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About Chris Shortino
I feel that having the right real estate agent means having an agent who is committed to helping you buy or sell your home with the highest level of expertise in your local market. This means also to help you in understanding each step of the buying or selling process. This commitment level has helped me build a remarkable track record of delivering results.
Whether you are an experienced investor or a first time buyer, I can help you in finding the property of your dreams. Feel free to browse through my profile and please don't hesitate to reach out for any of your real estate needs!
eXp Realty
Chris Shortino
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Real Estate Advice
Homebuyer Tips
Timeshare Units - Owning A Property Part-time Or Full Time
Timeshares have been a huge success in the US for a few decades, starting in 1965, when the first hotel-condominium was built in Hawaii. How did timeshares come into being? Well, real estate developers who wanted to speed up the sale of their condos invented partial ownership and thought of selling the right to live in their apartments for one week every year. The ...
Homebuyer Tips
Waterfront Properties For Sale In Pasadena, MD
There are many places where you can find the most amazing waterfront properties in the U.S. but let’s take a look at the options available in Maryland. Between the Patapsco and Magothy Rivers, you will find the small town of Pasadena, MD with its many estuaries that offer countless possibilities for properties down by the river, but not only. Looking for ...
Homebuyer Tips
When people start talking about Florida they mostly focus on Orlando, Miami, maybe Naples or The Villages if they are focused on places to retire, but most overlook Cape Coral, FL. There are many reasons why people do this as it isn’t a major city in Florida, but far more reasons why they shouldn’t. Located in Southwestern Florida, the city of Cape Coral, ...
Homebuyer Tips
Living In Charlotte, NC Pros And Cons
The most populous city of North Carolina, Charlotte is also the county seat for the county of Mecklenburg. The city is considered to be a relatively new city that is still developing as many of the people living in Charlotte, NC aren’t sure if that’s a pro or a con. Its population is still growing having surpassed 873,000 residents as of 2018 which is also ...
Home Seller Tips
When A Friend Lists For Sale By Owner
Being a real estate agent kinda makes you the go-to person for friends and family who are looking into buying or selling a house. When you find out that a friend of yours is going about selling their house on their own, of course you know what this means. Aside from the tips and tricks that they might come to you for help with, it’s also the fact that you know ...
Real Estate Glossary Terms
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Percentage-of Completion Method
Recognizes profit on a long-term construction contract as it is earned gradually during the construction period. This approach is preferred over the completed contract method because it does a better job of matching revenue and expense in the period of benefit. It should be used when reliable estima ...
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Charitable Remainder Annuity Trust
Special type of charitable remainder trust (CRT) under which a designated beneficiary (cannot be a charitable beneficiary) receives an annual fixed income. The grantor of the trust is allowed an income tax deduction of the amount of the present value of the charity's remainder interest as of the dat ...
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Disability Income Rider
Addition to a life insurance policy stating that when an insured becomes disabled for at least six months, premiums due are waived. Depending on the rider, the insured may begin to receive a monthly income (usually 1 % of the face value of the policy), or only the premium may be waived. The length o ...
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Income Replacement Ratio
Percentage of income required by a retiree to maintain a desired standard of living during the retirement years. ...
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Indexed Securities (structured Notes)
Bond derivatives of short-term duration whose principal or coupon value is determined by a market index. Market indexes that can be utilized include securities, commodity prices, and short-term bond rates. ...