About Frank Kretchmer
Business Philosophy
A people person who will exhibit tireless efforts in helping you find the home of your dreams, and assist you every step of the way in order to make your real estate experience pleasant and fulfilling. Afterwards, I will always be available to help you with all your real estate questions and needs for life.
Education and TrainingBS degree in Management Science
Negotiatons
Advanced Negotiations
Coldwell Banker University Fast Start
Member, National Association of Realtors
Member, NJ Association of Realtors
Member, Union County Board of Realtors
Member, Garden State MLS
Certified Purchasing/Procurement Manager
Associate Purchasing/Procurement Practitioner
Negotiations
Contracts
Customer Service
Third Party Leasing
Board of Directors, United Financial Services Community Federal Credit Union
Current Chairman, Board of Directors, and previously Supervisory Committee Chairman
Member, National Association of Purchasing Managers
Member, Knights of Columbus
Previous Cub Scout Den Leader/Boy Scout Assistant
Coach/Manager of intramural volleyball & softball teams
Lifetime Union and Union County resident
Married for 34 years, my spouse is a Union Township Middle School Teacher
Two children, both of whom went all through the Union Township school system
Early retirement from Lucent Technologies (including AT&T, Bell Labs, Western Electric) as Senior Purchasing/Contracting Specialist
Chief Petty Officer, US Naval Reserve – 26 years
Active Duty (Naval Reserve) 3 years
Union, Middlesex counties and surrounding areas
Coldwell Banker Residential Brokerage - Union Office
Frank Kretchmer
I SPEAK:
English
Contact Agent
My credentials
Real Estate Advice
Agent Advice
5 Real Estate Marketing Ideas For 2020
The new year is finally here, and with it, a bevvy of new opportunities to explore in the real estate business. The world of real estate is constantly changing and evolving, and a good realtor needs to constantly keep themselves updated on new marketing strategies for real estate agents. With that in mind, we’ve put together this list of ...
Homebuyer Tips
Pros And Cons Of Living In Boca Raton
There is a lot to be said for living in Boca Raton FL. Beautiful weather, beautiful beaches and beautiful houses are just a few of the many, many pros of living in this gorgeous city. But, just like any other city, there are a fair few downsides to living here. Housing prices are astronomical, and property crime rate is even higher than the national average. ...
Homebuyer Tips
Home Loans With 0 Down Payment
Mary V. has always adored the fairytales her mother used to read before going to bed. Since then, she had been dreaming of her own place to call home, which gradually became smaller and smaller. She left behind the gold-plated palaces and castles of her childhood memories, and now, in her early 20s, she would be more than happy to live in a small cozy one-story house ...
Homebuyer Tips
How Can You Improve Your Credit Score?
The almighty Credit Score: The banking industry revolves around it. Landlords demand it. And everybody is concerned about their three digits that reveal how well they are doing financially. The FICO® Score and the VantageScore are two systems that measure your creditworthiness. Both can be between 300 and 850. Of course, the higher, the better. Understanding credit ...
Homebuyer Tips
What does any real estate agent listed on RealEstateAgent.com appreciate more at homebuyers? Their flexibility and their openness when it comes to exploring the many different types of loans that are available for them. In this article, we will explain how USDA loans work. In fact, Section 502 Single-Family Rural Housing Loans can have two forms. The first one is the ...
Real Estate Glossary Terms
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Before-tax Cash Flow
Cash flow before subtracting income taxes. ...
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Equity Mortgage
Financing of a home based on how much equity the homeowner has in it. The interest rate is typically a variable one. ...
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Maturity
The period when a financial debt, such as a mortgage, must paid. ...
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Claims Department
Section of the insurance company that administers claims for the losses incurred by the insured. ...
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Nonownership Liability Insurance
Coverage for an employer against liability for property damage or physical injury caused by an employee operating a personally owned vehicle for the business firm. Employers can be held liable if an employee has an accident while driving a leased automobile or operating a motorboat that the employee ...
Real Estate FAQ
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What Is A Seller Takeback?
A seller takeback is a type of financing in which the seller arranges for the financing on a propert ...
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How Does Where You Live Affect How You Live?
The first answer that comes to mind when someone asks how does where you live affect how you live is ...