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About Ann Ferguson, Broker
I believe that real integrity is doing the right thing, knowing that nobody's going to know whether you did it or not. I have lived in Hendersonville, NC since 1987 and currently live in Rutherford County. I am very familiar with all of Western North Carolina and the surrounding areas. I am one of the owners of Ferguson Hudson Realty and enjoy being a part of a great Real Estate firm.
I always give full commitment to my Clients and positive attention to any Customer that may just have a few questions about their home search or the selling of their home. If you are in the home buying or selling market, I hope that you will take the time to call me and discuss your needs in a home or your needs in selling your home. I aspire to help you succeed on your home buying or selling journey.
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Real Estate Glossary Terms
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Balloon
(1) Type of loan where the final payment is substantially greater than the previous payments; also termed partially amortized loan. A debt agreement might stipulate a balloon payment when future refinancing is expected. (2) Last lease payment for a lease asset. It includes the residual value of the ...
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Flashing
Sheet metal, often made of aluminum, used to cover a structure's open masonry or wood joints. The purpose of flashing is to prevent the penetration of water as well as to provide a drainage passageway between joints. ...
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Property Damage Liability Losses
Losses arising from damage to or destruction of property. ...
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Nonoccupational Disability
Condition that results from injury or disease that is not job related. Workers compensation applies to employees disabled by on-the-job injuries or disease. In addition, five states require employers to pay income (not medical expense) benefits if a worker is disabled by illness or injury that did n ...
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Tax Deferred Annuity (tda)
Retirement vehicle permitted under section 403 (b) plan of the U.S. Internal Revenue Code for employees of a public school system or a qualified charitable organization. Under such an agreement, the maximum annual contribution is $4500. Cash values and dividends accrue but are not taxed until the an ...
Real Estate FAQ
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What Is SWOT Analysis?
Developed by a successful management consultant in the ‘60s named Albert S. Humphery, the SWOT ...
Real Estate Advice
Homebuyer Tips
Real Estate Trends In St. Petersburg Florida
The real estate trends are constantly changing throughout the market as the market itself is influenced by outside factors. These factors can be anything from the presidential elections to a global pandemic. The way in which they affect the real estate market depends on how much the factors impact the market itself. For example, during the 2008 economic crisis, while ...
Homebuyer Tips
Have you ever imagined yourself living on the coastline of Florida? Living in a gorgeous waterfront home, and waking up to the morning breeze of the Ocean. What would it be like if you can witness the beautiful sunrises of the Sunshine State every day and get those beach vibes going? Having the opportunity to lay back and settle in one of Florida’s beautiful ...
Homebuyer Tips
Think about the last exciting trip you had to a city you’ve never seen before. The experience you had there was so amazing that you might’ve considered coming back, but this time for good. You can’t stop thinking about how amazing it would be to get the same kind of experience, every day you get to live there. While the emotions and the feeling might ...
Homebuyer Tips
Living In Bowie MD - Pros And Cons
Have you ever had the opportunity to witness the wonders of Maryland? A state that finds the perfect balance between the exquisite lifestyle along the coastline, along with the impressive urban scene of a metropolitan city. All kinds of natural features, except desert, can be experienced through the state of Maryland, and its important history earned the state its ...
Homebuyer Tips
Pros And Cons Of Living In Clermont Florida
Up to this day many people consider Florida to be one of the best places to live. With an average of 237 days of sunshine per year and great year-round weather there is no wonder why many people want to live here. At some point, you get tired of rainy days and the never-ending cold season with below-freezing temperatures. On top of that Florida has no state income tax, ...
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