Home Buyer, Seller And Realtor Advice

How to Defray the Hidden Costs of Home Ownership

While homeownership is a good way to save money and keep you from getting caught in the rent cycle, it comes with an entirely new set of problems and expenses that you may not expect. Home ...

Why Right Now is a Good Time for Millennials to Buy a Home

Many young people are beginning to enter the next stages of their lives, and those stages can include more permanent jobs, children, marriage, and even home ownership. While many millennials are ...

Build or Buy? That’s the Big Question

Buying or building a house can be one of the biggest investments of your life, especially if you are making the decision with a loved one or family and plan on it being a “forever home”. ...

5 U.S. Cities with the Best Public Transportation

Not everyone can own a car, and in some parts of the country it’s actually cheaper (and sometimes easier) to use public transport instead of a personal vehicle. Many cities are offering better ...

7 Things to Consider Before Moving to a New City

Moving to a new city brings about big decisions, lifestyle changes, and new experiences. Not all of these things may be good, but life is constantly shifting, so you should be too. Before you begin ...

Should you Buy a Home with Cash?

While paying cash for a home makes sense in some ways, it's not ideal in all situations. Here are the pros and cons of buying a home with cash. Pros A cash buyer is an attractive buyer. Sellers ...

What is the Best Time of Year to Buy a Home?

Deciding to buy a home often comes with caveats - the location, availability, job requirements, and commute may come far ahead of scheduling a move to a new location. However, many people seek to buy ...

Top Five Reasons Your Home Offer was Rejected

If you made an offer on a home and it was rejected, here are the most common reasons why. Wrong Market You are looking in the wrong market. If you have a home loan approved for $400,000, look in ...

Tax Breaks for the First Time Home Buyer

Buying your first home? Where your down payment comes from can affect your taxes. First-time home buyers can take out up to $10,000 from traditional and Roth IRAs penalty-free to use as a down ...

How is Square Footage Determined?

If you are buying a home, you may be wondering about square footage. Is the home you are looking at really that big – or that small? The answer to why square footage assessments can vary wildly ...

What is Escrow and how does it Work?

  You may not have heard the word “escrow” before you stepped into the world of home buying, but you’ve heard it now. “Escrow” is part of what makes buying and ...

How Does The Home Loan Underwriting Process Work?

Most homebuyers know it’s a lot easier to go house hunting with an approved loan in hand. However, the initial visit to the lending institution is just the first step; while you are looking at ...

7 Tips for a First Time Homebuyer

The most expensive purchase you'll ever make will be a home. Buying property allows you to build wealth through equity accumulation and tax write-offs. However, the process of buying your first home ...

Home Prices - The Extra Costs

Gone are the days when buying a home was a priceless feat. Most banks want down-payments even for those who have perfect credit or who are first-time home-buyers. While you may be thinking about the ...

5 signs of house foundation problems

Unless there is a known problem with a home’s foundation, most homeowners don’t give it a second thought. That could be dangerous and costly. Ignoring the signs of foundation problems ...

10 Tips for Homebuyers

Purchasing a home especially the first one is a rite of passage. It comes with responsibilities from the moment the decision is made. Due diligence is a requisite to ensure an exciting experience. ...

Rent or Buy - the pros and cons

There are times when it is advantageous to rent a house instead of making a purchase. The reasons vary based on several factors. In contrast, certain conditions point to ideal times to buy a home. It ...

When to buy a house

Purchasing a home is the biggest investment that anyone can make. To get the best ROI, there are several variables to consider. They include the housing market, interest rates, government programs, ...

How To Choose A Realtor

Buying a house is a personal business transaction that requires signatures on legal documents such as a promissory note. Services of professional providers will also require a contract such as a ...

Foreclosure - The Pros and Cons of Buying

You may have heard that pursuing foreclosure sales is the best way to get a good deal in real estate. While it is true that homes at foreclosure sales can be sold below value, it is important to be ...

How To Get A Loan with Bad Credit

Bad credit does not preclude you from becoming a homeowner. In fact, there are several options available for those interested in home ownership that have bad credit. Being prepared with information ...

Short Sale Homes

There are negative connotations to a short sale transaction in real estate. One is owners fail to meet the original mortgage obligation. This could be due to several reasons such as job loss and ...