Toast To Life



About Heike Sommer-Goldschmitz

I'm focusing on providing you with the best results and service in the industry.  I listen carefully to understand your real estate goals and work hard to create solutions that make sense for you.  Whether you are new to the market or an experienced investor, I will help you achieve your real estate goals.

As is often said, real estate is about location, location, location. I have extensive knowledge of the Cape Coral, Florida area and can help you find the right home for you or the right buyer for your home.

I attended the "City of Cape Coral Citizens Academy", "Cape Coral Citizen's Police Academy" and "Cape Coral Community Emergency Response Team (CERT) program".

Member of  the NAR (National  Association of REALTORS),  FAR (Florida Association of  REALTORS) and  Royal Palm Coast REALTOR Association

Sellstate Realty

Heike Sommer-Goldschmitz

Heike Sommer-Goldschmitz


Real Estate Glossary Terms

  • Deferred Interest Mortgages

    Financing technique aimed at those people who only plan to live in a house for a short time. Under this mortgage, a lower interest rate and, thus, a lower monthly mortgage payment are charged. Upon the selling of the house, the lender receives the deferred interest plus a fee for postponing the in ...

  • Business Opportunity

    Favorable occurrence providing a good chance for success, usually in financial terms. ...

  • Construction Loans

    Also called interim financing. A mortgage that provides the funds necessary for the building or construction of a real estate project. The project can be a residential subdivision, a shopping center, an industrial park, or any other type of property requiring financing during the time required to ...

  • Quid Pro Quo

    Latin term meaning something in exchange for something else. For example, a person rushes through an order for another in return for having first choice in selecting a parcel of property. A business agreement whereby a real estate firm will provide business, typically referrals, to another comp ...

  • Commercial Multiple Peril

    Same as term Commercial Package Policy (CPP): insurance policy that is commercial lines in orientation and is composed of two or more of the following coverages: commercial property, business crime, business automobile, boiler and machinery, commercial general liability (CGL), inland marine insuranc ...

My credentials member badge
Fair Housing and Equal Opportunity (FHEO)
The Multiple Listing Service Mark


Find us

Service areas