Contact details

584 Washington Ave , Belleville - NJ 07109
Office: 1-973-751-1552

About Fernando Cortes

Dias & Associates Realty is your go to location for any and all real Estate needs. Selling, Buying or just need advise please call on us.

Dias & Associates Realty was established in 2004 as a full service Real Estate office specializing throughout Essex, Union, Hudson and Bergen counties. We, as Real Estate Professionals, make sure to guide our clients with the process of buying, selling and investing in real estate before, during and after the process. We understand that purchasing is one of the biggest investments that a client can make, therefore, we put their interest first. Their satisfaction is our main priority.

Fernando Cortes

Dias & Associates Realty

Fernando Cortes


 
 

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Real Estate Advice


 

Homebuyer Tips

Dollars And Sense: Invest In Your 401k Or Pay Off Your Home

Dollars And Sense: Invest In Your 401k Or Pay Off Your Home

Job security for many people is an important aspect, but it might be overlooked if you don’t consider the unexpected, which often leads to unemployment. Take, for example, the pandemic that hit us in 2020, that left many people without jobs, especially in the leisure and hospitality industries. Not only that but as many were concerned about keeping Covid-19 out ...

Agent Advice

Between Family And Real Estate: Finding Balance As An Agent

Between Family And Real Estate: Finding Balance As An Agent

It’s hard to understand the struggles and the demands of the real estate industry when you are outside of it. When was the last time you’ve been told that you are so lucky to have such a flexible schedule as a real estate agent? We both know that is an understatement because, in reality, finding balance in life while working as a real estate agent is more ...

Homebuyer Tips

Best Small Towns To Live In, North Carolina Edition

Best Small Towns To Live In, North Carolina Edition

There’s a lot to be said for living in a small town. While they may not have the glitz and glamour of metropolitan megacities, small towns have a lot of perks that may not be immediately apparent but are very attractive none theless. While there’s plenty to be said for living in a big city, (some prefer it) it isn’t for everyone.  If you’re ...

Homebuyer Tips

The Closing Day

The Closing Day

This is it. For the past weeks or months, every day has been at least partially spent thinking of, preparing for or planning this fateful day. You’ve laboured long and hard to make sure it comes without incident, and now all your hard work is finally going to pay off. What is this day, you ask? It’s closing day, baby. Now, there’s still a lot ...

Homebuyer Tips

Buying A Home In Clermont FL

Buying A Home In Clermont FL

So, you’re thinking of making the city of Clermont your new home. We get it; there are a lot of reasons why you might want to live here! With its beautiful weather, long list of attractions, gorgeous surroundings and exceptionally healthy job market, you’d be forgiven for thinking it’s about as close to being heaven on earth as we can get! But this ...

 

Real Estate Glossary Terms

  • Section 167

    Section of the Internal Revenue Code relating to depreciation. Capital improvements made to real property are depreciable. ...

  • String Stringer

    Large heavy piece of wood or other material generally running horizontally through a building providing support for other parts of the structure. The stringer usually runs in the direction of the greatest length of supporting beams that are dependent upon it. ...

  • Home Equity Line Of Credit (HELOC)

    To define a home equity line of credit, we can also take a look at how credit cards work. Similarly to credit cards, home equity lines of credit are sources of funds that can be accessed and are at the homeowner’s disposal.  What is a home equity line of credit? Compared with home equit ...

  • Individual Retirement Account (IRA)

    When we are young, we usually don’t take our retirement seriously and don’t even know the definition of an Individual Retirement Account (IRA). We become more preoccupied with it once we get our first job and earn our first salary. So what exactly is an Individual Retirement Account (IRA ...

  • Redetermination Provision

    Provision found in current assumption whole life insurance policies under which the insurance company retains the contractual right to recalculate the premium (after a minimum period of time that the policy has been in force). However, the company guarantees that, at the least, a minimum interest ra ...

Fernando Cortes Fernando Cortes Testimonials

 

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