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About Fred Cuffari
Fred was born in New York and holds undergraduate Bachelors degrees in Economics and Chemistry from Bucknell University of Lewisburg, Pennsylvania. He earned his Masters in Business Administration from Louisiana State University, has been a REALTOR® since 2014 and earned his Real Estate Brokers License in 2018. His business experience prior to ML Realty was primarily in the medical and industrial gases industry, where he held senior management roles in sales, marketing, operations, product development and project management.
His expertise includes sales & pricing strategy, tactical planning & execution, contract preparation & negotiation. He has been awarded the Accredited Buyer’s Representative (ABR®) designation by the Real Estate Buyer’s Agent Council (REBAC) of the National Association of Realtors® (NAR) and the Seller Representative Specialist (SRS) designation by the Real Estate Business Institute (REBI). In addition to the Northeast, Fred has lived in Louisiana and Ohio. He and his wife, Cheri, now live in Moneta.
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Real Estate Glossary Terms
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Full Preliminary Term Reserve Valuation
Mathematical combination of one-year term insurance and one-year deferred permanent insurance such that no reserve has to be set up for the first year the policy is in force and allowance is made for adjustment in future reserves to reflect this one-year lag. ...
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Holographic Will
Will written totally in the handwriting of that individual whose name appears on the will. ...
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Renewal Premium
Payment due on the renewal of an insurance policy. The premium may be adjusted up or down to reflect the loss experience of the underwriting classification to which the insured belongs. ...
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Temporary Disability Benefits
Income paid to a worker who is temporarily disabled by an injury or sickness that is not work related. Compare with workers compensation benefits, which are available only to workers injured on the job. And unemployment benefits are available only to those who are able to work. Temporary disability ...
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Tenants Improvements And Betterments
Improvements or renovations to a leased business or residential property made by a tenant to meet its particular needs. Loss of use of these improvements as a result of damage is covered by an endorsement to the Standard Fire Policy. ...
Real Estate FAQ
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What Is A Maintenance Fee?
So, you’re thinking of moving for the first time to a condominium or an apartment. Well, there ...
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How Do I File An Insurance Claim?
Call your Insurance agent or Insurance Company \"Claims Hotline\" as soon as possible. Getting your ...
Real Estate Advice
Home Seller Tips
How To Improve The Privacy Of Your Home
If you live in a residential neighborhood, there’s a good chance that you’ve had to deal with neighbors who don’t respect your privacy. Whether they’re peering through a pair of binoculars surveilling your Sunday afternoon barbeque or dropping by unannounced to “see how you’re doing”, these unpleasant individuals are the bane of ...
Homebuyer Tips
In The Miscellaneous Labyrinth Of Real Estate Finance
To those of us who’ve gone through the process of moving, it’s no secret that moving can be a hassle and a half, between the stress and substantial financial investments. We usually decide to relocate for various reasons, such as a brand new workplace, the prospect of a brighter future, climate changes, or even the global pandemic. COVID-19 made ...
Homebuyer Tips
Eco-friendly Vs. Harmful Building Materials
More than ever, the past dictates our future. The twenty-first century must face the dramatic repercussions of our past heritage concerning environmental issues. We foolishly exposed our planet to threats and insecurity. In practice, we do lots of harm to our immediate environment, and we should pay more attention to do’s and don’ts in nature. Humankind has ...
Homebuyer Tips
Home Automation That Can Be Implemented
Phrases like “Alexa, turn on the AC!”, “Alexa, dim lights!”, “Alexa, open the front door!” or “Alexa, cook mac&cheese!” are becoming a regular in US households. Well, maybe not the last but it won’t be long till that becomes a reality as well. Having the ability to tell your home what to do has been a fantasy ...
Agent Advice
Digital Trends That Revolutionized The Real Estate Industry
Of all the inventions that changed the real estate game, none have changed it as profoundly and irreversibly as the internet. This technology opened up a world of new possibilities and opportunities for real estate professionals working at every level in the field of real estate. From the lowliest copy room workers to the moguls and brokers at the very top of the ...
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