Threat of violence to obtain a contract. ...

  • Claims Reserve

    Monetary fund established to pay for claims that the insurance company is aware of (claims incurred or future claims) but that the insurance company has not yet settled. This reserve is critical since it is an accurate indication of a company's liabilities. This reserve does not take into account in ...

  • Liability, Criminal

    Wrong against the government or society as a whole. An individual representing the state (usually the district attorney) brings an action on behalf of the state against an individual (s) or entity who has broken a criminal (non-civil) law. Insurance is not designed to cover criminal liability; to do ...

  • Tax-free Rollover

    transfer of money from or an employer-sponsored pension or other qualified plan into an INDIVIDUAL RETIREMENT ACCOUNT (IRA) with out paying tax on the distribution. transfer of money from one individual retirement account to another without paying tax.In both cases, the law allows the account hold ...

Real Estate Advice


 

Homebuyer Tips

Living In Tucson Pros And Cons

Living In Tucson Pros And Cons

If you want to experience the authentic feel of the Southwest then Tucson, AZ is the city for you. Located a mere hour away from the Mexican border, this metropolis has ranches and cattle drives to remind you of the beauty of the Old West, while resort hotels, restaurants and healing spas are setting new trends in the Tucson way of life. The people who live here seem to ...

Homebuyer Tips

Timeshare Units - Owning A Property Part-time Or Full Time

Timeshare Units - Owning A Property Part-time Or Full Time

Timeshares have been a huge success in the US for a few decades, starting in 1965, when the first hotel-condominium was built in Hawaii. How did timeshares come into being? Well, real estate developers who wanted to speed up the sale of their condos invented partial ownership and thought of selling the right to live in their apartments for one week every year. The ...

Homebuyer Tips

Waterfront Properties For Sale In Pasadena, MD

Waterfront Properties For Sale In Pasadena, MD

There are many places where you can find the most amazing waterfront properties in the U.S. but let’s take a look at the options available in Maryland. Between the Patapsco and Magothy Rivers, you will find the small town of Pasadena, MD with its many estuaries that offer countless possibilities for properties down by the river, but not only. Looking for ...

Homebuyer Tips

Living In Cape Coral Florida

Living In Cape Coral Florida

When people start talking about Florida they mostly focus on Orlando, Miami, maybe Naples or The Villages if they are focused on places to retire, but most overlook Cape Coral, FL. There are many reasons why people do this as it isn’t a major city in Florida, but far more reasons why they shouldn’t. Located in Southwestern Florida, the city of Cape Coral, ...

Homebuyer Tips

Living In Charlotte, NC Pros And Cons

Living In Charlotte, NC Pros And Cons

The most populous city of North Carolina, Charlotte is also the county seat for the county of Mecklenburg. The city is considered to be a relatively new city that is still developing as many of the people living in Charlotte, NC aren’t sure if that’s a pro or a con. Its population is still growing having surpassed 873,000 residents as of 2018 which is also ...

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