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About Andy Schramek

Andy Schramek and Five Star Properties see your Real Estate experience as a journey.    Consider this: If you were to take a long hike in the woods, say along the Appalacian Trail, wouldn't you want to plan thouroughly, prepare accordingly, and rely on the best possible advice.  Even better, wouldn't it be great to have a Professional Guide along who already knows the way and has the skills to manage everything including the unexpected?   Andy Schramek and Five Star Properties are your Professional Guides specializing in Tampa Bay Area Residential Real Estate.  We do this every day.  We help guide every inch of your journey, from planning your first step to celebrating moving day.  And, when the unexpected happens, because sometimes it does, we have the skills to make sure you finish your journey safe,  sound, and happy.    Count on Andy and Five Star Properties to manage your Real Estate transaction with exceptional sensitivity and attention to every detail.     Enough about us...isn't it time we talk about you and your Real Estate journey?  Please call t us now at (727) 619-4329.  Or, email [email protected] 

Keller Williams Five Star Properties

Andy Schramek

Andy Schramek


 

Real Estate Glossary Terms

  • Mistake

    Unintentional error. An example is a house that the seller wants $1,000,000 for but it is mistyped as $100,000. An error may be unilateral or mutual. Some types of errors are the basis to rescind a contract. ...

  • Retail Lender

    A lender who offers mortgage loans directly to the public. ...

  • Accidental Death And Dismemberment Insurance

    Form of accident insurance that indemnifies or pays a stated benefit to insured or his/her beneficiary in the event of bodily injury or death due to accidental means (other than natural causes). For example, an insured's arm is severed in an accident. A predetermined schedule of payments is used to ...

  • Loss Trends

    Projections of future accidental losses based on analyses of historical loss patterns. A projected loss picture is used to determine the pure cost of protection and the resultant basic premium, contingency reserves, and whether or not the company should continue selling a given line of business, or ...

  • Survivor's Right To Sue

    Legal recourse available to survivors of a person who suffers a wrongful death. Under common law, only an injured person had the right to sue for damages. If a wrongfully injured person died of those injuries, there was no one with a legal right to sue to recover damages for the death. State laws no ...

Real Estate Advice


 

Agent Advice

Word Of Mouth: The Best Advertising Tool A Realtor Can Use

Word Of Mouth: The Best Advertising Tool A Realtor Can Use

As a real estate agent, there are a lot of ways to get your name out there. From business cards to billboards and advertisements on search engines, there’s no shortage of marketing tools that you can and should use to your advantage as a real estate professional. Each of these tools can be useful in its own rite, but there’s one tool that you’re ...

Agent Advice

How Much Do Real Estate Agents Spend On Marketing?

How Much Do Real Estate Agents Spend On Marketing?

If you’re just starting out in the real estate business, you might currently be a bit overwhelmed by everything at your disposal in your new role. There’s so much you need to learn, so many new techniques you can use, and so many new people to meet. The world of real estate is more akin to an ocean than anything else, with all the depth and variety ...

Agent Advice

How To Retain Your Real Estate Clients Effectively?

How To Retain Your Real Estate Clients Effectively?

The professional practice of the real estate business as a genuine magician is like being in a relationship. In the beginning, you may be lucky and dazzle your soulmate with your looks and expertise. As a result, you get to close the deal. Then, it’s official: you’re together. But for how long? An excellent suitor and skilled ‘hunter’ can conquer ...

Home Seller Tips

Risks And Rewards Of Selling Your Home Without A Realtor

Risks And Rewards Of Selling Your Home Without A Realtor

From the perspective of a home buyer, the position of a real estate agent can seem unjustified in its existence. Why in the world would you pay someone 6% commission on the total sale price of your home, just so that they can set up a couple signs in the yard and do some paperwork? On the face of it, it seems utterly preposterous; why not just sell your home without a ...

Agent Advice

The Do’s And Don’ts Of The Real Estate Code Of Ethics

The Do’s And Don’ts Of The Real Estate Code Of Ethics

In the real estate business, it’s no secret that flexible morals have had a presence in the field since the very beginning. Whether it’s real estate agents that conceal vital information to make the deal go through or real estate developers cutting corners on multi-million dollar housing projects, this business has a reputation for being less-than-reputable. ...

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