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About Brian Giacomello
Before becoming a Realtor, Brian worked in the banking and finance industry for nearly ten years; he also had the experience of owning his own small business in the restaurant industry, running a small pizza and sub shop in Medford, MA. In 2010 Brian made the move to Naples, which he describes as paradise. Brian is always looking to learn, and is eager to get his name established in the Naples real estate market. To that end, Brian immediately began 2015 by obtaining his Broker's license. With his previous work history and business sense, his love of the area, and his genuine drive to help, Brian is confident he will make your real estate experience an informed and easy-going transaction.
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Real Estate Glossary Terms
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Depletion
Also called earnest money. Money deposited with an individual for security for the performance of some contract. This is intended to show his/her willingness to follow through with the purchase agreement. Deposit or earnest money can be forfeited if the depositor defaults on the terms of the cont ...
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Business Day
Day on which the New York Stock Exchange is open for transactions; used in calculating accumulation unit values for variable dollar insurance products. ...
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Military Service Exclusion
Clause common to life and health insurance policies issued during wartime that exclude benefits for military service-connected perils of death, disability, illness, accident, or sickness. This clause is usually canceled with the declaration of peace. ...
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Nondiscrimination Rules
Rules stating that, under the tax EQUITY AND RESPONSIBILITY ACTS OF 1982 AND 1983 (TEFRA), a plan can not discriminate in favor of key employees regarding contributions and benefits if favorable tax treatment is to be retained. For example, the premiums the employer pays on behalf of the employee fo ...
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Prior Insurance
Insurance in force previous to the present insurance policy. ...
Real Estate Advice
Homebuyer Tips
Housing Market Predictions For 2022
We are almost done with 2021 and the incredibly chaotic housing market that came with it. It’s natural that we look forward and try to understand what next year will look like. Many home shoppers experienced the double-edge sword of 2021’s housing market. Witnessing how the housing market appreciated over the last twelve months fueled fears of another ...
Homebuyer Tips
How Will The Hybrid Work Week Shape Homebuyer’s Preferences?
People take a lot of time thinking about what they want in a new home and rightly so! We want to make sure we’re buying a home that meets all of our wants and needs. We want to find an affordable place that is near friends and family, but also close enough to work, as well. And, of course, we want to make sure we can find an affordable property that isn’t ...
Home Seller Tips
How To Host An Open House And Generate Leads While Doing It
As a well-established convention in the sphere of real estate, the sight of an open home being hosted by a local real estate agent is not at all uncommon. If you were to drive through an average suburban neighborhood on any given sunny summer afternoon, you’d likely come across a number of these events, extending an open invitation to any and all willing visitors. ...
Home Seller Tips
How To Improve The Privacy Of Your Home
If you live in a residential neighborhood, there’s a good chance that you’ve had to deal with neighbors who don’t respect your privacy. Whether they’re peering through a pair of binoculars surveilling your Sunday afternoon barbeque or dropping by unannounced to “see how you’re doing”, these unpleasant individuals are the bane of ...
Homebuyer Tips
In The Miscellaneous Labyrinth Of Real Estate Finance
To those of us who’ve gone through the process of moving, it’s no secret that moving can be a hassle and a half, between the stress and substantial financial investments. We usually decide to relocate for various reasons, such as a brand new workplace, the prospect of a brighter future, climate changes, or even the global pandemic. COVID-19 made ...
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