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3030 Harley Rd Ste 270 , Jacksonville - FL 32257

About Bill Stelling

 

Our Team of Realtors works with Buyers and Sellers in Northeast Florida and we have been blessed to be able to help hundreds of families find the right place to call "Home."

We don't try to "SELL" houses....rather houses sell themselves.  Our job is to educate so YOU can make informed decisions.  After all...you will know when its right~!

We understand financing and will help ensure you understand the pros/cons of each option. For example, it is possible to put as little as 5% Down Payment and still not have monthly mortgage insurance - ever~!

There is also a new 1st TIME HOME BUYER TAX CREDIT of up to $2,000 per year for up to 30 years~!  (FYI - A First Time Buyer is any buyer that has not owned a home in the past 3 years)  Let us know and we will send you more information and connect you with a participating lender to see if you are eligible.

There are still even a couple of 100% financing options like VA Loans and even USDA Loans in parts of St Johns, Nassau or Clay Counties. The USDA Eligibility Maps will be changing in October 2014 so if you are considering a USDA Loan we can look and see if your area will be affected.

Let us know when we can be of service...we are only a text, email or phone call away. 

Full Time Agents - We are available days, nights and weekends.

Bill Stelling

All Real Estate Options Inc

Bill Stelling


 
 

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Agent Advice

Digital Trends That Revolutionized The Real Estate Industry

Digital Trends That Revolutionized The Real Estate Industry

Of all the inventions that changed the real estate game, none have changed it as profoundly and irreversibly as the internet. This technology opened up a world of new possibilities and opportunities for real estate professionals working at every level in the field of real estate. From the lowliest copy room workers to the moguls and brokers at the very top of the ...

Homebuyer Tips

Homebuyer - Realtor Relationship In A Period Defined By COVID

Homebuyer - Realtor Relationship In A Period Defined By COVID

At the beginning of 2020, a pandemic swept across the globe. The coronavirus or SARS CoV-2 became public enemy number one due to its unpredictability in spreading and affecting human health. Specialists soon discovered the exponential damage it can exert causing respiratory tract infections, from mild to lethal. As a result of the virus, a series of protective ...

Homebuyer Tips

House Hunting Goes Digital In 2021

House Hunting Goes Digital In 2021

As you are already aware, the global pandemic kicked in 2020 inconsiderately switching up the rules of the game. An unwelcome guest, SARS-CoV-2 (COVID-19), proved to be a tough opponent. As a result, governments were obliged to implement similar responses in the form of severe restrictions, namely lockdowns, the principle of social distancing, and even tighter health ...

Homebuyer Tips

The Idyllic Suburbs Vs. Vibrant Downtowns

The Idyllic Suburbs Vs. Vibrant Downtowns

Where is it better to live? Where is living more cost-effective? Where will I have to say hello to everyone I meet? Should I remain in New York City or better move to Jericho 29 miles away? Let our real estate agents help you decide! There are many reasons, pro, and con, for both living in the suburbs or the city. Besides the apparent financial aspects, there is an ...

Agent Advice

Cryptocurrency-Friendly Realtors

Cryptocurrency-Friendly Realtors

For decades, the world of finance was an oblique, inaccessible sphere that only those with the proper education and preparation could hope to break into. Hedge funds and investment firms reigned supreme, firmly holding a monopoly on everything even tangentially related to the industry of making money by spending money.  This was an era defined by elitist financial ...

 

Real Estate Glossary Terms

  • Galloping Inflation

    Also called hyperinflation. Very high rate of inflation rate. ...

  • Use Density

    percentage of land that may be used productively to the total square footage of the land. For example, if total square footage is 40,000 but only 30,000 square feet may be built upon because of zoning requirements, the use density rate is 75% (30,000/40,000). ...

  • Financial Risk Management

    Management of investment risks associated with business risk, interest rate risk, political risk, and purchasing power risk. Usually fixed income financial instruments, such as fixed dollar life insurance, fixed dollar annuities, and bonds, are most susceptible to business, purchasing power, interes ...

  • International Insurance Seminars, Inc. (iis)

    Annual meetings of insurance practitioners and academicians from throughout the world interested in exchanging ideas concerning the theory and applications of insurance. The meeting is held in a different part of the world each year. ...

  • Roth Individual Retirement Account (ira)

    Separate account created by the Tax Relief Act of 1997 and named after Senator William Roth Jr. of Delaware. A working individual may contribute up to 100% of compensation or $2000. The lesser amount applies for each taxable year; and, the contribution must be made by April 15 (or the tax filing dea ...

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