Elegant Retreat

About Fernando Cortes


Dias & Associates Realty is your go to location for any and all real Estate needs. Selling, Buying or just need advise please call on us.


Dias & Associates Realty was established in 2004 as a full service Real Estate office specializing throughout Essex, Union, Hudson and Bergen counties. We, as Real Estate Professionals, make sure to guide our clients with the process of buying, selling and investing in real estate before, during and after the process. We understand that purchasing is one of the biggest investments that a client can make, therefore, we put their interest first. Their satisfaction is our main priority.


Dias & Associates Realty

Fernando Cortes

Fernando Cortes

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Real Estate Glossary Terms

  • Section 167

    Section of the Internal Revenue Code relating to depreciation. Capital improvements made to real pro ...

  • String Stringer

    Large heavy piece of wood or other material generally running horizontally through a building provid ...

  • Home Equity Line Of Credit (HELOC)

    A mortgage set up as a line of credit against which a borrower can draw up to a maximum amount, as o ...

  • Individual Retirement Account (ira)

    Traditional fund under the tax reform act of 1986 into which any individual employee can contribute ...

  • Redetermination Provision

    Provision found in current assumption whole life insurance policies under which the insurance compan ...

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