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About Fred Cuffari
Fred was born in New York and holds undergraduate Bachelors degrees in Economics and Chemistry from Bucknell University of Lewisburg, Pennsylvania. He earned his Masters in Business Administration from Louisiana State University, has been a REALTOR® since 2014 and earned his Real Estate Brokers License in 2018. His business experience prior to ML Realty was primarily in the medical and industrial gases industry, where he held senior management roles in sales, marketing, operations, product development and project management.
His expertise includes sales & pricing strategy, tactical planning & execution, contract preparation & negotiation. He has been awarded the Accredited Buyer’s Representative (ABR®) designation by the Real Estate Buyer’s Agent Council (REBAC) of the National Association of Realtors® (NAR) and the Seller Representative Specialist (SRS) designation by the Real Estate Business Institute (REBI). In addition to the Northeast, Fred has lived in Louisiana and Ohio. He and his wife, Cheri, now live in Moneta.
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Real Estate Glossary Terms
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Full Preliminary Term Reserve Valuation
Mathematical combination of one-year term insurance and one-year deferred permanent insurance such that no reserve has to be set up for the first year the policy is in force and allowance is made for adjustment in future reserves to reflect this one-year lag. ...
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Holographic Will
Will written totally in the handwriting of that individual whose name appears on the will. ...
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Renewal Premium
Payment due on the renewal of an insurance policy. The premium may be adjusted up or down to reflect the loss experience of the underwriting classification to which the insured belongs. ...
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Temporary Disability Benefits
Income paid to a worker who is temporarily disabled by an injury or sickness that is not work related. Compare with workers compensation benefits, which are available only to workers injured on the job. And unemployment benefits are available only to those who are able to work. Temporary disability ...
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Tenants Improvements And Betterments
Improvements or renovations to a leased business or residential property made by a tenant to meet its particular needs. Loss of use of these improvements as a result of damage is covered by an endorsement to the Standard Fire Policy. ...
Real Estate FAQ
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What Is A Maintenance Fee?
A maintenance fee is a charge by condominium associations, co-ops, or other homeowners associations ...
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How Do I File An Insurance Claim?
Call your Insurance agent or Insurance Company \"Claims Hotline\" as soon as possible. Getting your ...
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