Contact details

314 Magic Oaks , Spring - TX 77388

About Cheryl Smith

 

Cheryl Smith loves her profession as a Realtor. She enjoys locating that special property and advising her clients every step of the way to closing the transaction. Continued education is important to her because it allows her to best be able to assist clients. Cheryl is reliable, trustworthy and committed to keeping her clients' interest foremost.



Cheryl Smith
Texas Premier Realty

Texas Premier Realty

Cheryl Smith


 
 

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My credentials


ABR, Accredited Buyer Representative
Certified Distressed Property Expert Designation (CDPE)
Fair Housing and Equal Opportunity (FHEO)
GRI Graduate REALTOR Institute
REALTOR®
SFR - Short Sales and Foreclosures
The Multiple Listing Service Mark
 
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Real Estate Advice


 

Homebuyer Tips

Dollars And Sense: Invest In Your 401k Or Pay Off Your Home

Dollars And Sense: Invest In Your 401k Or Pay Off Your Home

Job security for many people is an important aspect, but it might be overlooked if you don’t consider the unexpected, which often leads to unemployment. Take, for example, the pandemic that hit us in 2020, that left many people without jobs, especially in the leisure and hospitality industries. Not only that but as many were concerned about keeping Covid-19 out ...

Agent Advice

Between Family And Real Estate: Finding Balance As An Agent

Between Family And Real Estate: Finding Balance As An Agent

It’s hard to understand the struggles and the demands of the real estate industry when you are outside of it. When was the last time you’ve been told that you are so lucky to have such a flexible schedule as a real estate agent? We both know that is an understatement because, in reality, finding balance in life while working as a real estate agent is more ...

Homebuyer Tips

Best Small Towns To Live In, North Carolina Edition

Best Small Towns To Live In, North Carolina Edition

There’s a lot to be said for living in a small town. While they may not have the glitz and glamour of metropolitan megacities, small towns have a lot of perks that may not be immediately apparent but are very attractive none theless. While there’s plenty to be said for living in a big city, (some prefer it) it isn’t for everyone.  If you’re ...

Homebuyer Tips

The Closing Day

The Closing Day

This is it. For the past weeks or months, every day has been at least partially spent thinking of, preparing for or planning this fateful day. You’ve laboured long and hard to make sure it comes without incident, and now all your hard work is finally going to pay off. What is this day, you ask? It’s closing day, baby. Now, there’s still a lot ...

Homebuyer Tips

Buying A Home In Clermont FL

Buying A Home In Clermont FL

So, you’re thinking of making the city of Clermont your new home. We get it; there are a lot of reasons why you might want to live here! With its beautiful weather, long list of attractions, gorgeous surroundings and exceptionally healthy job market, you’d be forgiven for thinking it’s about as close to being heaven on earth as we can get! But this ...

 

Real Estate Glossary Terms

  • Economic Base Analysis

    Appraisal method that examines current and future economic conditions in a particular location to help in deriving property values ...

  • Combined Ratio

    In insurance, combination of the loss ratio and the expense ratio. The combined ratio is important to an insurance company since it indicates whether or not the company is earning a profit on the business it is writing, not taking into account investment returns on the premiums received. The propert ...

  • Persistency Bonuses (enhancements)

    Financial incentives credited to the policy to encourage the policyowner to keep the policy in force. The incentives may be utilized by: (1) applying them to the policy cash value after a stipulated time period that the policy has been in force has expired; (2) after a stipulated minimum number of p ...

  • Reasonable And Customary Charge

    Fee that is most consistent with that of physicians, hospitals, or other health providers for a given procedure; usual fee for a procedure charged by the majority of physicians with similar training and experience within the same geographical area. ...

  • Supergrit

    Type of grantor-retained income trust (grit) in which the grantor retains the right to the assets of the trust should he or she die before the term of the trust expires. ...

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