About Ann Ferguson, Broker

I believe that real integrity is doing the right thing, knowing that nobody's going to know whether you did it or not. I have lived in Hendersonville, NC since 1987 and currently live in Rutherford County. I am very familiar with all of Western North Carolina and the surrounding areas. I am one of the owners of Ferguson Hudson Realty and enjoy being a part of a great Real Estate firm.

I always give full commitment to my Clients and positive attention to any Customer that may just have a few questions about their home search or the selling of their home. If you are in the home buying or selling market, I hope that you will take the time to call me and discuss your needs in a home or your needs in selling your home. I aspire to help you succeed on your home buying or selling journey.

Ferguson Hudson Realty

Ann Ferguson, Broker

Real Estate Glossary Terms

Balloon

(1) Type of loan where the final payment is substantially greater than the previous payments; also termed partially amortized loan. A debt agreement might stipulate a balloon payment when future refinancing is expected. (2) Last lease payment for a lease asset. It includes the residual value of the ...
Flashing

Sheet metal, often made of aluminum, used to cover a structure's open masonry or wood joints. The purpose of flashing is to prevent the penetration of water as well as to provide a drainage passageway between joints. ...
Property Damage Liability Losses

Losses arising from damage to or destruction of property. ...
Nonoccupational Disability

Condition that results from injury or disease that is not job related. Workers compensation applies to employees disabled by on-the-job injuries or disease. In addition, five states require employers to pay income (not medical expense) benefits if a worker is disabled by illness or injury that did n ...
Tax Deferred Annuity (tda)

Retirement vehicle permitted under section 403 (b) plan of the U.S. Internal Revenue Code for employees of a public school system or a qualified charitable organization. Under such an agreement, the maximum annual contribution is $4500. Cash values and dividends accrue but are not taxed until the an ...

Real Estate Advice

Homebuyer Tips

Houston Real Estate Market Overview Of 2022

Houston is the fourth-largest city in the United States. It has shown steady growth and development, as well as a diverse economy and relatively low unemployment rates. It is one of the best destinations for long-term real estate investment or a job in this sphere. It offers an excellent quality of life, highly-developed infrastructure, and many career opportunities. So ...

Agent Advice

Black Friday Bucketlist For Realtors

The real estate industry has changed a lot over the past few years. Looking at what real estate was and meant over 30 years ago and what it means now, we will see visible changes. The era of technology and modernization has stepped up this field. If we look at the tools real estate agents use nowadays, we can observe a change in modernization and adaptability to the ...

Home Seller Tips

What Sells A House

Do you remember the first impression you had when you bought your house? Maybe the wall color in the bedroom stood out or some weird tiling choices. When it comes to home buyers, interior design choices can attract them or send them running. Many things make or break a sale, and a homeowner who’s putting their home on the market will only benefit from knowing what ...

Homebuyer Tips

10 Things That Could Turn Off Homebuyers

Selling your house is a challenging decision to make. Giving up the place you’ve made life-long memories is emotionally consuming. But you might need a bigger home or want to relocate to a new city. Thus going through the selling process is unavoidable. First time selling a house? There are several aspects you should consider. You need information about the local ...

Home Seller Tips

What Not To Fix When Selling A House

Living in a society based on consumerism, we are used to everything we buy being in perfect shape. We send back articles of clothing that don’t fit instead of altering them at a sewist; We return an appliance if it has a visible scratch; We go back to the store to return a product that doesn’t fit our expectations even if we purchased it ourselves from the ...