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About Barbara Sivba
Welcome to Your One Stop Real Estate Network for Your Lake Home Search in CT Lake Country! Serving the towns surrounding Candlewood Lake, Lake Lillinonah, Lake Waramug, Woodridge Lake, Twin Lakes and others, The Sivba Group brings 25 years of experience in finding their client's their ideal lake home.
We at "The Sivba Group" at Coldwell Banker Residential Brokerage are the "go to" brokers in the CT Lake Regions, with the largest market share of listings and sales in the area for over 25 Years. Our knowledge and experience will guide you in discovering the ideal lake home, be it a full time residence, weekend getaway or summer retreat. Located less than 75 minutes to NY city, surrounded by scenic beauty, picturesque landscapes of lake and mountains, quaint towns, suburban and rural environments, great schools, easy access to shopping and activities, The Candlewood Lake and Lake Lillinonah areas are the number one choice for second home buyers from New York, New Jersey and other nearby states.Our mantra " Bringing Buyers and Sellers Together Successfully" has been our goal in our real estate careers.
We deliver to our clients the ultimate knowledge of the market and advise on area comparables and sales to help them make the best buying decision. Our negotiation skills and personal connection with Lake Living make us the best choice when choosing a broker to guide you through the ins and outs of a lake home purchase!
WE OPEN DOORS TO CLOSED SALES
Barbara & Arnie Sivba , a magna cum laude, Phi Beta Kappa graduate of Hofstra University, with years of experience in marketing, advertising and sales brings 25 years of success in real estate sales, first as an independent and now as one of Coldwell Banker's Previews Premier Agents earning her the Elite Level of honors on the Coldwell Banker team. Her specialty is listing and selling lake and luxury real estate in the Candlewood ,Lake Lillinonah and the CT Lake Regions.
Arnie Sivba, Barbara's spouse and partner ,brings a mechanical engineering background, as a graduate of Pratt University and finance and marketing expertise with an MBA from the University of CT. His skill set brings an added dimension to the ultimate service the pair delivers to their clients.
Satisfied clients are our best promotion! Through the years our clients have referred us to others and felt comfortable in recommending us! This is the highest form of flattery. Our promise is to guide you through a successful purchase or sale and help you achieve your personal goals!
EXPERIENCE , KNOWLEDGE, INTEGRITY , RESULTS These are the cornerstones of our success. Let us put them to work for you!
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Real Estate Glossary Terms
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Rational Motives
Determination made concerning the motivation of a testator in making devises of the will. A will can be contested if it can be proved the testator did not have rational motives when making the devises of the will. ...
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Strip Lumber
Lumber of no more than 8 inches wide and 2 inches thick. ...
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Directors And Officers Liability Insurance
Coverage when a director or officer of a company commits a negligent act or omission, or misstatement or misleading statement, and a successful libel suit is brought against the company as a result. Usually a large deductible is required. The policy provides coverage for directors' and officers' lia ...
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Risk Identification In Property Exposures
Process of discovering sources of loss concerning the property risk faced by individuals and business firms. The first step is to analyze possible perils that can damage or destroy both real and personal property. ...
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Rule Against Perpetuities
Time limit on the deferred ownership of property such that, 21 years after the property owner dies, the deferred ownership of that property terminates. ...
Real Estate Advice
Agent Advice
5 Real Estate Marketing Ideas For 2020
The new year is finally here, and with it, a bevvy of new opportunities to explore in the real estate business. The world of real estate is constantly changing and evolving, and a good realtor needs to constantly keep themselves updated on new marketing strategies for real estate agents. With that in mind, we’ve put together this list of ...
Homebuyer Tips
Pros And Cons Of Living In Boca Raton
There is a lot to be said for living in Boca Raton FL. Beautiful weather, beautiful beaches and beautiful houses are just a few of the many, many pros of living in this gorgeous city. But, just like any other city, there are a fair few downsides to living here. Housing prices are astronomical, and property crime rate is even higher than the national average. ...
Homebuyer Tips
Home Loans With 0 Down Payment
Mary V. has always adored the fairytales her mother used to read before going to bed. Since then, she had been dreaming of her own place to call home, which gradually became smaller and smaller. She left behind the gold-plated palaces and castles of her childhood memories, and now, in her early 20s, she would be more than happy to live in a small cozy one-story house ...
Homebuyer Tips
How Can You Improve Your Credit Score?
The almighty Credit Score: The banking industry revolves around it. Landlords demand it. And everybody is concerned about their three digits that reveal how well they are doing financially. The FICO® Score and the VantageScore are two systems that measure your creditworthiness. Both can be between 300 and 850. Of course, the higher, the better. Understanding credit ...
Homebuyer Tips
What does any real estate agent listed on RealEstateAgent.com appreciate more at homebuyers? Their flexibility and their openness when it comes to exploring the many different types of loans that are available for them. In this article, we will explain how USDA loans work. In fact, Section 502 Single-Family Rural Housing Loans can have two forms. The first one is the ...
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