About Frank & Carol Roma- The Roma Team
When you're faced with making an important decision, it's reassuring to call upon a team of professionals for assistance. A team can offer benefits not often found with an individual real estate agent. Carol and Frank Roma work as a team assisting clients with all of their real estate needs. Their unique brand of teamwork produces results that add up every time.
Berkshire Hathaway HomeServices Florida Properties Group
Frank & Carol Roma- The Roma Team
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Real Estate Advice
Homebuyer Tips
How Can You Improve Your Credit Score?
The almighty Credit Score: The banking industry revolves around it. Landlords demand it. And everybody is concerned about their three digits that reveal how well they are doing financially. The FICO® Score and the VantageScore are two systems that measure your creditworthiness. Both can be between 300 and 850. Of course, the higher, the better. Understanding credit ...
Homebuyer Tips
What does any real estate agent listed on RealEstateAgent.com appreciate more at homebuyers? Their flexibility and their openness when it comes to exploring the many different types of loans that are available for them. In this article, we will explain how USDA loans work. In fact, Section 502 Single-Family Rural Housing Loans can have two forms. The first one is the ...
Agent Advice
What Car Should A Real Estate Agent Drive?
Okay, we know this question is quite strange. So, is there a link between real estate and cars? Really? What do cars have to do with an agent’s ability to sell a house? Well, you may fall into the trap of thinking that a nice car can propel your real estate career. To some extent, you are right. Clients can be naive. However, if we were in their shoes, we ...
Agent Advice
How To Become A Real Estate Agent In Nashville?
Millions of people move every year either within the same city or from one state to another. And as you might guess, real estate agents are as busy as a bee in the states with most inbounds. The top 5 states that attracted new residents in 2018 are Idaho, Arizona, South Carolina, Tennessee, and North Carolina. With a vibrant economy and non-stop entertainment, the ...
Homebuyer Tips
As soon as you sign the final document on the closing day, you enter the fight to avoid foreclosure - just like any other mortgagor. Every time you make a payment towards your home loan, you make your lender happy. Skip a few payments, though, and your lender will become extremely nervous. Your mailbox will see notice upon notice letters. Even then you can ...
Real Estate Glossary Terms
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Tax Evasion
Not paying taxes legally due the government. Examples are the failure to report rental income received and claiming false deductions on real estate holdings. The penalty for tax fraud is 75% of the underpaid tax. There may also be criminal prosecution. ...
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Select Lumber
High quality, premium wood to be used in construction such as for home building. ...
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Allied Lines
Property insurance closely associated with fire insurance and usually purchased in conjunction with a Standard Fire Policy. Allied lines include data processing insurance, demolition INSURANCE, EARTHQUAKE INSURANCE, INCREASED COST OF CONSTRUCTION CLAUSE, RADIOACTIVE CONTAMINATION INSURANCE, SPRINKLE ...
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Downstream Holding Company
Holding company established by a mutual insurance company. The mutual insurance company has 100% ownership of the holding company. ...
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Strict Liability
Tort liability, which is defined by law, requiring an injured party to prove only that he or she was harmed in a specified way in order to collect damages. For example, the law provides that an employer is responsible if a worker is injured on the job. All the worker must do to collect workers compe ...