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About Fred Cuffari
Fred was born in New York and holds undergraduate Bachelors degrees in Economics and Chemistry from Bucknell University of Lewisburg, Pennsylvania. He earned his Masters in Business Administration from Louisiana State University, has been a REALTOR® since 2014 and earned his Real Estate Brokers License in 2018. His business experience prior to ML Realty was primarily in the medical and industrial gases industry, where he held senior management roles in sales, marketing, operations, product development and project management.
His expertise includes sales & pricing strategy, tactical planning & execution, contract preparation & negotiation. He has been awarded the Accredited Buyer’s Representative (ABR®) designation by the Real Estate Buyer’s Agent Council (REBAC) of the National Association of Realtors® (NAR) and the Seller Representative Specialist (SRS) designation by the Real Estate Business Institute (REBI). In addition to the Northeast, Fred has lived in Louisiana and Ohio. He and his wife, Cheri, now live in Moneta.
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Real Estate Glossary Terms
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Full Preliminary Term Reserve Valuation
Mathematical combination of one-year term insurance and one-year deferred permanent insurance such that no reserve has to be set up for the first year the policy is in force and allowance is made for adjustment in future reserves to reflect this one-year lag. ...
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Holographic Will
Will written totally in the handwriting of that individual whose name appears on the will. ...
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Renewal Premium
Payment due on the renewal of an insurance policy. The premium may be adjusted up or down to reflect the loss experience of the underwriting classification to which the insured belongs. ...
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Temporary Disability Benefits
Income paid to a worker who is temporarily disabled by an injury or sickness that is not work related. Compare with workers compensation benefits, which are available only to workers injured on the job. And unemployment benefits are available only to those who are able to work. Temporary disability ...
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Tenants Improvements And Betterments
Improvements or renovations to a leased business or residential property made by a tenant to meet its particular needs. Loss of use of these improvements as a result of damage is covered by an endorsement to the Standard Fire Policy. ...
Real Estate FAQ
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What Is A Maintenance Fee?
So, you’re thinking of moving for the first time to a condominium or an apartment. Well, there ...
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How Do I File An Insurance Claim?
Call your Insurance agent or Insurance Company \"Claims Hotline\" as soon as possible. Getting your ...
Real Estate Advice
Agent Advice
Between Family And Real Estate: Finding Balance As An Agent
It’s hard to understand the struggles and the demands of the real estate industry when you are outside of it. When was the last time you’ve been told that you are so lucky to have such a flexible schedule as a real estate agent? We both know that is an understatement because, in reality, finding balance in life while working as a real estate agent is more ...
Homebuyer Tips
Best Small Towns To Live In, North Carolina Edition
There’s a lot to be said for living in a small town. While they may not have the glitz and glamour of metropolitan megacities, small towns have a lot of perks that may not be immediately apparent but are very attractive none theless. While there’s plenty to be said for living in a big city, (some prefer it) it isn’t for everyone. If you’re ...
Homebuyer Tips
This is it. For the past weeks or months, every day has been at least partially spent thinking of, preparing for or planning this fateful day. You’ve laboured long and hard to make sure it comes without incident, and now all your hard work is finally going to pay off. What is this day, you ask? It’s closing day, baby. Now, there’s still a lot ...
Homebuyer Tips
So, you’re thinking of making the city of Clermont your new home. We get it; there are a lot of reasons why you might want to live here! With its beautiful weather, long list of attractions, gorgeous surroundings and exceptionally healthy job market, you’d be forgiven for thinking it’s about as close to being heaven on earth as we can get! But this ...
Homebuyer Tips
Buying A Home In High Point NC
Homeownership is a big step forward from living as a tenant and moving from one place to another. At some point, we all get tired of renting, and we decide it is time to become our own boss and find a stable place we can call home. Buying your first home is a great achievement, but the process does have its difficulties. A home purchase is strongly connected with the ...
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