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About Andy Schramek

Andy Schramek and Five Star Properties see your Real Estate experience as a journey.    Consider this: If you were to take a long hike in the woods, say along the Appalacian Trail, wouldn't you want to plan thouroughly, prepare accordingly, and rely on the best possible advice.  Even better, wouldn't it be great to have a Professional Guide along who already knows the way and has the skills to manage everything including the unexpected?   Andy Schramek and Five Star Properties are your Professional Guides specializing in Tampa Bay Area Residential Real Estate.  We do this every day.  We help guide every inch of your journey, from planning your first step to celebrating moving day.  And, when the unexpected happens, because sometimes it does, we have the skills to make sure you finish your journey safe,  sound, and happy.    Count on Andy and Five Star Properties to manage your Real Estate transaction with exceptional sensitivity and attention to every detail.     Enough about us...isn't it time we talk about you and your Real Estate journey?  Please call t us now at (727) 619-4329.  Or, email [email protected] 

Keller Williams Five Star Properties

Andy Schramek

Andy Schramek


 

Real Estate Glossary Terms

  • Mistake

    Unintentional error. An example is a house that the seller wants $1,000,000 for but it is mistyped as $100,000. An error may be unilateral or mutual. Some types of errors are the basis to rescind a contract. ...

  • Retail Lender

    A lender who offers mortgage loans directly to the public. ...

  • Accidental Death And Dismemberment Insurance

    Form of accident insurance that indemnifies or pays a stated benefit to insured or his/her beneficiary in the event of bodily injury or death due to accidental means (other than natural causes). For example, an insured's arm is severed in an accident. A predetermined schedule of payments is used to ...

  • Loss Trends

    Projections of future accidental losses based on analyses of historical loss patterns. A projected loss picture is used to determine the pure cost of protection and the resultant basic premium, contingency reserves, and whether or not the company should continue selling a given line of business, or ...

  • Survivor's Right To Sue

    Legal recourse available to survivors of a person who suffers a wrongful death. Under common law, only an injured person had the right to sue for damages. If a wrongfully injured person died of those injuries, there was no one with a legal right to sue to recover damages for the death. State laws no ...

Real Estate Advice


 

Homebuyer Tips

Buying A Home In Bluffton SC

Buying A Home In Bluffton SC

Buying a home has always been one of the most important financial decisions we had to make as we worked our way up on the social ladder. It is a decision that is not taken lightly and for some people, it can be stressful, but exciting as well. The unique feeling you get when you reach the doorstep of your own home is unmatched and you get a genuine sense of ...

Homebuyer Tips

Living In Estero FL

Living In Estero FL

There are a lot of cities on Florida’s Gulf Coast. In the panhandle, the city of Pensacola is known for its historic air base, as well as being a surprisingly affordable place to live. Further down the coast, the city of Tampa has gained a reputation as one of Florida’s most attractive young metropolitan cities, experiencing rapid population growth in recent ...

Agent Advice

Tips For Realtors: Getting More Clients

Tips For Realtors: Getting More Clients

As a realtor, there are a lot of different areas of your job that you need to focus on to put food on the table. You need to know how to gauge a buyer’s interest, in order to ascertain how interested they are in your listing. You need to establish trust between you and your clients, so they know you’re worthy of their business. It’s also important to ...

Agent Advice

The Trust Shared Between A Real Estate Agent And Their Client

The Trust Shared Between A Real Estate Agent And Their Client

Buying or selling real estate is something most of us experience at some point in our lives. The process can be long and difficult sometimes but in the end a successful transaction is profoundly rewarding. Closing a transaction on a home for a first time home buyer will put a big smile on their face, knowing that they have achieved their dream of homeownership. Selling ...

Homebuyer Tips

Millennials: Good Or Bad For The Real Estate Market?

Millennials: Good Or Bad For The Real Estate Market?

Over the years, the landscape of the housing market has changed dramatically. As the older generation grows even older, a new group is coming into their own as the face of the housing market: millennials. These home buyers are faced with a new set of daunting challenges when it comes to buying a home, and realtors face an entirely different set of challenges when ...

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