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About Bailey Team
I became a Realtor after retiring from Federal Aviation Administration as an Air Traffic Controller. After having a few businesses I decided to try Real Estate and found I loved it. I love people, I love the beautiful Alabama Gulf Coast, I love making people happy by finding them the exact right property for them. I love selling property from $49,000 to $4,000,000+, you are treated the same with me no matter the price. I am an Associate Broker with Century21 Meyer Real Estate. You can reach me at any time, I will be available for you. I was on HGTV's Beachfront Bargain Hunt and got many, many great reviews.
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Real Estate Glossary Terms
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Open Space
Unimproved property that is set aside in a developed area for environmental or recreational purposes. For example, a subdivision having 50 homes dedicates five acres for a recreational area to be maintained by the local municipality. ...
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Point
Loan service charge; each point equals 1% of the amount of the total mortgage loan, which must be paid up front when a home is purchased. It is a one-time, immediate charge that increases the effective cost of borrowing. ...
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Bridge Insurance For Bridges Under Construction
Provides coverage during the construction of a bridge in the event of fire, lightning, collision, flood, rising water, windstorm, ice, explosion, and earthquake. This coverage is essential, since the value of destroyed labor and materials could bankrupt a contractor without insurance protection. ...
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Deferred Compensation Plan
Means of supplementing an executive's retirement benefits by deferring a portion of his or her current earnings. Deferring income in this manner encourages the loyalty of executives. To qualify for a tax advantage, the IRS requires a written agreement between an executive and the employer stating th ...
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Treasury Inflation Protection Bonds (tips)
Bonds issued by the United States Treasury that pay a semiannual interest rate tied to the Treasury auction plus an additional interest rate tied to the rate of inflation during this semiannual period. The rate of inflation is measured by the increases or decreases in the Consumer Price Index for Ur ...
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