Toast To Life



About Benny Ergas

Specialties: Buyer's Agent, Listing Agent, Foreclosure, Short-Sale, Landlord

Real Estate Consultant for the last 8 years. I have experience in negotiating your Contract Rental or Purchase and have been know to create Magic results in negotiations

United Realty Group Inc.

Benny  Ergas

Benny Ergas


Real Estate Glossary Terms

  • Absorption Rate

    Projection of the annual sales or occupancy rate of a real estate property. ...

  • Inheritance Tax

    State tax based on the value of property received through inheritance. The tax is paid by the recipient not the estate. Tax paid to the government or state upon the death of the taxpayer based on his or her net worth. The tax is paid by estate not the heirs. ...

  • Covered

    Same as term Coverage: protection under an insurance policy. In property insurance, coverage lists perils insured against, properties covered, locations covered, individuals insured, and the limits of indemnification. In life insurance, living and death benefits. ...

  • Life Insurers Conference (lic)

    Organization of home service debit life insurance companies and combination companies. ...

  • Schedule P Reserve

    Statutory reserve for automobile liability, representing specific dollar estimates for future claims. The national association OF insurance commissioners (naic) established formulas to project the amount that liability insurers must put aside for unpaid claims. These formulas are based on the assump ...

My credentials member badge
Fair Housing and Equal Opportunity (FHEO)
Residential Construction Certified (RCC)
SHS – Senior Housing Specialist


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