Business Philosophy
A people person who will exhibit tireless efforts in helping you find the home of your dreams, and assist you every step of the way in order to make your real estate experience pleasant and fulfilling. Afterwards, I will always be available to help you with all your real estate questions and needs for life.
Education and TrainingBS degree in Management Science
Negotiatons
Advanced Negotiations
Coldwell Banker University Fast Start
Member, National Association of Realtors
Member, NJ Association of Realtors
Member, Union County Board of Realtors
Member, Garden State MLS
Certified Purchasing/Procurement Manager
Associate Purchasing/Procurement Practitioner
Negotiations
Contracts
Customer Service
Third Party Leasing
Board of Directors, United Financial Services Community Federal Credit Union
Current Chairman, Board of Directors, and previously Supervisory Committee Chairman
Member, National Association of Purchasing Managers
Member, Knights of Columbus
Previous Cub Scout Den Leader/Boy Scout Assistant
Coach/Manager of intramural volleyball & softball teams
Lifetime Union and Union County resident
Married for 34 years, my spouse is a Union Township Middle School Teacher
Two children, both of whom went all through the Union Township school system
Early retirement from Lucent Technologies (including AT&T, Bell Labs, Western Electric) as Senior Purchasing/Contracting Specialist
Chief Petty Officer, US Naval Reserve – 26 years
Active Duty (Naval Reserve) 3 years
Union, Middlesex counties and surrounding areas
Frank Kretchmer
I SPEAK:
The Do’s And Don’ts Of The Real Estate Code Of Ethics
In the real estate business, it’s no secret that flexible morals have had a presence in the field since the very beginning. Whether it’s real estate agents that conceal vital information to make the deal go through or real estate developers cutting corners on multi-million dollar housing projects, this business has a reputation for being less-than-reputable. ...
How A Good Bio Can Kickstart Your Real Estate Career
As a real estate agent, it’s no secret that marketing is the key to good sales numbers. You’re not just selling real estate; you’re selling yourself. How you are perceived as a professional is the most important, most crucial and most notable aspect of your job. Regardless which region you live in, what type of real estate you sell or what you do in ...
Real Estate Niche: Green Homes
Life in the 21st century is coming with some very welcome changes. Nowadays, it’s becoming more approachable to have a lifestyle that allows you to live more harmoniously with your environment. We're heading towards a much broader path towards sustainability. People are looking into what a sustainable lifestyle would ask of them, and what changes they would have ...
How Your Appearance Affects Your Sales
As a real estate professional, you’ve probably heard one person or another talk about “dressing for success” while they show you their new watch or tailored suit. This expression is used broadly in a lot of different ways, but in the world of real estate it actually holds a lot more meaning than you might imagine. A crucial aspect of working as a ...
Restoring A Repossessed Home: Dealing With Damage
For a person who’s got an enterprising spirit, the world is full of money-making opportunities. From investment to entrepreneurship and good old-fashioned hard work, there is almost no set of circumstances that can keep a sharp-witted business man or woman down financially. Everyone gets knocked down from time to time; what’s important is how you go about ...
Cash flow before subtracting income taxes. ...
Financing of a home based on how much equity the homeowner has in it. The interest rate is typically a variable one. ...
The period when a financial debt, such as a mortgage, must paid. ...
Section of the insurance company that administers claims for the losses incurred by the insured. ...
Coverage for an employer against liability for property damage or physical injury caused by an employee operating a personally owned vehicle for the business firm. Employers can be held liable if an employee has an accident while driving a leased automobile or operating a motorboat that the employee ...
A seller takeback is a type of financing in which the seller arranges for the financing on a propert ...
The first answer that comes to mind when someone asks how does where you live affect how you live is ...