Toast To Life

About Fernando Garcia

Fernando Garcia has made Miami his home for most of his life. A graduate of Belen Jesuit Preparatory School, Fernando subsequently traveled to the State’s capital, Tallahassee, and attended Florida State University, earning his Bachelor’s degree in Finance. With accolades from his academic achievements, Fernando attended, was awarded a scholarship, and graduated from the University of Iowa School of Law, where he earned his J.D.

After returning to Miami, and running his own business, Fernando came to realize that Real Estate, and specifically the Real Estate market of South Florida was an irresistible draw. Fernando wanted to expand his formal knowledge, and once again went back to school, attending Florida International University and earning his Master’s Degree in International Real Estate. He obtained both his Real Estate Sales and Mortgage Broker’s licenses, and has been working in both commercial and residential Real Estate, as well as Real Estate and Real Estate product investing, throughout the State of Florida.

A happily married father of three, Fernando spends most of his free time with his wife and children, hoping to instill in them the sense of love of knowledge, family, and community, and the ambition and drive for success in all, instilled in him by his mother. Of course, as a Florida State graduate, Fernando manages to find the time to fuel his love of sports through his beloved Seminoles, and their perpetual drive for greatness on the gridiron. Real Estate may be his passion, but the Seminoles are his guilty pleasure.

Throughout the years, Fernando has culled an expansive, highly discerning, and extremely loyal Clientele, who look to him for true guidance in both their personal Real Estate holdings and their portfolio Real Estate Investments. Fernando is constantly updating his knowledge in this rapidly- changing environment, and is perpetually cultivating relationships with Bankers, Brokers, and Investors. Through his incessant drive to bring people together to build lasting partnerships, Fernando has been instrumental in building the wealth of his Clientele and their partners even at a time when most people are finding their wealth shrinking.

Fernando envisions the perfect partnership of hand-picked professionals to culminate in a complete offering of Real Estate Services to his Clients’ needs, where Clients will determine and set their individual goals, determine their risk tolerance, if investing, and devise a framework by which to achieve their objectives.

Dumonde Consulting Group

Fernando Garcia Dumonde Consulting Group

Fernando Garcia


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3625 NW 82nd Ave Ste 201 , Doral - FL 33166

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Real Estate Glossary Terms

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    Series of payments made on either a FIXED DOLLAR ANNUITY basis or VARIABLE DOLLAR ANNUITY basis. ...

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    In a liability insurance policy, limit above the minimum amount of coverage for which the policy can be written according to company or legal restrictions. ...

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    Mortality table that reflects irregularities from age to age due to chance fluctuations in the sequence of the rates of mortality. The rates of death as reflected by the mortality table in its most idealized form (the "perfect world" approach) should proceed smoothly from age bracket to subsequent a ...

  • Independent Agent

    Contractor who represents different insurance companies and who searches the market for the best place for a client's business. The independent agent, who owns the records of policies sold, is not controlled by any one company, pays agency's expenses out of the commissions earned, and is responsible ...

  • Agequake

    Agequake is not the era of earthquakes! It’s a term that was coined by author Paul Wallace in his 1999 book “Agequake: Ridding the demographic rollercoaster shaking business, finance and our world” and describes a shift in the population pyramid. However statistically backed by W ...

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