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About K.Coty Garner-Nwanegbo

As a licensed Real Estate agent I am an Expert in representing Buyers, Sellers, Investors, and Relocating clients. Listening to my client’s needs, providing superior service, negotiating contracts and problem solving are in the forefront of what I can bring to the table.

Working by referral is my number one source of business.  I enjoy building long-term relationships with clients and believe it is important for people to understand the type of professional service they get with a REALTOR® that works by referral.

My goal is to provide a service that is above & beyond your expectations. It is a “Win-Win” situation for everyone. The better service I provide to you, the more likely you will refer me to your friends, family and co-workers. 

Please feel free to contact me with any of your real estate needs.  I am here to serve you & committed to being your personal Realtor for life!

K.Coty Garner-Nwanegbo
Xcellence Realty

Xcellence Realty

K.Coty Garner-Nwanegbo


 
 

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Fair Housing and Equal Opportunity (FHEO)
REALTOR®
The Multiple Listing Service Mark
 
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Real Estate Advice


 

Homebuyer Tips

How Can You Improve Your Credit Score?

How Can You Improve Your Credit Score?

The almighty Credit Score: The banking industry revolves around it. Landlords demand it. And everybody is concerned about their three digits that reveal how well they are doing financially. The FICO® Score and the VantageScore are two systems that measure your creditworthiness. Both can be between 300 and 850. Of course, the higher, the better. Understanding credit ...

Homebuyer Tips

All About The USDA Loans

All About The USDA Loans

What does any real estate agent listed on RealEstateAgent.com appreciate more at homebuyers? Their flexibility and their openness when it comes to exploring the many different types of loans that are available for them. In this article, we will explain how USDA loans work. In fact, Section 502 Single-Family Rural Housing Loans can have two forms. The first one is the ...

Agent Advice

What Car Should A Real Estate Agent Drive?

What Car Should A Real Estate Agent Drive?

 Okay, we know this question is quite strange. So, is there a link between real estate and cars? Really? What do cars have to do with an agent’s ability to sell a house? Well, you may fall into the trap of thinking that a nice car can propel your real estate career. To some extent, you are right. Clients can be naive. However, if we were in their shoes, we ...

Agent Advice

How To Become A Real Estate Agent In Nashville?

How To Become A Real Estate Agent In Nashville?

Millions of people move every year either within the same city or from one state to another. And as you might guess, real estate agents are as busy as a bee in the states with most inbounds. The top 5 states that attracted new residents in 2018 are Idaho, Arizona, South Carolina, Tennessee, and North Carolina. With a vibrant economy and non-stop entertainment, the ...

Homebuyer Tips

Steps To Avoid Foreclosure

Steps To Avoid Foreclosure

   As soon as you sign the final document on the closing day, you enter the fight to avoid foreclosure - just like any other mortgagor. Every time you make a payment towards your home loan, you make your lender happy. Skip a few payments, though, and your lender will become extremely nervous. Your mailbox will see notice upon notice letters. Even then you can ...

 

Real Estate Glossary Terms

  • Annuity Unit

    Share of a variable dollar annuity paid to an annuitant as an income payment. ...

  • Book Value

    Cost of the assets listed on the accounting records of the company. These assets include the following: real estate (to include any adjustments for depreciation), transportation equipment (to include any adjustments for depreciation), policy loans (limited to the unpaid principal balance plus any un ...

  • Graded Premium, Whole Life Insurance

    Coverage under which initial premiums are less than normal for the first few years, then gradually increase for the next several years until they become level for the duration of the policy. ...

  • Ps-s8 Cost Method Of The Split Dollar Life Insurance Plan

    Payment of that portion of the annual premium by the employee necessary to cover the PS-58 cost for that given year. Any unpaid premium balance for that particular year is paid by the employer. ...

  • Rate, Blanket Average

    Rate applied when two or more separate buildings are insured under one policy, and/or when two or more separate contents are insured under one policy. ...

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