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About K.Coty Garner-Nwanegbo

As a licensed Real Estate agent I am an Expert in representing Buyers, Sellers, Investors, and Relocating clients. Listening to my client’s needs, providing superior service, negotiating contracts and problem solving are in the forefront of what I can bring to the table.

Working by referral is my number one source of business.  I enjoy building long-term relationships with clients and believe it is important for people to understand the type of professional service they get with a REALTOR® that works by referral.

My goal is to provide a service that is above & beyond your expectations. It is a “Win-Win” situation for everyone. The better service I provide to you, the more likely you will refer me to your friends, family and co-workers. 

Please feel free to contact me with any of your real estate needs.  I am here to serve you & committed to being your personal Realtor for life!

K.Coty Garner-Nwanegbo
Xcellence Realty

Xcellence Realty

K.Coty Garner-Nwanegbo


 
 

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Fair Housing and Equal Opportunity (FHEO)
REALTOR®
The Multiple Listing Service Mark
 
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Real Estate Advice


 

Homebuyer Tips

The Ultimate Home Theater Room

The Ultimate Home Theater Room

Don’t you feel that the days keep getting shorter with every birthday? Time seems to fly so fast, especially when we are doing what we love or when we are involved in a pleasurable activity.  Humans have always been looking for ways to make time pass in a pleasant manner, so as to fill the void and silence it leaves behind. A home theater room is like a time ...

Homebuyer Tips

Buying A Home In Scottsdale Vs Building Your Own Home

Buying A Home In Scottsdale Vs Building Your Own Home

So, you’ve found the best place to live in and you already face a huge dilemma - should you build a house from the ground up or buy an existing home? Scottsdale is definitely a great city to live in, preferred by students and retirees alike. With plenty of vacant land around, building your own house in Scottsdale, AZ might be a solution for your housing needs. One ...

Agent Advice

Client Gifts: Creative Closing Gifts For Home Buyers

Client Gifts: Creative Closing Gifts For Home Buyers

  Who doesn’t like to receive gifts? Gift giving is so rewarding and such a great experience not only for the giver but for the receiver, too. When we were little kids, we used to be so possessive that the only joy we had was when we received a gift from someone. No matter how small, gifts make a child happy. Coming of age, though, we realize that there is ...

Agent Advice

How To Take Advantage Of The REA Directory Listing

How To Take Advantage Of The REA Directory Listing

Online directories have been around since the early 90s when the father of the Internet, Tim Berners-Lee, compiled a simple list of web servers. Soon after that, Yahoo and Google took off. Yahoo started its services in 1995 while Google was founded in 1998. Before that, phone books were a very popular form of directory. Don’t you remember the Yellow Pages? Nowadays, ...

Home Seller Tips

How To Rebuild Your Life After A Foreclosure?

How To Rebuild Your Life After A Foreclosure?

When one chapter ends, another one begins. Foreclosures are simply that: fresh new beginnings. Of course, it can bring you down for a while, it may have a negative impact on your credit score for years and even on your relationships, but you can rebuild your life and live happily ever after. Foreclosures are like a bad dream that for some homeowners becomes a reality. ...

 

Real Estate Glossary Terms

  • Annuity Unit

    Share of a variable dollar annuity paid to an annuitant as an income payment. ...

  • Book Value

    Cost of the assets listed on the accounting records of the company. These assets include the following: real estate (to include any adjustments for depreciation), transportation equipment (to include any adjustments for depreciation), policy loans (limited to the unpaid principal balance plus any un ...

  • Graded Premium, Whole Life Insurance

    Coverage under which initial premiums are less than normal for the first few years, then gradually increase for the next several years until they become level for the duration of the policy. ...

  • Ps-s8 Cost Method Of The Split Dollar Life Insurance Plan

    Payment of that portion of the annual premium by the employee necessary to cover the PS-58 cost for that given year. Any unpaid premium balance for that particular year is paid by the employer. ...

  • Rate, Blanket Average

    Rate applied when two or more separate buildings are insured under one policy, and/or when two or more separate contents are insured under one policy. ...

K.Coty Garner-Nwanegbo K.Coty Garner-Nwanegbo Testimonials

 

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