Toast To Life



About Ann Vaughn & Wendy Vaughn

Ann was trained on Customer Service as a Human Resource Director for 36 years at Nabisco,Inc, later known as Kraft Foods, you learn to roll with the conglomerates as they expand and deversify  but in doing so I also learned that listening is the best way to know what customers as well as employees want and need. Therefore my segway into Real Estate has been easy after relocating Nabisco employees for years and years and assisting them with their personal benefits, payroll and housing needs. Wendy has a degree in Merchandising and Design and loves to stage and decorate and sell our beautiful homes in SW Florida. We relocated from NJ and have owned a home in Cape Coral since 1997 and love boating, kayaking and the beach life and are familiar with all aspects of home ownership in SW Florida and know the area extremely well. Call us ONLY if you want HONEST, QUALITY SERVICE.. We are active members of the Kiwanis Club of Cape Coral and service is our forte'.




CENTURY 21 Birchwood Realty, Inc.

Ann Vaughn & Wendy Vaughn CENTURY 21 Birchwood Realty, Inc.

Ann Vaughn & Wendy Vaughn


Real Estate Glossary Terms

  • Judicial Foreclosure

    Property of a defaulted borrower is sold under court order, and the judge must approve the amount received. For example, Fidelity Bank has a first mortgage balance of $100,000 on Mr. X's home. The property is foreclosed because of nonpayment. The property is sold for only $70,000. A deficiency judgm ...

  • Exclusive Agency System

    Same as term Captive Agent: representative of a single insurer or fleet of insurers who is obliged to submit business only to that company, or at the very minimum, give that company first refusal rights on a sale. In exchange, that insurer usually provides its captive agents with an allowance for of ...

  • Medical Savings Accounts (msas)

    Savings accounts that have tax advantages combined with health insurance plans for the benefit of the employee. Both the employee and the employer are permitted to contribute to the MSA. The contributions can be directed to pay the deductible under the health insurance plan and/or the medical expens ...

  • Mini Tail

    Automatically extended reporting period of 60 days, during which claims may be made after a claims made basis liability coverage policy has expired. ...

  • Sine Qua Non Rule

    Latin phrase meaning "without which not," signifying a legal rule in tort and negligence cases. Under this rule, a plaintiff trying to prove that an injury was a direct result of a negligent act by the defendant would have to establish that the injury would not have occurred without the negligent ac ...

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