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About Brian Giacomello
Before becoming a Realtor, Brian worked in the banking and finance industry for nearly ten years; he also had the experience of owning his own small business in the restaurant industry, running a small pizza and sub shop in Medford, MA. In 2010 Brian made the move to Naples, which he describes as paradise. Brian is always looking to learn, and is eager to get his name established in the Naples real estate market. To that end, Brian immediately began 2015 by obtaining his Broker's license. With his previous work history and business sense, his love of the area, and his genuine drive to help, Brian is confident he will make your real estate experience an informed and easy-going transaction.
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Real Estate Glossary Terms
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Depletion
Also called earnest money. Money deposited with an individual for security for the performance of some contract. This is intended to show his/her willingness to follow through with the purchase agreement. Deposit or earnest money can be forfeited if the depositor defaults on the terms of the cont ...
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Business Day
Day on which the New York Stock Exchange is open for transactions; used in calculating accumulation unit values for variable dollar insurance products. ...
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Military Service Exclusion
Clause common to life and health insurance policies issued during wartime that exclude benefits for military service-connected perils of death, disability, illness, accident, or sickness. This clause is usually canceled with the declaration of peace. ...
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Nondiscrimination Rules
Rules stating that, under the tax EQUITY AND RESPONSIBILITY ACTS OF 1982 AND 1983 (TEFRA), a plan can not discriminate in favor of key employees regarding contributions and benefits if favorable tax treatment is to be retained. For example, the premiums the employer pays on behalf of the employee fo ...
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Prior Insurance
Insurance in force previous to the present insurance policy. ...
Real Estate Advice
Agent Advice
Digital Trends That Revolutionized The Real Estate Industry
Of all the inventions that changed the real estate game, none have changed it as profoundly and irreversibly as the internet. This technology opened up a world of new possibilities and opportunities for real estate professionals working at every level in the field of real estate. From the lowliest copy room workers to the moguls and brokers at the very top of the ...
Homebuyer Tips
Homebuyer - Realtor Relationship In A Period Defined By COVID
At the beginning of 2020, a pandemic swept across the globe. The coronavirus or SARS CoV-2 became public enemy number one due to its unpredictability in spreading and affecting human health. Specialists soon discovered the exponential damage it can exert causing respiratory tract infections, from mild to lethal. As a result of the virus, a series of protective ...
Homebuyer Tips
House Hunting Goes Digital In 2021
As you are already aware, the global pandemic kicked in 2020 inconsiderately switching up the rules of the game. An unwelcome guest, SARS-CoV-2 (COVID-19), proved to be a tough opponent. As a result, governments were obliged to implement similar responses in the form of severe restrictions, namely lockdowns, the principle of social distancing, and even tighter health ...
Homebuyer Tips
The Idyllic Suburbs Vs. Vibrant Downtowns
Where is it better to live? Where is living more cost-effective? Where will I have to say hello to everyone I meet? Should I remain in New York City or better move to Jericho 29 miles away? Let our real estate agents help you decide! There are many reasons, pro, and con, for both living in the suburbs or the city. Besides the apparent financial aspects, there is an ...
Agent Advice
Cryptocurrency-Friendly Realtors
For decades, the world of finance was an oblique, inaccessible sphere that only those with the proper education and preparation could hope to break into. Hedge funds and investment firms reigned supreme, firmly holding a monopoly on everything even tangentially related to the industry of making money by spending money. This was an era defined by elitist financial ...
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