About Jeffery Roney

Jeff is a native of Louisville, Kentucky and currently resides in Yuma, Tennessee with his wife and daughters. He enlisted in the U.S. Navy at age 18 attaining the rank of Senior Chief Petty Officer, E-8 before receiving his commission as an Officer in 2001. Military service includes tours during Desert Shield/Storm, Iraqi Freedom and Enduring Freedom. He retired from active duty in 2013 from Naval Air Station Meridian, MS as the Officer-in-Charge (OIC), Chief of Naval Air Training Detachment and OIC U.S. Navy Marksmanship Unit. Jeff began his post-military career by joining the real estate field and is now an agent in our Huntingdon office.

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Jeffery Roney

Real Estate Glossary Terms

Tandem Plan

Government program of providing low interest rate mortgages to low-income qualified buyers. In the tandem program, the Federal National Mortgage Association (FNMA) purchases low interest rate mortgages at a discount from the Government National Mortgage Association (GNMA). In doing this, GNMA subs ...
Casualty Insurance

Coverage primarily for the liability of an individual or organization that results from negligent acts and omissions, thereby causing bodily injury and/or property damage to a third party. However, the term is an elastic one that traditionally has included such property insurance as aviation insuran ...
Declination

Rejection by an insurance company of an application for a policy. ...
Interest And Dividend Tax Compliance Act

Requirement of the Internal Revenue Service that any dividend payments received are subject to a 20% withholding if the investor fails to furnish the dividend payer with the investor's correct tax identification number. ...
Projection Factors

Expectations of investment return, mortality experience, and expenses used in projecting future cash values for life insurance and annuities. These projections cannot be part of the actual policy since they are not guaranteed. Rather, they take the form of separate computer printouts and are used in ...

Real Estate Advice

Agent Advice

5 Real Estate Marketing Ideas For 2020

The new year is finally here, and with it, a bevvy of new opportunities to explore in the real estate business. The world of real estate is constantly changing and evolving, and a good realtor needs to constantly keep themselves updated on new marketing strategies for real estate agents. With that in mind, we’ve put together this list of ...

Homebuyer Tips

Pros And Cons Of Living In Boca Raton

There is a lot to be said for living in Boca Raton FL. Beautiful weather, beautiful beaches and beautiful houses are just a few of the many, many pros of living in this gorgeous city. But, just like any other city, there are a fair few downsides to living here. Housing prices are astronomical, and property crime rate is even higher than the national average. ...

Homebuyer Tips

Home Loans With 0 Down Payment

Mary V. has always adored the fairytales her mother used to read before going to bed. Since then, she had been dreaming of her own place to call home, which gradually became smaller and smaller. She left behind the gold-plated palaces and castles of her childhood memories, and now, in her early 20s, she would be more than happy to live in a small cozy one-story house ...

Homebuyer Tips

How Can You Improve Your Credit Score?

The almighty Credit Score: The banking industry revolves around it. Landlords demand it. And everybody is concerned about their three digits that reveal how well they are doing financially. The FICO® Score and the VantageScore are two systems that measure your creditworthiness. Both can be between 300 and 850. Of course, the higher, the better. Understanding credit ...

Homebuyer Tips

All About The USDA Loans

What does any real estate agent listed on RealEstateAgent.com appreciate more at homebuyers? Their flexibility and their openness when it comes to exploring the many different types of loans that are available for them. In this article, we will explain how USDA loans work. In fact, Section 502 Single-Family Rural Housing Loans can have two forms. The first one is the ...