Toast To Life



About Bernardo Roman Jr.

Bernie was born and raised in Chicago, IL, a U.S. Marine Corps veteran and father of 3 amazing children! He is a hard worker, honest, responsible and has a passion for helping his clients buy, sell and invest in real estate. Contact him by text, phone or email!!!

eXp Realty LLC

Bernardo  Roman Jr. eXp Realty LLC

Bernardo Roman Jr.


Real Estate Glossary Terms

  • Utility Room

    Contains the appliances necessary for the maintenance of an establishment. ...

  • Rate Cap

    In an adjustable rate mortgage (ARM), the maximum rate that can be charged during the mortgage period. For example, John obtained an $80,000 6% ARM having a lifetime rate cap of 10.5%. ...

  • Sill

    Bottom of a frame such as a window sill. ...

  • Black List States

    States that preclude the placement of surplus lines with particular insurance companies. ...

  • Presumptive Disability

    Assumption of total disability when an insured loses sight, hearing, speech, or a limb. When such a loss occurs to an insured with disability income insurance, the insurer often assumes that the individual is disabled, even if he or she later returns to work. Here insurers may pay a lump sum in addi ...

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