A people person who will exhibit tireless efforts in helping you find the home of your dreams, and assist you every step of the way in order to make your real estate experience pleasant and fulfilling. Afterwards, I will always be available to help you with all your real estate questions and needs for life.Education and Training
BS degree in Management Science
Coldwell Banker University Fast Start
Member, National Association of Realtors
Member, NJ Association of Realtors
Member, Union County Board of Realtors
Member, Garden State MLS
Certified Purchasing/Procurement Manager
Associate Purchasing/Procurement Practitioner
Third Party Leasing
Board of Directors, United Financial Services Community Federal Credit Union
Current Chairman, Board of Directors, and previously Supervisory Committee Chairman
Member, National Association of Purchasing Managers
Member, Knights of Columbus
Previous Cub Scout Den Leader/Boy Scout Assistant
Coach/Manager of intramural volleyball & softball teams
Lifetime Union and Union County resident
Married for 34 years, my spouse is a Union Township Middle School Teacher
Two children, both of whom went all through the Union Township school system
Early retirement from Lucent Technologies (including AT&T, Bell Labs, Western Electric) as Senior Purchasing/Contracting Specialist
Chief Petty Officer, US Naval Reserve – 26 years
Active Duty (Naval Reserve) 3 years
Union, Middlesex counties and surrounding areas
Buying a home has always been one of the most important financial decisions we had to make as we worked our way up on the social ladder. It is a decision that is not taken lightly and for some people, it can be stressful, but exciting as well. The unique feeling you get when you reach the doorstep of your own home is unmatched and you get a genuine sense of ...
There are a lot of cities on Florida’s Gulf Coast. In the panhandle, the city of Pensacola is known for its historic air base, as well as being a surprisingly affordable place to live. Further down the coast, the city of Tampa has gained a reputation as one of Florida’s most attractive young metropolitan cities, experiencing rapid population growth in recent ...
As a realtor, there are a lot of different areas of your job that you need to focus on to put food on the table. You need to know how to gauge a buyer’s interest, in order to ascertain how interested they are in your listing. You need to establish trust between you and your clients, so they know you’re worthy of their business. It’s also important to ...
Buying or selling real estate is something most of us experience at some point in our lives. The process can be long and difficult sometimes but in the end a successful transaction is profoundly rewarding. Closing a transaction on a home for a first time home buyer will put a big smile on their face, knowing that they have achieved their dream of homeownership. Selling ...
Over the years, the landscape of the housing market has changed dramatically. As the older generation grows even older, a new group is coming into their own as the face of the housing market: millennials. These home buyers are faced with a new set of daunting challenges when it comes to buying a home, and realtors face an entirely different set of challenges when ...
Cash flow before subtracting income taxes. ...
Financing of a home based on how much equity the homeowner has in it. The interest rate is typically a variable one. ...
The period when a financial debt, such as a mortgage, must paid. ...
Section of the insurance company that administers claims for the losses incurred by the insured. ...
Coverage for an employer against liability for property damage or physical injury caused by an employee operating a personally owned vehicle for the business firm. Employers can be held liable if an employee has an accident while driving a leased automobile or operating a motorboat that the employee ...