About Ann Ferguson, Broker

I believe that real integrity is doing the right thing, knowing that nobody's going to know whether you did it or not. I have lived in Hendersonville, NC since 1987 and currently live in Rutherford County. I am very familiar with all of Western North Carolina and the surrounding areas. I am one of the owners of Ferguson Hudson Realty and enjoy being a part of a great Real Estate firm.

I always give full commitment to my Clients and positive attention to any Customer that may just have a few questions about their home search or the selling of their home. If you are in the home buying or selling market, I hope that you will take the time to call me and discuss your needs in a home or your needs in selling your home. I aspire to help you succeed on your home buying or selling journey.

Ferguson Hudson Realty

Ann Ferguson, Broker

Real Estate Glossary Terms

Balloon

(1) Type of loan where the final payment is substantially greater than the previous payments; also termed partially amortized loan. A debt agreement might stipulate a balloon payment when future refinancing is expected. (2) Last lease payment for a lease asset. It includes the residual value of the ...
Flashing

Sheet metal, often made of aluminum, used to cover a structure's open masonry or wood joints. The purpose of flashing is to prevent the penetration of water as well as to provide a drainage passageway between joints. ...
Property Damage Liability Losses

Losses arising from damage to or destruction of property. ...
Nonoccupational Disability

Condition that results from injury or disease that is not job related. Workers compensation applies to employees disabled by on-the-job injuries or disease. In addition, five states require employers to pay income (not medical expense) benefits if a worker is disabled by illness or injury that did n ...
Tax Deferred Annuity (tda)

Retirement vehicle permitted under section 403 (b) plan of the U.S. Internal Revenue Code for employees of a public school system or a qualified charitable organization. Under such an agreement, the maximum annual contribution is $4500. Cash values and dividends accrue but are not taxed until the an ...

Real Estate Advice

Agent Advice

The Do’s And Don’ts Of The Real Estate Code Of Ethics

In the real estate business, it’s no secret that flexible morals have had a presence in the field since the very beginning. Whether it’s real estate agents that conceal vital information to make the deal go through or real estate developers cutting corners on multi-million dollar housing projects, this business has a reputation for being less-than-reputable. ...

Agent Advice

How A Good Bio Can Kickstart Your Real Estate Career

As a real estate agent, it’s no secret that marketing is the key to good sales numbers. You’re not just selling real estate; you’re selling yourself. How you are perceived as a professional is the most important, most crucial and most notable aspect of your job. Regardless which region you live in, what type of real estate you sell or what you do in ...

Homebuyer Tips

Real Estate Niche: Green Homes

Life in the 21st century is coming with some very welcome changes. Nowadays, it’s becoming more approachable to have a lifestyle that allows you to live more harmoniously with your environment. We're heading towards a much broader path towards sustainability. People are looking into what a sustainable lifestyle would ask of them, and what changes they would have ...

How Your Appearance Affects Your Sales

As a real estate professional, you’ve probably heard one person or another talk about “dressing for success” while they show you their new watch or tailored suit. This expression is used broadly in a lot of different ways, but in the world of real estate it actually holds a lot more meaning than you might imagine. A crucial aspect of working as a ...

Home Seller Tips

Restoring A Repossessed Home: Dealing With Damage

For a person who’s got an enterprising spirit, the world is full of money-making opportunities. From investment to entrepreneurship and good old-fashioned hard work, there is almost no set of circumstances that can keep a sharp-witted business man or woman down financially. Everyone gets knocked down from time to time; what’s important is how you go about ...