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About Erica Ramos
Erica Ramos is a licensed and professional Realtor with Q Reality in Clarksville, TN. Erica began her career working with investment properties in 2009 and quickly realized Real Estate was her passion. In 2012 she began to focus on residential sales working with buyers and sellers. She strives to work hard for all clients including; sellers, buyers and investors. As your Realtor, you can be assured to find an attitude of excellence, a commitment to personal service, a foundation of knowledge, a solid reputation, and proven performance in every single aspect of your real estate transaction. It is my duty to help buyer's and seller's reach their goals. As a listing agent her extensive marketing plan gives a homeowner the opportunity to possibly get the maximum value for his / her property. As a buyer's agent, she will help negotiate the best possible deal and search until the perfect property is found. In addition, she will relieve the stress that can come along with purchasing or selling a home. Raised in Ohio, Erica relocated to Clarksville / Ft. Campbell in 2008 with her husband. Meeting new people and helping clients find the right house to call home is her passion. Her client dedication and love of helping others are what motivate her most. Naturally, Erica loves to travel, spend time with family and spend time outdoors. She's passionate, diligent, and very responsive.
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Real Estate Glossary Terms
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Prospectus
Document that must accompany a new issue of securities for a real estate company or partnership. It includes the same information in the registration statement, such as a list of directors and officers, financial statements certified by a CPA, underwriters, the purpose and use for funds, and other ...
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Enrollment Card
Document used to sign up employees for plans such as salary savings, life insurance, or other employee benefits. ...
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Equity
Fairness (as an objective of insurance pricing). Premium rates are set according to expectation of loss among a classification of policy owners. The premise is that all insureds with the same characteristics should have the same expectation of loss and should be listed under the same underwriting cl ...
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Funding Agreement
Private placement investment contract sold by insurance companies. This product has no registration requirement and pays the investor a higher rate of return than commercial paper. Frequently associated with this product are put options that permit the investor to terminate the contract provided 7,3 ...
Real Estate Advice
Homebuyer Tips
Home Loans With 0 Down Payment
Mary V. has always adored the fairytales her mother used to read before going to bed. Since then, she had been dreaming of her own place to call home, which gradually became smaller and smaller. She left behind the gold-plated palaces and castles of her childhood memories, and now, in her early 20s, she would be more than happy to live in a small cozy one-story house ...
Homebuyer Tips
How Can You Improve Your Credit Score?
The almighty Credit Score: The banking industry revolves around it. Landlords demand it. And everybody is concerned about their three digits that reveal how well they are doing financially. The FICO® Score and the VantageScore are two systems that measure your creditworthiness. Both can be between 300 and 850. Of course, the higher, the better. Understanding credit ...
Homebuyer Tips
What does any real estate agent listed on RealEstateAgent.com appreciate more at homebuyers? Their flexibility and their openness when it comes to exploring the many different types of loans that are available for them. In this article, we will explain how USDA loans work. In fact, Section 502 Single-Family Rural Housing Loans can have two forms. The first one is the ...
Agent Advice
What Car Should A Real Estate Agent Drive?
Okay, we know this question is quite strange. So, is there a link between real estate and cars? Really? What do cars have to do with an agent’s ability to sell a house? Well, you may fall into the trap of thinking that a nice car can propel your real estate career. To some extent, you are right. Clients can be naive. However, if we were in their shoes, we ...
Agent Advice
How To Become A Real Estate Agent In Nashville?
Millions of people move every year either within the same city or from one state to another. And as you might guess, real estate agents are as busy as a bee in the states with most inbounds. The top 5 states that attracted new residents in 2018 are Idaho, Arizona, South Carolina, Tennessee, and North Carolina. With a vibrant economy and non-stop entertainment, the ...
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