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About Bruce Naylor

Bruce Naylor is the owner/broker of Naylor Realty, located in Historic Defuniak Springs Florida. He is a former member of the Board of Directors for The Emerald Coast Association of Realtors.  He also served two terms as  Chairman of the Emerald Coast Grievance Committee. Naylor  is a licensed Florida and Alabama Real Estate Broker. With over 25 years of experience in real estate sales, advertising, and marketing of Walton County & DeFuniak Springs, Bruce Naylor knows how to get the job done.

"Life in Walton County, on the Emerald Coast, and in Defuniak Springs demands that we do our best for the customer before, during, and after the sale. We see our clients and customers almost every day. In the grocery store, at the gas station, or at the local pharmacy. "A good business reputation is something a company earns. At Naylor Realty, reputation is everything!"

With a commitment to excellence and the ability to maintain a casual, friendly atmosphere, Bruce Naylor and his team of professionals are the number one choice for anyone seeking a full-service real estate company in Walton County and Defuniak Springs, Florida.

Naylor Realty & Associates Inc

Bruce Naylor     Naylor Realty & Associates Inc

Bruce Naylor


Real Estate Glossary Terms

  • Planned Unit Development (PUD)

    Individually owned lots and houses with community ownership of common areas. ...

  • First Mortgage

    A mortgage that has a first-priority claim against the property in the event the borrower defaults on the loan. For example, a borrower defaults on a loan secured by a property worth $100,000 net of sale costs. The property has a first mortgage with a balance of $90,000 and a second mortgage with a ...

  • Broker-agent

    Independent insurance salesperson who represents particular insurers but may also function as a broker by searching the entire insurance market to place an applicant's coverage to maximize protection and minimize cost. This person is licensed as an agent and broker. ...

  • Health Insurance Portability And Accountability Act Of 1996 (hipaa)

    Legislation providing that, to the extent that all deductible medical care expenses exceed 7.5% of the taxpayer's adjusted gross income (AGI), expenses not reimbursed under qualified long-term care coverage's are subject to tax deductibility according to the medical expense deduction rule under the ...

  • Past Due Accounts

    Funds receivable or payable that have not been paid in a timely manner, commercial credit insurance protects an insured against declines in the value of receivables due to insolvency of a debtor. The insured may turn over to the insurer accounts that are up to 12 months past due or, by special endor ...

Real Estate Advice


Agent Advice

5 Real Estate Marketing Ideas For 2020

5 Real Estate Marketing Ideas For 2020

  The new year is finally here, and with it, a bevvy of new opportunities to explore in the real estate business. The world of real estate is constantly changing and evolving, and a good realtor needs to constantly keep themselves updated on new marketing strategies for real estate agents.    With that in mind, we’ve put together this list of ...

Homebuyer Tips

Pros And Cons Of Living In Boca Raton

Pros And Cons Of Living In Boca Raton

  There is a lot to be said for living in Boca Raton FL. Beautiful weather, beautiful beaches and beautiful houses are just a few of the many, many pros of living in this gorgeous city. But, just like any other city, there are a fair few downsides to living here. Housing prices are astronomical, and property crime rate is even higher than the national average. ...

Homebuyer Tips

Home Loans With 0 Down Payment

Home Loans With 0 Down Payment

Mary V. has always adored the fairytales her mother used to read before going to bed. Since then, she had been dreaming of her own place to call home, which gradually became smaller and smaller. She left behind the gold-plated palaces and castles of her childhood memories, and now, in her early 20s, she would be more than happy to live in a small cozy one-story house ...

Homebuyer Tips

How Can You Improve Your Credit Score?

How Can You Improve Your Credit Score?

The almighty Credit Score: The banking industry revolves around it. Landlords demand it. And everybody is concerned about their three digits that reveal how well they are doing financially. The FICO® Score and the VantageScore are two systems that measure your creditworthiness. Both can be between 300 and 850. Of course, the higher, the better. Understanding credit ...

Homebuyer Tips

All About The USDA Loans

All About The USDA Loans

What does any real estate agent listed on RealEstateAgent.com appreciate more at homebuyers? Their flexibility and their openness when it comes to exploring the many different types of loans that are available for them. In this article, we will explain how USDA loans work. In fact, Section 502 Single-Family Rural Housing Loans can have two forms. The first one is the ...

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