About Denise & Justin Fritts
Denise & Justin are a mother/son team who specialize in representing their clients in the purchase or the sale of homes, land, and income property within the cities of Kingston, Harriman, Rockwood, Ten Mile, Oliver Springs, Oak Ridge, Lenoir City, and Knoxville.
Denise brings 25 years of experience and is a consistent producer who has been recognized for her production achievements for many years. She gives all the praise for her achievements to the wonderful clients she works with each year. Denise strives to provide the personal attention to all her clients. She makes sure they know they are more than an address or file folder and they matter.
Justin has a communications degree from Liberty University and used his love of graphic arts and marketing to become successful in the business world. When given the opportunity to join forces with his mom to expand the business he was all in. His youth, business savvy, and artistic capability allows this team to represent their client base more effectively. His clients appreciate his honesty and the care he takes with them throughout the process of selling or buying property.
Certifications and Recognitions
- ABR (Accredited Buyers Representative)
- CRS (Certified Residential Specialist)
- GRI (Graduate Realtors Institute)
- SFR (Short Sales & Foreclosure Resource)
Covenant Broker Real Estate LLC
Denise & Justin Fritts
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Real Estate Advice
Homebuyer Tips
Dollars And Sense: Invest In Your 401k Or Pay Off Your Home
Job security for many people is an important aspect, but it might be overlooked if you don’t consider the unexpected, which often leads to unemployment. Take, for example, the pandemic that hit us in 2020, that left many people without jobs, especially in the leisure and hospitality industries. Not only that but as many were concerned about keeping Covid-19 out ...
Agent Advice
Between Family And Real Estate: Finding Balance As An Agent
It’s hard to understand the struggles and the demands of the real estate industry when you are outside of it. When was the last time you’ve been told that you are so lucky to have such a flexible schedule as a real estate agent? We both know that is an understatement because, in reality, finding balance in life while working as a real estate agent is more ...
Homebuyer Tips
Best Small Towns To Live In, North Carolina Edition
There’s a lot to be said for living in a small town. While they may not have the glitz and glamour of metropolitan megacities, small towns have a lot of perks that may not be immediately apparent but are very attractive none theless. While there’s plenty to be said for living in a big city, (some prefer it) it isn’t for everyone. If you’re ...
Homebuyer Tips
This is it. For the past weeks or months, every day has been at least partially spent thinking of, preparing for or planning this fateful day. You’ve laboured long and hard to make sure it comes without incident, and now all your hard work is finally going to pay off. What is this day, you ask? It’s closing day, baby. Now, there’s still a lot ...
Homebuyer Tips
So, you’re thinking of making the city of Clermont your new home. We get it; there are a lot of reasons why you might want to live here! With its beautiful weather, long list of attractions, gorgeous surroundings and exceptionally healthy job market, you’d be forgiven for thinking it’s about as close to being heaven on earth as we can get! But this ...
Real Estate Glossary Terms
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Time-share Homes
Homes with division of ownership or use of a resort unit on the basis of time periods. For example, a resort home may be divided into 25 time shares of two weeks each, with two weeks left open for maintenance. ...
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Truth-in-Lending Act (TILA)
Also called Consumer Credit Protection Act of 1969 or Regulation Z. A federal statute protecting buyers. The key provision is that both the dollar amount of finance charges and the annual percentage rate (APR) must be disclosed before extending credit. The finance charge includes a disclosure of the ...
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Ownership Rights Under Ld7e Insurance
Right of the policy owner as listed in a policy. An insured has the right to exercise all privileges and receive all benefits of the policy except when restricted by the right of an irrevocable beneficiary or an assignee of record. A policy owner can transfer ownership of the policy by making an abs ...
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Permissible Exposure Limit (pel)
Standard set under the occupational safety and health act that sets allowable levels of worker exposure to such toxic substances as asbestos, certain chemicals, and radiation. In many cases workers must wear devices to determine their exposure to toxic workplace substances, and when the maximum is r ...
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Underinsured Motorist Coverage Limits Trigger
Mechanism for providing coverage when the insured's underinsured motorist coverage limit is more than the tort feasor's limit of liability. ...