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41740 Six Mile Ste 104 , Northville - MI 48168

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About Debra Garza

Debra is not just another Realtor. You can count on Debra with her knowledge, insight,
and experience to help you with all your Real estate needs. She will use strategy to help
you accomplish your home goals. Debra will list your house in the best possible way, first
by hiring a Professional photographer and she will help you with negotiating the sell, with
her years of experience.
When buying your new home, she will leverage your offer to be as strong as possible and
with it being a seller’s market that is very important.

 

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Debra Garza
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Realty IQ

Debra Garza



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Fair Housing and Equal Opportunity (FHEO)
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Homebuyer Tips

Home Automation That Can Be Implemented

Home Automation That Can Be Implemented

Phrases like “Alexa, turn on the AC!”, “Alexa, dim lights!”, “Alexa, open the front door!” or “Alexa, cook mac&cheese!” are becoming a regular in US households. Well, maybe not the last but it won’t be long till that becomes a reality as well. Having the ability to tell your home what to do has been a fantasy ...

Agent Advice

Digital Trends That Revolutionized The Real Estate Industry

Digital Trends That Revolutionized The Real Estate Industry

Of all the inventions that changed the real estate game, none have changed it as profoundly and irreversibly as the internet. This technology opened up a world of new possibilities and opportunities for real estate professionals working at every level in the field of real estate. From the lowliest copy room workers to the moguls and brokers at the very top of the ...

Homebuyer Tips

Homebuyer - Realtor Relationship In A Period Defined By COVID

Homebuyer - Realtor Relationship In A Period Defined By COVID

At the beginning of 2020, a pandemic swept across the globe. The coronavirus or SARS CoV-2 became public enemy number one due to its unpredictability in spreading and affecting human health. Specialists soon discovered the exponential damage it can exert causing respiratory tract infections, from mild to lethal. As a result of the virus, a series of protective ...

Homebuyer Tips

House Hunting Goes Digital In 2021

House Hunting Goes Digital In 2021

As you are already aware, the global pandemic kicked in 2020 inconsiderately switching up the rules of the game. An unwelcome guest, SARS-CoV-2 (COVID-19), proved to be a tough opponent. As a result, governments were obliged to implement similar responses in the form of severe restrictions, namely lockdowns, the principle of social distancing, and even tighter health ...

Homebuyer Tips

The Idyllic Suburbs Vs. Vibrant Downtowns

The Idyllic Suburbs Vs. Vibrant Downtowns

Where is it better to live? Where is living more cost-effective? Where will I have to say hello to everyone I meet? Should I remain in New York City or better move to Jericho 29 miles away? Let our real estate agents help you decide! There are many reasons, pro, and con, for both living in the suburbs or the city. Besides the apparent financial aspects, there is an ...

 

Real Estate Glossary Terms

  • Fence

    Connected group of wires, woods, or other materials surrounding real property to either protect it or act as a barrier against others. ...

  • Personal Financial Statement

    Document showing the financial health of an individual that may be requested for a loan application to buy real estate. A Statement of Financial Condition present assets at estimated current values listed by order of liquidity and maturity. Business interest that represent a significant part of tota ...

  • Rollout

    Method of terminating a split dollar life insurance policy by the company transferring its interest in the policy (after the company has effected the largest policy loan permitted equal to the cash value) to the insured employee. The insured employee, by accepting this transfer, incurs the obligatio ...

  • Specific Stop Loss Insurance

    Coverage that goes into effect when an individual's claim reaches a specific threshold selected by the employer who has self-insurance. After this threshold is reached, the policy pays claims up to the health insurance's lifetime limit per employee. ...

  • Vesting

    Entitlement of a pension plan participant (employee) to receive full benefits at normal retirement age, or a reduced benefit upon early retirement, whether or not the participant still works for the same employer. The employee retirement income security act of 1974 (erisa) mandates vesting under one ...

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