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About Andy Schramek

Andy Schramek and Five Star Properties see your Real Estate experience as a journey.    Consider this: If you were to take a long hike in the woods, say along the Appalacian Trail, wouldn't you want to plan thouroughly, prepare accordingly, and rely on the best possible advice.  Even better, wouldn't it be great to have a Professional Guide along who already knows the way and has the skills to manage everything including the unexpected?   Andy Schramek and Five Star Properties are your Professional Guides specializing in Tampa Bay Area Residential Real Estate.  We do this every day.  We help guide every inch of your journey, from planning your first step to celebrating moving day.  And, when the unexpected happens, because sometimes it does, we have the skills to make sure you finish your journey safe,  sound, and happy.    Count on Andy and Five Star Properties to manage your Real Estate transaction with exceptional sensitivity and attention to every detail.     Enough about us...isn't it time we talk about you and your Real Estate journey?  Please call t us now at (727) 619-4329.  Or, email [email protected] 

Keller Williams Five Star Properties

Andy Schramek

Andy Schramek


 

Real Estate Glossary Terms

  • Mistake

    Unintentional error. An example is a house that the seller wants $1,000,000 for but it is mistyped as $100,000. An error may be unilateral or mutual. Some types of errors are the basis to rescind a contract. ...

  • Retail Lender

    A lender who offers mortgage loans directly to the public. ...

  • Accidental Death And Dismemberment Insurance

    Form of accident insurance that indemnifies or pays a stated benefit to insured or his/her beneficiary in the event of bodily injury or death due to accidental means (other than natural causes). For example, an insured's arm is severed in an accident. A predetermined schedule of payments is used to ...

  • Loss Trends

    Projections of future accidental losses based on analyses of historical loss patterns. A projected loss picture is used to determine the pure cost of protection and the resultant basic premium, contingency reserves, and whether or not the company should continue selling a given line of business, or ...

  • Survivor's Right To Sue

    Legal recourse available to survivors of a person who suffers a wrongful death. Under common law, only an injured person had the right to sue for damages. If a wrongfully injured person died of those injuries, there was no one with a legal right to sue to recover damages for the death. State laws no ...

Real Estate Advice


 

Homebuyer Tips

Housing Market Predictions For 2022

Housing Market Predictions For 2022

We are almost done with 2021 and the incredibly chaotic housing market that came with it. It’s natural that we look forward and try to understand what next year will look like. Many home shoppers experienced the double-edge sword of 2021’s housing market. Witnessing how the housing market appreciated over the last twelve months fueled fears of another ...

Homebuyer Tips

How Will The Hybrid Work Week Shape Homebuyer’s Preferences?

How Will The Hybrid Work Week Shape Homebuyer’s Preferences?

People take a lot of time thinking about what they want in a new home and rightly so! We want to make sure we’re buying a home that meets all of our wants and needs. We want to find an affordable place that is near friends and family, but also close enough to work, as well. And, of course, we want to make sure we can find an affordable property that isn’t ...

Home Seller Tips

How To Host An Open House And Generate Leads While Doing It

How To Host An Open House And Generate Leads While Doing It

As a well-established convention in the sphere of real estate, the sight of an open home being hosted by a local real estate agent is not at all uncommon. If you were to drive through an average suburban neighborhood on any given sunny summer afternoon, you’d likely come across a number of these events, extending an open invitation to any and all willing visitors. ...

Home Seller Tips

How To Improve The Privacy Of Your Home

How To Improve The Privacy Of Your Home

If you live in a residential neighborhood, there’s a good chance that you’ve had to deal with neighbors who don’t respect your privacy. Whether they’re peering through a pair of binoculars surveilling your Sunday afternoon barbeque or dropping by unannounced to “see how you’re doing”, these unpleasant individuals are the bane of ...

Homebuyer Tips

In The Miscellaneous Labyrinth Of Real Estate Finance

In The Miscellaneous Labyrinth Of Real Estate Finance

To those of us who’ve gone through the process of moving, it’s no secret that moving can be a hassle and a half, between the stress and substantial financial investments.  We usually decide to relocate for various reasons, such as a brand new workplace, the prospect of a brighter future, climate changes, or even the global pandemic. COVID-19 made ...

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