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About Ann Ferguson, Broker
I believe that real integrity is doing the right thing, knowing that nobody's going to know whether you did it or not. I have lived in Hendersonville, NC since 1987 and currently live in Rutherford County. I am very familiar with all of Western North Carolina and the surrounding areas. I am one of the owners of Ferguson Hudson Realty and enjoy being a part of a great Real Estate firm.
I always give full commitment to my Clients and positive attention to any Customer that may just have a few questions about their home search or the selling of their home. If you are in the home buying or selling market, I hope that you will take the time to call me and discuss your needs in a home or your needs in selling your home. I aspire to help you succeed on your home buying or selling journey.
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Real Estate Glossary Terms
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Balloon
(1) Type of loan where the final payment is substantially greater than the previous payments; also termed partially amortized loan. A debt agreement might stipulate a balloon payment when future refinancing is expected. (2) Last lease payment for a lease asset. It includes the residual value of the ...
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Flashing
Sheet metal, often made of aluminum, used to cover a structure's open masonry or wood joints. The purpose of flashing is to prevent the penetration of water as well as to provide a drainage passageway between joints. ...
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Property Damage Liability Losses
Losses arising from damage to or destruction of property. ...
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Nonoccupational Disability
Condition that results from injury or disease that is not job related. Workers compensation applies to employees disabled by on-the-job injuries or disease. In addition, five states require employers to pay income (not medical expense) benefits if a worker is disabled by illness or injury that did n ...
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Tax Deferred Annuity (tda)
Retirement vehicle permitted under section 403 (b) plan of the U.S. Internal Revenue Code for employees of a public school system or a qualified charitable organization. Under such an agreement, the maximum annual contribution is $4500. Cash values and dividends accrue but are not taxed until the an ...
Real Estate FAQ
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What Is SWOT Analysis?
Developed by a successful management consultant in the ‘60s named Albert S. Humphery, the SWOT ...
Real Estate Advice
Home Seller Tips
Social Distancing During The Home Buying/Selling Process
Being a homeowner after many years of moving from one rental to another is probably one of greatest accomplishments a person can feel. Also, during our lifetime we will be faced with the decision of selling our homes for various reasons. Maybe you want to move out to a more family-friendly place, or you want to be closer to your family and friends, maybe it’s the ...
Agent Advice
Agents: How To Sell A House During A Pandemic
The coronavirus outbreak dealt a massive blow to the economy. Many industries find themselves struggling during the pandemic because of the restrictions imposed by the government and authorities in order to contain the spread of the disease. With the current situation of the pandemic, many people fear to go outdoors while others are careless. We are also witnessing a ...
Homebuyer Tips
Minimum Credit Score In The USA For Home Loans
We all dream about the glorious day we move into our own home. After all the years, moving from one rental to another, the day has come when you can finally think about your own place. You have enough money for your down payment and with a good credit score, you are now able to get a home loan. The American dream of homeownership is now within your ...
Home Seller Tips
How To Sell A House In Orlando, Florida
The state of Florida also known as the “Sunshine State” is renowned worldwide for its touristic attractions. World-class beach experience, dining, and amusement parks are just some of the things people come for in Florida. With such an increasing number of people coming in the state the demand for housing has also increased over the years. With more people ...
Homebuyer Tips
Sustainably Refurnishing Your Home
Sustainability is a concept for the future and it is highly important that we understand it. If we are thinking of the future we have to think of both something that can be used for the long term and also something that doesn’t produce waste. A sustainable way of refurbishing your home is quite a tricky thing to embark on, but if we want to live in a clean ...
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