I SPEAK:
English
About Bill Hopkins
Husband to a beautiful wife and fellow Georgia Southern University Alumnus, Lori and father to two beautiful children Savannah and Lucas. Home is Thomson, GA. located along Interstate 20 about 20 miles west of "Home of the Masters" Augusta, GA. After 12 years in the automotive retail sales arena I made the move into real estate in 2006...a very fortunate decision. Working in real estate has been a great experience one that improves on a daily basis.
I look forward to helping you with you selling or buying needs.
Coldwell Banker Watson and Knox Real Estate
Bill Hopkins
Real Estate Glossary Terms
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Transfer Tax
federal tax on gifts made and estate proceeds. ...
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Partial Taking
Purchase of part of property or property rights when condemnation takes place. The owner must be justly reimbursed. ...
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Assumption
Acceptance by a reinsurer of part or all of a risk that has been transferred to it by a primary insurer or another reinsurer. ...
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Franchise Clause
Clause found in a marine insurance policy that states that the policy will not pay any claims less than a given amount but will pay claims in excess of that amount. The purpose of this clause is to eliminate the costs associated with processing small claims because their costs could easily exceed th ...
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Political Risk Insurance: Unfair Calling Of Demand Bonds
Insurance coverage that protects the exporter (even though the exporter may be in total compliance with the terms and conditions of the contract) in the event a foreign government calls the demand bonds. For example, after the Shah of Iran was overthrown, the new government called in the demand bond ...
Real Estate Advice
Homebuyer Tips
Dollars And Sense: Invest In Your 401k Or Pay Off Your Home
Job security for many people is an important aspect, but it might be overlooked if you don’t consider the unexpected, which often leads to unemployment. Take, for example, the pandemic that hit us in 2020, that left many people without jobs, especially in the leisure and hospitality industries. Not only that but as many were concerned about keeping Covid-19 out ...
Agent Advice
Between Family And Real Estate: Finding Balance As An Agent
It’s hard to understand the struggles and the demands of the real estate industry when you are outside of it. When was the last time you’ve been told that you are so lucky to have such a flexible schedule as a real estate agent? We both know that is an understatement because, in reality, finding balance in life while working as a real estate agent is more ...
Homebuyer Tips
Best Small Towns To Live In, North Carolina Edition
There’s a lot to be said for living in a small town. While they may not have the glitz and glamour of metropolitan megacities, small towns have a lot of perks that may not be immediately apparent but are very attractive none theless. While there’s plenty to be said for living in a big city, (some prefer it) it isn’t for everyone. If you’re ...
Homebuyer Tips
This is it. For the past weeks or months, every day has been at least partially spent thinking of, preparing for or planning this fateful day. You’ve laboured long and hard to make sure it comes without incident, and now all your hard work is finally going to pay off. What is this day, you ask? It’s closing day, baby. Now, there’s still a lot ...
Homebuyer Tips
So, you’re thinking of making the city of Clermont your new home. We get it; there are a lot of reasons why you might want to live here! With its beautiful weather, long list of attractions, gorgeous surroundings and exceptionally healthy job market, you’d be forgiven for thinking it’s about as close to being heaven on earth as we can get! But this ...
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