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About Fred Cuffari
Fred was born in New York and holds undergraduate Bachelors degrees in Economics and Chemistry from Bucknell University of Lewisburg, Pennsylvania. He earned his Masters in Business Administration from Louisiana State University, has been a REALTOR® since 2014 and earned his Real Estate Brokers License in 2018. His business experience prior to ML Realty was primarily in the medical and industrial gases industry, where he held senior management roles in sales, marketing, operations, product development and project management.
His expertise includes sales & pricing strategy, tactical planning & execution, contract preparation & negotiation. He has been awarded the Accredited Buyer’s Representative (ABR®) designation by the Real Estate Buyer’s Agent Council (REBAC) of the National Association of Realtors® (NAR) and the Seller Representative Specialist (SRS) designation by the Real Estate Business Institute (REBI). In addition to the Northeast, Fred has lived in Louisiana and Ohio. He and his wife, Cheri, now live in Moneta.
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Real Estate Glossary Terms
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Full Preliminary Term Reserve Valuation
Mathematical combination of one-year term insurance and one-year deferred permanent insurance such that no reserve has to be set up for the first year the policy is in force and allowance is made for adjustment in future reserves to reflect this one-year lag. ...
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Holographic Will
Will written totally in the handwriting of that individual whose name appears on the will. ...
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Renewal Premium
Payment due on the renewal of an insurance policy. The premium may be adjusted up or down to reflect the loss experience of the underwriting classification to which the insured belongs. ...
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Temporary Disability Benefits
Income paid to a worker who is temporarily disabled by an injury or sickness that is not work related. Compare with workers compensation benefits, which are available only to workers injured on the job. And unemployment benefits are available only to those who are able to work. Temporary disability ...
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Tenants Improvements And Betterments
Improvements or renovations to a leased business or residential property made by a tenant to meet its particular needs. Loss of use of these improvements as a result of damage is covered by an endorsement to the Standard Fire Policy. ...
Real Estate FAQ
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What Is A Maintenance Fee?
So, you’re thinking of moving for the first time to a condominium or an apartment. Well, there ...
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How Do I File An Insurance Claim?
Call your Insurance agent or Insurance Company \"Claims Hotline\" as soon as possible. Getting your ...
Real Estate Advice
Homebuyer Tips
Most Promising Real Estate Markets In The U.S.
While 2020 has been a challenging year for many of us and the global economy in general, it was a pretty intriguing period for the real estate industry in the United States. The pandemic and all the myriad changes which were brought along with it, such as working remotely, continue to reshape the landscape of real estate investing. While many people are selling their ...
Agent Advice
How To Become A Better Real Estate Professional
If you’re in the real estate game, you know that staying at 100% is crucial if you want to achieve success. If you slack off for as much as a minute, you might lose your edge and fall behind the rest of the pack. It’s not enough to stay stationary; you’ve got to constantly be moving forward with every aspect of your career. For newer real estate ...
Homebuyer Tips
Choosing a new city to call home is a challenging task. You’ve got to consider a myriad of factors such as public safety, cost of living and job availability. You have to ask yourself whether or not the attractions available in the area are suitable for your tastes, and whether or not the climate suits your preferences. All these factors are important and need ...
Homebuyer Tips
Living In Miami FL, America's Cleanest City
Immaculate beaches stretching as far as the eye can see, bordered by the cerulean blue Atlantic ocean. Thousands of energetic spring breakers and partygoers moving together in time to the thunderous sounds and spellbinding lights of an EDM concert. Luxurious waterfront mega-mansions and towering downtown office buildings dazzling all who behold them. What do all of ...
Homebuyer Tips
Pros And Cons Of Living In Land O’Lakes Florida
If you love the coastline vibes and gorgeous orange sunsets, then Florida is the State for you! In the Sunshine State, there is no shortage of such places, and one of the most popular coastal areas is the Tampa Bay region. If you are looking for the perfect weather, coastal vibes, and a cozy beachfront home, then this is the place for you. On the other hand, these ...
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