About Cliff Hooker
I was born and raised in Henry County. As a lifelong resident, I have the local expertise, knowledge and technical know-how to service my clients. This means keeping myself accessible and responding quickly to your needs. It is my goal to provide exemplary personalized service exceeding your expectations. It is my practice to listen, hear and truly understand your needs.
Whether buying or selling, I look forward to counting you among my very satisfied clients.
The Spencer Group Real Estate
Cliff Hooker
I SPEAK:
English
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My credentials
Real Estate Advice
Homebuyer Tips
The Idyllic Suburbs Vs. Vibrant Downtowns
Where is it better to live? Where is living more cost-effective? Where will I have to say hello to everyone I meet? Should I remain in New York City or better move to Jericho 29 miles away? Let our real estate agents help you decide! There are many reasons, pro, and con, for both living in the suburbs or the city. Besides the apparent financial aspects, ...
Agent Advice
Cryptocurrency-Friendly Realtors
For decades, the world of finance was an oblique, inaccessible sphere that only those with the proper education and preparation could hope to break into. Hedge funds and investment firms reigned supreme, firmly holding a monopoly on everything even tangentially related to the industry of making money by spending money. This was an era defined by elitist financial ...
Agent Advice
Creative Ways To Get Leads As A Real Estate Agent
When you work in real estate, there are times when you’ve got to roll up your sleeves and get your hands dirty. With a good marketing strategy and some clever advertising you can get work by just sitting back and waiting for it to come to you, but this isn’t always going to pay the bills. In instances like these, you’ve got to go out and round up some ...
Agent Advice
Is Online Advertising Worth It For Realtors?
For real estate agents working in the sphere today, there’s no denying that marketing is a key part of becoming successful. In order to sell real estate, you’re going to need to get your name out in the sphere. It doesn’t matter how highly developed your other skills are, without a solid marketing strategy you won’t go far. With the arrival of ...
Agent Advice
How To Advertise Online As A Real Estate Agent
The online environment is growing, and with so many people surfing the internet, many businesses seize the opportunity to market themselves on the internet. It’s not just big companies that leverage the benefits of digital marketing but also independent agents such as realtors. In a post-pandemic era, the real estate market of 2021 looks more promising than ever ...
Real Estate Glossary Terms
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Break-even
(1) Occupancy rate at which rental income of a property pays for operating expenses and debt service, leaving no residual cash flow. (2) The level of sales of a real estate business where total revenue equals total costs. There is no profit or loss. ...
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Assumption Of Risk
Technique of risk management (better known as retention or self insurance) under which an individual or business firm assumes expected losses that are not catastrophic losses through the purchase of insurance. For example, a business firm assumes the risk of its employees being absent because of min ...
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Group Disability Insurance
Coverage of an employee group whose members receive a monthly disability income benefit, subject to a maximum amount, if illness or accident prevents a member from performing the normal functions of his or her job. Benefits are usually limited to a stated length of time, and the maximum monthly inco ...
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Leasehold Profit Interest
Difference between the rent received by a lessee for the subletting property and the rent the lessee pays the lessor. ...
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Variable Survivorship Life Insurance
Policy that combines life insurance coverage on two lives and pays policy proceeds on the second person's death with the accumulation potential of an underlying variable investment portfolio. This variable portfolio will allow the policy proceeds to rise and fall just as in the single-life variable ...