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About Jim Rutherford
Jim Rutherford earned his real estate license in 2003. Since then, he has worked with and learned from some of the industries top agents and coaches to enhance his understanding of the market and the various aspects of real estate. Based in Orlando, FL, Jim is a professional willing to help you with all your home buying and selling needs in Central Florida. Specializing in helping buyers, his skill is of great benefit to his clients. He takes great pride and specializes in finding first time buyers the right home in the quickest time possible with straightforward financing, often with low down payments. Jim uses the latest internet technologies to market and find homes suitable to the client's needs and standards. He recommends city and county down payment programs for those who qualify for financial information and assistance. He understands that the acquisition of a home is often the largest purchase a person will make in their lifetime.
He believes realtors have an obligation to be well educated to provide the level of service and protection his clients deserve. Jim is dedicated to furthering his knowledge as exampled by earning the designations: ABR (Accredited Buyer Representative) and CDPE (Certified Distressed Property Expert). Jim's work ethic did not start in the real estate business, but was formed by family example and service in the U.S. Navy. He was an electrician on submarines, earning the Vietnam Era Service medal and the Good Conduct medal. He is a member in good standing of: · Orlando Regional Realtors Association · Florida Association of Realtors · National Association of Realtors · My Florida Regional Multiple Listing Service In addition, Jim is a member of the American Legion, American Diabetes Association and AARP. Jim helps his community by working with a homeless feeding project. Jim understands the stress and hassles involved in buying, selling and the relocation process. He strives to alleviate those concerns for his clients as much as possible. Jim is a warm and caring person who has the best interests of others at heart. Be it his family, his clients or a person in need. Jim's enthusiasm for a satisfying client experience is contagious. He believes he can help make your real estate dreams come true.
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Real Estate Glossary Terms
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Board Measure (B.M.)
(1) Method of measurement lumber using the board foot cubic measure. The board measure is used to estimate quantities and prices of lumber materials. (2) Method of estimating lumber potential for trees. ...
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Good Faith Estimate (GFE)
The form that lists the settlement charges the borrower must pay at closing, which the lender is obliged to provide the borrower within three business days of receiving the loan application. ...
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Naic: Long-term Care Insurance Model Act National Association Of Insurance Commissioners
Model state law of the NAIC setting minimum standards with which insurance products must comply if they are to qualify under the definition of a long-term care (LTC) insurance policy. These minimum standards include the following: Policies must be a GUARANTEED RENEWABLE CONTRACT. Specific illnesses ...
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Robbery
Use of the threat of violence or actual violence in taking property from someone else's possession. This peril is covered on a personal basis through the purchase of a homeowners insurance policy or renters insurance or on a business basis through a special multiperil insurance (SMP) policy. Special ...
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Securities And Exchange Commission (sec) Staff Accounting Bulletin No. 92 (sab92)
Bulletin issued June, 1993, with disclosure requirements that strongly suggest that insurance companies establish reserves or add to current reserves for asbestos and environmental risks to the insured. ...
Real Estate Advice
Homebuyer Tips
Pros And Cons Of Living In Huntersville NC
Before you move to a new city, you’re going to want to feel like you know the city. You’ll want to know every little detail, from what the best restaurants are to how much a home costs to whether or not it’s crime rates are high. Before you move, you’ll want to know it all. This is just a normal part of moving to a new town! Now, let’s ...
Homebuyer Tips
Living in a big city is great in many ways. You have unlimited access to different business and job opportunities, and it can never get too monotonous or boring. Big cities never sleep. There is always movement and activity. There is always something to do, and a fast-paced environment requires you to be on your feet all the time if you want to keep up the pace. The ...
Homebuyer Tips
Pros And Cons Of Living In Alpharetta GA
When you begin to toy with the idea of relocating to a new city, no matter how many cities are initially on your list of potential new homes, there is always one that comes out triumphantly in the end. That is the city that fits your family’s lifestyle the best and meets all your expectations for a new hometown. A place where you and your family will fit in, ...
Homebuyer Tips
Buying a home has always been one of the most important financial decisions we had to make as we worked our way up on the social ladder. It is a decision that is not taken lightly and for some people, it can be stressful, but exciting as well. The unique feeling you get when you reach the doorstep of your own home is unmatched and you get a genuine sense of ...
Homebuyer Tips
There are a lot of cities on Florida’s Gulf Coast. In the panhandle, the city of Pensacola is known for its historic air base, as well as being a surprisingly affordable place to live. Further down the coast, the city of Tampa has gained a reputation as one of Florida’s most attractive young metropolitan cities, experiencing rapid population growth in recent ...
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