Crystal Harvin

The definition of a will is an individual's written statement of how he or she wants their property to be distributed upon death. There must be witnesses for the will to be enforceable. Without witnesses, a will is void, and without a will, any desire of distribution is irrelevant as the responsibil...

Method of using the buyer's down payment on a home as an interest bearing collateralized account to help offset the mortgage amortization process. The home down payment is used to supplement the early payments of a mortgage helping to qualify the mortgagor for a loan. The supplemental payments are i...

Monetary sum paid or payable to a recipient for which the insurance company has received the premiums....

Coverage giving income benefits to surviving family member (s) if one member should die. These include the family income policy, family income rider, family maintenance policy, and the family policy....