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About Ann Ferguson, Broker
I believe that real integrity is doing the right thing, knowing that nobody's going to know whether you did it or not. I have lived in Hendersonville, NC since 1987 and currently live in Rutherford County. I am very familiar with all of Western North Carolina and the surrounding areas. I am one of the owners of Ferguson Hudson Realty and enjoy being a part of a great Real Estate firm.
I always give full commitment to my Clients and positive attention to any Customer that may just have a few questions about their home search or the selling of their home. If you are in the home buying or selling market, I hope that you will take the time to call me and discuss your needs in a home or your needs in selling your home. I aspire to help you succeed on your home buying or selling journey.
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Real Estate Glossary Terms
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Balloon
(1) Type of loan where the final payment is substantially greater than the previous payments; also termed partially amortized loan. A debt agreement might stipulate a balloon payment when future refinancing is expected. (2) Last lease payment for a lease asset. It includes the residual value of the ...
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Flashing
Sheet metal, often made of aluminum, used to cover a structure's open masonry or wood joints. The purpose of flashing is to prevent the penetration of water as well as to provide a drainage passageway between joints. ...
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Property Damage Liability Losses
Losses arising from damage to or destruction of property. ...
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Nonoccupational Disability
Condition that results from injury or disease that is not job related. Workers compensation applies to employees disabled by on-the-job injuries or disease. In addition, five states require employers to pay income (not medical expense) benefits if a worker is disabled by illness or injury that did n ...
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Tax Deferred Annuity (tda)
Retirement vehicle permitted under section 403 (b) plan of the U.S. Internal Revenue Code for employees of a public school system or a qualified charitable organization. Under such an agreement, the maximum annual contribution is $4500. Cash values and dividends accrue but are not taxed until the an ...
Real Estate FAQ
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What Is SWOT Analysis?
Developed by a successful management consultant in the ‘60s named Albert S. Humphery, the SWOT ...
Real Estate Advice
Agent Advice
Between Family And Real Estate: Finding Balance As An Agent
It’s hard to understand the struggles and the demands of the real estate industry when you are outside of it. When was the last time you’ve been told that you are so lucky to have such a flexible schedule as a real estate agent? We both know that is an understatement because, in reality, finding balance in life while working as a real estate agent is more ...
Homebuyer Tips
Best Small Towns To Live In, North Carolina Edition
There’s a lot to be said for living in a small town. While they may not have the glitz and glamour of metropolitan megacities, small towns have a lot of perks that may not be immediately apparent but are very attractive none theless. While there’s plenty to be said for living in a big city, (some prefer it) it isn’t for everyone. If you’re ...
Homebuyer Tips
This is it. For the past weeks or months, every day has been at least partially spent thinking of, preparing for or planning this fateful day. You’ve laboured long and hard to make sure it comes without incident, and now all your hard work is finally going to pay off. What is this day, you ask? It’s closing day, baby. Now, there’s still a lot ...
Homebuyer Tips
So, you’re thinking of making the city of Clermont your new home. We get it; there are a lot of reasons why you might want to live here! With its beautiful weather, long list of attractions, gorgeous surroundings and exceptionally healthy job market, you’d be forgiven for thinking it’s about as close to being heaven on earth as we can get! But this ...
Homebuyer Tips
Buying A Home In High Point NC
Homeownership is a big step forward from living as a tenant and moving from one place to another. At some point, we all get tired of renting, and we decide it is time to become our own boss and find a stable place we can call home. Buying your first home is a great achievement, but the process does have its difficulties. A home purchase is strongly connected with the ...
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