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26236 Woodward Ave , Royal Oak - MI 48067
Office: 1-248-548-9100

About Fred Lindholm

Fred has been a Licensed Realtor since 1979 and a Broker since 1983. He is a member of the Presidents Council of Excellence for "3" consecutive years, a Senior Housing Specialist, a Licensed Builder and a Certified Distressed Property Expert for owners considering a Short Sale or loan modification of their home mortgage. Fred has done Site Development Consulting work for 6 years for Fortune 100 & 500 Firms and analyzed over 1000 sites for those clients. He also coordinated a Build-to-Suit project for a Fortune 500 client.

Fred Lindholm

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Agent Advice

Between Family And Real Estate: Finding Balance As An Agent

Between Family And Real Estate: Finding Balance As An Agent

It’s hard to understand the struggles and the demands of the real estate industry when you are outside of it. When was the last time you’ve been told that you are so lucky to have such a flexible schedule as a real estate agent? We both know that is an understatement because, in reality, finding balance in life while working as a real estate agent is more ...

Homebuyer Tips

Best Small Towns To Live In, North Carolina Edition

Best Small Towns To Live In, North Carolina Edition

There’s a lot to be said for living in a small town. While they may not have the glitz and glamour of metropolitan megacities, small towns have a lot of perks that may not be immediately apparent but are very attractive none theless. While there’s plenty to be said for living in a big city, (some prefer it) it isn’t for everyone.  If you’re ...

Homebuyer Tips

The Closing Day

The Closing Day

This is it. For the past weeks or months, every day has been at least partially spent thinking of, preparing for or planning this fateful day. You’ve laboured long and hard to make sure it comes without incident, and now all your hard work is finally going to pay off. What is this day, you ask? It’s closing day, baby. Now, there’s still a lot ...

Homebuyer Tips

Buying A Home In Clermont FL

Buying A Home In Clermont FL

So, you’re thinking of making the city of Clermont your new home. We get it; there are a lot of reasons why you might want to live here! With its beautiful weather, long list of attractions, gorgeous surroundings and exceptionally healthy job market, you’d be forgiven for thinking it’s about as close to being heaven on earth as we can get! But this ...

Homebuyer Tips

Buying A Home In High Point NC

Buying A Home In High Point NC

Homeownership is a big step forward from living as a tenant and moving from one place to another. At some point, we all get tired of renting, and we decide it is time to become our own boss and find a stable place we can call home. Buying your first home is a great achievement, but the process does have its difficulties. A home purchase is strongly connected with the ...

 

Real Estate Glossary Terms

  • Linkage

    Propinquity of land to its intended use. Linkage is the time and distance between a designed use of property and the intended users. For example, if a shopping center were built several miles away from the nearest highway, its linkage would be very poor and its commercial success would rightfully be ...

  • Commission

    Fee paid to an insurance salesperson as a percentage of the premium generated by a sold insurance policy. ...

  • Employers Contingent Net Worth Liability Determination

    Requirement upon termination of a pension plan; an employer must reimburse the pension benefit guaranty corporation (pbgc) for any loss that the PBGC incurs as the result of paying employee benefits that were the responsibility of the employer. The law requires reimbursement of up to 30% of the plan ...

  • Required Minimum Distribution (rmd)

    Requirement that an individual must withdraw a minimum sum annually from retirement savings that have accumulated on a tax-deferred basis. This withdrawal must begin by April 1 of the year one reaches age 70 1/2 All deferred tax retirement savings plans (with the exception of the ROTH IRA) are subje ...

  • Tabular Plans

    Retrospective rating system with basic, minimum, and maximum premium rates listed in manual tables. Calculation of an individual premium involves adjusting the basic premium for appropriate discounts, losses, and a tax multiplier. The rate is then set between the minimum and the maximum, based on th ...

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