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About Ann Ferguson, Broker
I believe that real integrity is doing the right thing, knowing that nobody's going to know whether you did it or not. I have lived in Hendersonville, NC since 1987 and currently live in Rutherford County. I am very familiar with all of Western North Carolina and the surrounding areas. I am one of the owners of Ferguson Hudson Realty and enjoy being a part of a great Real Estate firm.
I always give full commitment to my Clients and positive attention to any Customer that may just have a few questions about their home search or the selling of their home. If you are in the home buying or selling market, I hope that you will take the time to call me and discuss your needs in a home or your needs in selling your home. I aspire to help you succeed on your home buying or selling journey.
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Real Estate Glossary Terms
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Balloon
(1) Type of loan where the final payment is substantially greater than the previous payments; also termed partially amortized loan. A debt agreement might stipulate a balloon payment when future refinancing is expected. (2) Last lease payment for a lease asset. It includes the residual value of the ...
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Flashing
Sheet metal, often made of aluminum, used to cover a structure's open masonry or wood joints. The purpose of flashing is to prevent the penetration of water as well as to provide a drainage passageway between joints. ...
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Property Damage Liability Losses
Losses arising from damage to or destruction of property. ...
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Nonoccupational Disability
Condition that results from injury or disease that is not job related. Workers compensation applies to employees disabled by on-the-job injuries or disease. In addition, five states require employers to pay income (not medical expense) benefits if a worker is disabled by illness or injury that did n ...
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Tax Deferred Annuity (tda)
Retirement vehicle permitted under section 403 (b) plan of the U.S. Internal Revenue Code for employees of a public school system or a qualified charitable organization. Under such an agreement, the maximum annual contribution is $4500. Cash values and dividends accrue but are not taxed until the an ...
Real Estate FAQ
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What Is SWOT Analysis?
Developed by a successful management consultant in the ‘60s named Albert S. Humphery, the SWOT ...
Real Estate Advice
Homebuyer Tips
The Idyllic Suburbs Vs. Vibrant Downtowns
Where is it better to live? Where is living more cost-effective? Where will I have to say hello to everyone I meet? Should I remain in New York City or better move to Jericho 29 miles away? Let our real estate agents help you decide! There are many reasons, pro, and con, for both living in the suburbs or the city. Besides the apparent financial aspects, ...
Agent Advice
Cryptocurrency-Friendly Realtors
For decades, the world of finance was an oblique, inaccessible sphere that only those with the proper education and preparation could hope to break into. Hedge funds and investment firms reigned supreme, firmly holding a monopoly on everything even tangentially related to the industry of making money by spending money. This was an era defined by elitist financial ...
Agent Advice
Creative Ways To Get Leads As A Real Estate Agent
When you work in real estate, there are times when you’ve got to roll up your sleeves and get your hands dirty. With a good marketing strategy and some clever advertising you can get work by just sitting back and waiting for it to come to you, but this isn’t always going to pay the bills. In instances like these, you’ve got to go out and round up some ...
Agent Advice
Is Online Advertising Worth It For Realtors?
For real estate agents working in the sphere today, there’s no denying that marketing is a key part of becoming successful. In order to sell real estate, you’re going to need to get your name out in the sphere. It doesn’t matter how highly developed your other skills are, without a solid marketing strategy you won’t go far. With the arrival of ...
Agent Advice
How To Advertise Online As A Real Estate Agent
The online environment is growing, and with so many people surfing the internet, many businesses seize the opportunity to market themselves on the internet. It’s not just big companies that leverage the benefits of digital marketing but also independent agents such as realtors. In a post-pandemic era, the real estate market of 2021 looks more promising than ever ...
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