Toast To Life

About Chris Byrd

Customer Satisfaction is the cornerstone to any business or financial transaction. Buying or selling real estate should not be taken lightly! I will guide you through the maze of real estate with superior service and peace of mind. I KNOW PERSONAL SERVICE and BELIEVE IN GIVING OF SELF TO GOD, COUNTRY AND COMMUNITY! 

EXTENSIVE MORTGAGE LENDING EXPERIENCE - I have 17 years' experience in the mortgage and banking industry where I have specialized in Loss Mitigation and Origination for all loan types (Freddie Mac/Fannie Mae/FHA/VA). I have had the pleasure of facilitating 100+ home purchases for first time home buyers and more seasoned customers that are searching for their ‘forever' home.

I am a proud father of two kids and a dedicated husband of 13 years. I graduated high school in St. Augustine, Florida and attended community college in Frisco, Texas to pursue a business degree. I love the lord Jesus Christ and believe in the foundation set by the Constitution of America. Persistence is key and if something is worth doing, it should be done the best to your ability. 

Service Matters Realty

Chris Byrd Service Matters Realty

Chris Byrd


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4480 US 90 , Pace - FL 32571

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Real Estate Glossary Terms

  • Annuity

    Equal periodic payments or receipts. ...

  • Concurrent Insurance

    Same as term Concurrency: in which at least two insurance policies provide identical coverage for the same risk. ...

  • First Year Expenses

    Costs associated with the selling of a new insurance policy to a policyholder. The costs include the acquisition commission as a percentage of the first year's premium, underwriting charges, and the issuing of the policy charges. ...

  • Present Value Of Annuity Immediate

    Present value of a series of payments such that the first payment is due one period hence, the second payment two periods hence, and so forth. The continued payment is contingent upon the designated beneficiary (the annuitant) continuing to live. ...

  • Wrongful Termination Claim

    Under a general liability policy, a claim by an employer arising when an employee terminated by a supervisor without authority or just cause brings suit against the employer. Such a claim is covered under most general liability policies provided that the following elements are in evidence: the insu ...

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