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About Fred Cuffari
Fred was born in New York and holds undergraduate Bachelors degrees in Economics and Chemistry from Bucknell University of Lewisburg, Pennsylvania. He earned his Masters in Business Administration from Louisiana State University, has been a REALTOR® since 2014 and earned his Real Estate Brokers License in 2018. His business experience prior to ML Realty was primarily in the medical and industrial gases industry, where he held senior management roles in sales, marketing, operations, product development and project management.
His expertise includes sales & pricing strategy, tactical planning & execution, contract preparation & negotiation. He has been awarded the Accredited Buyer’s Representative (ABR®) designation by the Real Estate Buyer’s Agent Council (REBAC) of the National Association of Realtors® (NAR) and the Seller Representative Specialist (SRS) designation by the Real Estate Business Institute (REBI). In addition to the Northeast, Fred has lived in Louisiana and Ohio. He and his wife, Cheri, now live in Moneta.
M L Realty
Fred Cuffari
Real Estate Glossary Terms
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Full Preliminary Term Reserve Valuation
Mathematical combination of one-year term insurance and one-year deferred permanent insurance such that no reserve has to be set up for the first year the policy is in force and allowance is made for adjustment in future reserves to reflect this one-year lag. ...
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Holographic Will
Will written totally in the handwriting of that individual whose name appears on the will. ...
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Renewal Premium
Payment due on the renewal of an insurance policy. The premium may be adjusted up or down to reflect the loss experience of the underwriting classification to which the insured belongs. ...
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Temporary Disability Benefits
Income paid to a worker who is temporarily disabled by an injury or sickness that is not work related. Compare with workers compensation benefits, which are available only to workers injured on the job. And unemployment benefits are available only to those who are able to work. Temporary disability ...
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Tenants Improvements And Betterments
Improvements or renovations to a leased business or residential property made by a tenant to meet its particular needs. Loss of use of these improvements as a result of damage is covered by an endorsement to the Standard Fire Policy. ...
Real Estate Advice
Homebuyer Tips
Houston Real Estate Market Overview Of 2022
Houston is the fourth-largest city in the United States. It has shown steady growth and development, as well as a diverse economy and relatively low unemployment rates. It is one of the best destinations for long-term real estate investment or a job in this sphere. It offers an excellent quality of life, highly-developed infrastructure, and many career opportunities. So ...
Agent Advice
Black Friday Bucketlist For Realtors
The real estate industry has changed a lot over the past few years. Looking at what real estate was and meant over 30 years ago and what it means now, we will see visible changes. The era of technology and modernization has stepped up this field. If we look at the tools real estate agents use nowadays, we can observe a change in modernization and adaptability to the ...
Home Seller Tips
Do you remember the first impression you had when you bought your house? Maybe the wall color in the bedroom stood out or some weird tiling choices. When it comes to home buyers, interior design choices can attract them or send them running. Many things make or break a sale, and a homeowner who’s putting their home on the market will only benefit from knowing what ...
Homebuyer Tips
10 Things That Could Turn Off Homebuyers
Selling your house is a challenging decision to make. Giving up the place you’ve made life-long memories is emotionally consuming. But you might need a bigger home or want to relocate to a new city. Thus going through the selling process is unavoidable. First time selling a house? There are several aspects you should consider. You need information about the local ...
Home Seller Tips
What Not To Fix When Selling A House
Living in a society based on consumerism, we are used to everything we buy being in perfect shape. We send back articles of clothing that don’t fit instead of altering them at a sewist; We return an appliance if it has a visible scratch; We go back to the store to return a product that doesn’t fit our expectations even if we purchased it ourselves from the ...
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