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About Erica Ramos
Erica Ramos is a licensed and professional Realtor with Q Reality in Clarksville, TN. Erica began her career working with investment properties in 2009 and quickly realized Real Estate was her passion. In 2012 she began to focus on residential sales working with buyers and sellers. She strives to work hard for all clients including; sellers, buyers and investors. As your Realtor, you can be assured to find an attitude of excellence, a commitment to personal service, a foundation of knowledge, a solid reputation, and proven performance in every single aspect of your real estate transaction. It is my duty to help buyer's and seller's reach their goals. As a listing agent her extensive marketing plan gives a homeowner the opportunity to possibly get the maximum value for his / her property. As a buyer's agent, she will help negotiate the best possible deal and search until the perfect property is found. In addition, she will relieve the stress that can come along with purchasing or selling a home. Raised in Ohio, Erica relocated to Clarksville / Ft. Campbell in 2008 with her husband. Meeting new people and helping clients find the right house to call home is her passion. Her client dedication and love of helping others are what motivate her most. Naturally, Erica loves to travel, spend time with family and spend time outdoors. She's passionate, diligent, and very responsive.
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Real Estate Glossary Terms
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Prospectus
Document that must accompany a new issue of securities for a real estate company or partnership. It includes the same information in the registration statement, such as a list of directors and officers, financial statements certified by a CPA, underwriters, the purpose and use for funds, and other ...
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Enrollment Card
Document used to sign up employees for plans such as salary savings, life insurance, or other employee benefits. ...
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Equity
Fairness (as an objective of insurance pricing). Premium rates are set according to expectation of loss among a classification of policy owners. The premise is that all insureds with the same characteristics should have the same expectation of loss and should be listed under the same underwriting cl ...
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Funding Agreement
Private placement investment contract sold by insurance companies. This product has no registration requirement and pays the investor a higher rate of return than commercial paper. Frequently associated with this product are put options that permit the investor to terminate the contract provided 7,3 ...
Real Estate Advice
Agent Advice
5 Real Estate Marketing Ideas For 2020
The new year is finally here, and with it, a bevvy of new opportunities to explore in the real estate business. The world of real estate is constantly changing and evolving, and a good realtor needs to constantly keep themselves updated on new marketing strategies for real estate agents. With that in mind, we’ve put together this list of ...
Homebuyer Tips
Pros And Cons Of Living In Boca Raton
There is a lot to be said for living in Boca Raton FL. Beautiful weather, beautiful beaches and beautiful houses are just a few of the many, many pros of living in this gorgeous city. But, just like any other city, there are a fair few downsides to living here. Housing prices are astronomical, and property crime rate is even higher than the national average. ...
Homebuyer Tips
Home Loans With 0 Down Payment
Mary V. has always adored the fairytales her mother used to read before going to bed. Since then, she had been dreaming of her own place to call home, which gradually became smaller and smaller. She left behind the gold-plated palaces and castles of her childhood memories, and now, in her early 20s, she would be more than happy to live in a small cozy one-story house ...
Homebuyer Tips
How Can You Improve Your Credit Score?
The almighty Credit Score: The banking industry revolves around it. Landlords demand it. And everybody is concerned about their three digits that reveal how well they are doing financially. The FICO® Score and the VantageScore are two systems that measure your creditworthiness. Both can be between 300 and 850. Of course, the higher, the better. Understanding credit ...
Homebuyer Tips
What does any real estate agent listed on RealEstateAgent.com appreciate more at homebuyers? Their flexibility and their openness when it comes to exploring the many different types of loans that are available for them. In this article, we will explain how USDA loans work. In fact, Section 502 Single-Family Rural Housing Loans can have two forms. The first one is the ...
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