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999 Home Plaza , Waterloo - IA 50701

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About Dave Kruse

Lockard Realty devotes itself to providing the highest quality real estate solutions to customers in Cedar Falls, IA and the Cedar Valley area. When you’re looking to purchase a building for your business or a home for your family, we’re dedicated to finding you the perfect fit. Dave Kruse works closely with all of his customers to ensure their needs are being fulfilled. We return your calls promptly and are always here for you when you need us!

We specialize in customer service, which means high quality properties and unbeatable service. Give us a call to start your property search today!

Dave  Kruse
Lockard Realty

Lockard Realty

Dave Kruse



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Fair Housing and Equal Opportunity (FHEO)
REALTOR®
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Real Estate Advice


 

Agent Advice

Word Of Mouth: The Best Advertising Tool A Realtor Can Use

Word Of Mouth: The Best Advertising Tool A Realtor Can Use

As a real estate agent, there are a lot of ways to get your name out there. From business cards to billboards and advertisements on search engines, there’s no shortage of marketing tools that you can and should use to your advantage as a real estate professional. Each of these tools can be useful in its own rite, but there’s one tool that you’re ...

Agent Advice

How Much Do Real Estate Agents Spend On Marketing?

How Much Do Real Estate Agents Spend On Marketing?

If you’re just starting out in the real estate business, you might currently be a bit overwhelmed by everything at your disposal in your new role. There’s so much you need to learn, so many new techniques you can use, and so many new people to meet. The world of real estate is more akin to an ocean than anything else, with all the depth and variety ...

Agent Advice

How To Retain Your Real Estate Clients Effectively?

How To Retain Your Real Estate Clients Effectively?

The professional practice of the real estate business as a genuine magician is like being in a relationship. In the beginning, you may be lucky and dazzle your soulmate with your looks and expertise. As a result, you get to close the deal. Then, it’s official: you’re together. But for how long? An excellent suitor and skilled ‘hunter’ can conquer ...

Home Seller Tips

Risks And Rewards Of Selling Your Home Without A Realtor

Risks And Rewards Of Selling Your Home Without A Realtor

From the perspective of a home buyer, the position of a real estate agent can seem unjustified in its existence. Why in the world would you pay someone 6% commission on the total sale price of your home, just so that they can set up a couple signs in the yard and do some paperwork? On the face of it, it seems utterly preposterous; why not just sell your home without a ...

Agent Advice

The Do’s And Don’ts Of The Real Estate Code Of Ethics

The Do’s And Don’ts Of The Real Estate Code Of Ethics

In the real estate business, it’s no secret that flexible morals have had a presence in the field since the very beginning. Whether it’s real estate agents that conceal vital information to make the deal go through or real estate developers cutting corners on multi-million dollar housing projects, this business has a reputation for being less-than-reputable. ...

 

Real Estate Glossary Terms

  • Special Agent In Real Estate

    A special agent in real estate is a real estate agent hired to do a specific task or job, as opposed to a general agent, who is a real estate agent who can do any task he or she is assigned to. A special real estate agent is generally only employed to do a specific task, after which they are no long ...

  • Mortgage Insurance Premium

    The upfront and/or periodic charges that the borrower pays for mortgage insurance. There are different mortgage insurance plans with differing combinations of monthly, annual, and upfront premiums. ...

  • Financed Premium

    Premiums paid with funds that are not borrowed from life insurance. It is important to ascertain the finance charges and the costs/benefits of such a transaction. ...

  • Live Animal Insurance

    Coverage under the Commercial Property Floater for loss under two forms: livestock mortality life insurance and livestock floater. This is really life insurance coverage for livestock. ...

  • Net Gain From Operations

    Statutory accounting principles (SAP), as listed in the insurance company's annual financial statements filed with the insurance commissioner of each state in which it is licensed. Income that is equal to the net income is filed under generally ACCEPTED ACCOUNTING PRINCIPLES (GAAP). ...

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