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About K.Coty Garner-Nwanegbo

As a licensed Real Estate agent I am an Expert in representing Buyers, Sellers, Investors, and Relocating clients. Listening to my client’s needs, providing superior service, negotiating contracts and problem solving are in the forefront of what I can bring to the table.

Working by referral is my number one source of business.  I enjoy building long-term relationships with clients and believe it is important for people to understand the type of professional service they get with a REALTOR® that works by referral.

My goal is to provide a service that is above & beyond your expectations. It is a “Win-Win” situation for everyone. The better service I provide to you, the more likely you will refer me to your friends, family and co-workers. 

Please feel free to contact me with any of your real estate needs.  I am here to serve you & committed to being your personal Realtor for life!

K.Coty Garner-Nwanegbo
Xcellence Realty

Xcellence Realty

K.Coty Garner-Nwanegbo



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My credentials


Fair Housing and Equal Opportunity (FHEO)
REALTOR®
The Multiple Listing Service Mark
 
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Real Estate Advice


 

Home Seller Tips

How To Rebuild Your Life After A Foreclosure?

How To Rebuild Your Life After A Foreclosure?

When one chapter ends, another one begins. Foreclosures are simply that: fresh new beginnings. Of course, it can bring you down for a while, it may have a negative impact on your credit score for years and even on your relationships, but you can rebuild your life and live happily ever after. Foreclosures are like a bad dream that for some homeowners becomes a reality. ...

Homebuyer Tips

Passive Income Strategies To Avoid Paying Interest On Your Home Loan

Passive Income Strategies To Avoid Paying Interest On Your Home Loan

To pay interest means to work twice for the same money. In other words, it reduces your productivity. When you are paying interest, you are simply treading water, that is you’re not making any progress. Despite this fact, most passive income opportunities rely on interest and especially on compound interest. There are many different definitions of interest, but in ...

Homebuyer Tips

6 Types Of Land Surveys You Should Be Aware Of

6 Types Of Land Surveys You Should Be Aware Of

Land is a precious resource because it is very limited and nobody’s going to make any more of it.  As you already know, about 70% of the Earth is covered by water and the rising sea level is threatening. Then, not all the dry land is suitable for construction or even habitable - 33% is dessert while mountains occupy another 24%. This means there are only 15.8 ...

Agent Advice

Should Friends And Family Hire You As Their Real Estate Agent?

Should Friends And Family Hire You As Their Real Estate Agent?

Haven’t you ever been told to keep friendship and business apart? Real estate could be the ultimate test for friendships because money and greed bring out the true character of a human being. The United States of America is the third largest country in the world by surface area, and currently in the third place by population - more than 331 million people. 32% of ...

Home Seller Tips

9 Unusual Ways In Which Water Increases The Value Of Your House

9 Unusual Ways In Which Water Increases The Value Of Your House

What really increases the price of the house is its location. So, if your house is not on an exotic beach, we will tell you how to bring the sea to your house. Stay with us as we look at the friendly side of the water - the miraculous liquid that makes our planet habitable. Water is both a friend and an enemy in real estate. Leaking faucets, burst pipes, and floodings ...

 

Real Estate Glossary Terms

  • Annuity Unit

    Share of a variable dollar annuity paid to an annuitant as an income payment. ...

  • Book Value

    Cost of the assets listed on the accounting records of the company. These assets include the following: real estate (to include any adjustments for depreciation), transportation equipment (to include any adjustments for depreciation), policy loans (limited to the unpaid principal balance plus any un ...

  • Graded Premium, Whole Life Insurance

    Coverage under which initial premiums are less than normal for the first few years, then gradually increase for the next several years until they become level for the duration of the policy. ...

  • Ps-s8 Cost Method Of The Split Dollar Life Insurance Plan

    Payment of that portion of the annual premium by the employee necessary to cover the PS-58 cost for that given year. Any unpaid premium balance for that particular year is paid by the employer. ...

  • Rate, Blanket Average

    Rate applied when two or more separate buildings are insured under one policy, and/or when two or more separate contents are insured under one policy. ...

K.Coty Garner-Nwanegbo K.Coty Garner-Nwanegbo Testimonials

 

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