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About Gina Hightower

For the majority of people the purchase or sale of a home is their largest single investment. My goal is to guide you successfully and easily through the contractual, investment, and emotional decisions involved in the Real Estate process. I am committed to providing you and your friends with superior service and expertise and to make it the most memorable purchase of your life.

Mike Hightower Realty

Gina Hightower Mike Hightower Realty

Gina Hightower

1-512-563-2997

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213 Main St , Smithville - TX 78957

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Real Estate Glossary Terms

  • Developer

    Individual who creates property improvements by making homes, shopping centers, and other commercial buildings for a profit on an area of land. The developer organizes and plans the development and supervises its construction as well as managing all the business elements of the project. ...

  • Cash Withdrawals

    Removal of money from an individual life insurance policy or an employee benefit plan. A cash withdrawal from a life insurance policy reduces the death benefit by the amount of the withdrawal plus interest thereon. When a cash withdrawal is made from an employee benefit such as a pension plan, the e ...

  • Dependent Care Flexible Spending Account

    Account that is similar in form to the health plan flexible spending account (FSA) with contributions to this account used to reimburse employees who are parents for expenses at a children's day care center or home child care. Employees can also be reimbursed for expenses associated with caring for ...

  • Insurer Finances: Life And Health, Property And Casualty

    Management of premium inflow and benefit outflow. ...

  • Validation Period

    Length of time required to amortize the excess expenses of acquiring a given group of life insurance policies. In acquiring a policy, a life insurance company may incur expenses (such as the costs of sales commissions, paperwork, and medical examinations) that are greater than the amount allocated f ...

Real Estate Advice


 

Homebuyer Tips

Home Loans With 0 Down Payment

Home Loans With 0 Down Payment

Mary V. has always adored the fairytales her mother used to read before going to bed. Since then, she had been dreaming of her own place to call home, which gradually became smaller and smaller. She left behind the gold-plated palaces and castles of her childhood memories, and now, in her early 20s, she would be more than happy to live in a small cozy one-story house ...

Homebuyer Tips

How Can You Improve Your Credit Score?

How Can You Improve Your Credit Score?

The almighty Credit Score: The banking industry revolves around it. Landlords demand it. And everybody is concerned about their three digits that reveal how well they are doing financially. The FICO® Score and the VantageScore are two systems that measure your creditworthiness. Both can be between 300 and 850. Of course, the higher, the better. Understanding credit ...

Homebuyer Tips

All About The USDA Loans

All About The USDA Loans

What does any real estate agent listed on RealEstateAgent.com appreciate more at homebuyers? Their flexibility and their openness when it comes to exploring the many different types of loans that are available for them. In this article, we will explain how USDA loans work. In fact, Section 502 Single-Family Rural Housing Loans can have two forms. The first one is the ...

Agent Advice

What Car Should A Real Estate Agent Drive?

What Car Should A Real Estate Agent Drive?

 Okay, we know this question is quite strange. So, is there a link between real estate and cars? Really? What do cars have to do with an agent’s ability to sell a house? Well, you may fall into the trap of thinking that a nice car can propel your real estate career. To some extent, you are right. Clients can be naive. However, if we were in their shoes, we ...

Agent Advice

How To Become A Real Estate Agent In Nashville?

How To Become A Real Estate Agent In Nashville?

Millions of people move every year either within the same city or from one state to another. And as you might guess, real estate agents are as busy as a bee in the states with most inbounds. The top 5 states that attracted new residents in 2018 are Idaho, Arizona, South Carolina, Tennessee, and North Carolina. With a vibrant economy and non-stop entertainment, the ...

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