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About K.Coty Garner-Nwanegbo

As a licensed Real Estate agent I am an Expert in representing Buyers, Sellers, Investors, and Relocating clients. Listening to my client’s needs, providing superior service, negotiating contracts and problem solving are in the forefront of what I can bring to the table.

Working by referral is my number one source of business.  I enjoy building long-term relationships with clients and believe it is important for people to understand the type of professional service they get with a REALTOR® that works by referral.

My goal is to provide a service that is above & beyond your expectations. It is a “Win-Win” situation for everyone. The better service I provide to you, the more likely you will refer me to your friends, family and co-workers. 

Please feel free to contact me with any of your real estate needs.  I am here to serve you & committed to being your personal Realtor for life!

K.Coty Garner-Nwanegbo
Xcellence Realty

Xcellence Realty

K.Coty Garner-Nwanegbo


 
 

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Fair Housing and Equal Opportunity (FHEO)
REALTOR®
The Multiple Listing Service Mark
 
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Real Estate Advice


 

Homebuyer Tips

Dollars And Sense: Invest In Your 401k Or Pay Off Your Home

Dollars And Sense: Invest In Your 401k Or Pay Off Your Home

Job security for many people is an important aspect, but it might be overlooked if you don’t consider the unexpected, which often leads to unemployment. Take, for example, the pandemic that hit us in 2020, that left many people without jobs, especially in the leisure and hospitality industries. Not only that but as many were concerned about keeping Covid-19 out ...

Agent Advice

Between Family And Real Estate: Finding Balance As An Agent

Between Family And Real Estate: Finding Balance As An Agent

It’s hard to understand the struggles and the demands of the real estate industry when you are outside of it. When was the last time you’ve been told that you are so lucky to have such a flexible schedule as a real estate agent? We both know that is an understatement because, in reality, finding balance in life while working as a real estate agent is more ...

Homebuyer Tips

Best Small Towns To Live In, North Carolina Edition

Best Small Towns To Live In, North Carolina Edition

There’s a lot to be said for living in a small town. While they may not have the glitz and glamour of metropolitan megacities, small towns have a lot of perks that may not be immediately apparent but are very attractive none theless. While there’s plenty to be said for living in a big city, (some prefer it) it isn’t for everyone.  If you’re ...

Homebuyer Tips

The Closing Day

The Closing Day

This is it. For the past weeks or months, every day has been at least partially spent thinking of, preparing for or planning this fateful day. You’ve laboured long and hard to make sure it comes without incident, and now all your hard work is finally going to pay off. What is this day, you ask? It’s closing day, baby. Now, there’s still a lot ...

Homebuyer Tips

Buying A Home In Clermont FL

Buying A Home In Clermont FL

So, you’re thinking of making the city of Clermont your new home. We get it; there are a lot of reasons why you might want to live here! With its beautiful weather, long list of attractions, gorgeous surroundings and exceptionally healthy job market, you’d be forgiven for thinking it’s about as close to being heaven on earth as we can get! But this ...

 

Real Estate Glossary Terms

  • Annuity Unit

    Share of a variable dollar annuity paid to an annuitant as an income payment. ...

  • Book Value

    Cost of the assets listed on the accounting records of the company. These assets include the following: real estate (to include any adjustments for depreciation), transportation equipment (to include any adjustments for depreciation), policy loans (limited to the unpaid principal balance plus any un ...

  • Graded Premium, Whole Life Insurance

    Coverage under which initial premiums are less than normal for the first few years, then gradually increase for the next several years until they become level for the duration of the policy. ...

  • Ps-s8 Cost Method Of The Split Dollar Life Insurance Plan

    Payment of that portion of the annual premium by the employee necessary to cover the PS-58 cost for that given year. Any unpaid premium balance for that particular year is paid by the employer. ...

  • Rate, Blanket Average

    Rate applied when two or more separate buildings are insured under one policy, and/or when two or more separate contents are insured under one policy. ...

K.Coty Garner-Nwanegbo K.Coty Garner-Nwanegbo Testimonials

 

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