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About Erica Ramos
Erica Ramos is a licensed and professional Realtor with Q Reality in Clarksville, TN. Erica began her career working with investment properties in 2009 and quickly realized Real Estate was her passion. In 2012 she began to focus on residential sales working with buyers and sellers. She strives to work hard for all clients including; sellers, buyers and investors. As your Realtor, you can be assured to find an attitude of excellence, a commitment to personal service, a foundation of knowledge, a solid reputation, and proven performance in every single aspect of your real estate transaction. It is my duty to help buyer's and seller's reach their goals. As a listing agent her extensive marketing plan gives a homeowner the opportunity to possibly get the maximum value for his / her property. As a buyer's agent, she will help negotiate the best possible deal and search until the perfect property is found. In addition, she will relieve the stress that can come along with purchasing or selling a home. Raised in Ohio, Erica relocated to Clarksville / Ft. Campbell in 2008 with her husband. Meeting new people and helping clients find the right house to call home is her passion. Her client dedication and love of helping others are what motivate her most. Naturally, Erica loves to travel, spend time with family and spend time outdoors. She's passionate, diligent, and very responsive.
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Real Estate Glossary Terms
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Prospectus
Document that must accompany a new issue of securities for a real estate company or partnership. It includes the same information in the registration statement, such as a list of directors and officers, financial statements certified by a CPA, underwriters, the purpose and use for funds, and other ...
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Enrollment Card
Document used to sign up employees for plans such as salary savings, life insurance, or other employee benefits. ...
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Equity
Fairness (as an objective of insurance pricing). Premium rates are set according to expectation of loss among a classification of policy owners. The premise is that all insureds with the same characteristics should have the same expectation of loss and should be listed under the same underwriting cl ...
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Funding Agreement
Private placement investment contract sold by insurance companies. This product has no registration requirement and pays the investor a higher rate of return than commercial paper. Frequently associated with this product are put options that permit the investor to terminate the contract provided 7,3 ...
Real Estate Advice
Homebuyer Tips
Buying a home has always been one of the most important financial decisions we had to make as we worked our way up on the social ladder. It is a decision that is not taken lightly and for some people, it can be stressful, but exciting as well. The unique feeling you get when you reach the doorstep of your own home is unmatched and you get a genuine sense of ...
Homebuyer Tips
There are a lot of cities on Florida’s Gulf Coast. In the panhandle, the city of Pensacola is known for its historic air base, as well as being a surprisingly affordable place to live. Further down the coast, the city of Tampa has gained a reputation as one of Florida’s most attractive young metropolitan cities, experiencing rapid population growth in recent ...
Agent Advice
Tips For Realtors: Getting More Clients
As a realtor, there are a lot of different areas of your job that you need to focus on to put food on the table. You need to know how to gauge a buyer’s interest, in order to ascertain how interested they are in your listing. You need to establish trust between you and your clients, so they know you’re worthy of their business. It’s also important to ...
Agent Advice
The Trust Shared Between A Real Estate Agent And Their Client
Buying or selling real estate is something most of us experience at some point in our lives. The process can be long and difficult sometimes but in the end a successful transaction is profoundly rewarding. Closing a transaction on a home for a first time home buyer will put a big smile on their face, knowing that they have achieved their dream of homeownership. Selling ...
Homebuyer Tips
Millennials: Good Or Bad For The Real Estate Market?
Over the years, the landscape of the housing market has changed dramatically. As the older generation grows even older, a new group is coming into their own as the face of the housing market: millennials. These home buyers are faced with a new set of daunting challenges when it comes to buying a home, and realtors face an entirely different set of challenges when ...
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