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About Jim Rutherford
Jim Rutherford earned his real estate license in 2003. Since then, he has worked with and learned from some of the industries top agents and coaches to enhance his understanding of the market and the various aspects of real estate. Based in Orlando, FL, Jim is a professional willing to help you with all your home buying and selling needs in Central Florida. Specializing in helping buyers, his skill is of great benefit to his clients. He takes great pride and specializes in finding first time buyers the right home in the quickest time possible with straightforward financing, often with low down payments. Jim uses the latest internet technologies to market and find homes suitable to the client's needs and standards. He recommends city and county down payment programs for those who qualify for financial information and assistance. He understands that the acquisition of a home is often the largest purchase a person will make in their lifetime.
He believes realtors have an obligation to be well educated to provide the level of service and protection his clients deserve. Jim is dedicated to furthering his knowledge as exampled by earning the designations: ABR (Accredited Buyer Representative) and CDPE (Certified Distressed Property Expert). Jim's work ethic did not start in the real estate business, but was formed by family example and service in the U.S. Navy. He was an electrician on submarines, earning the Vietnam Era Service medal and the Good Conduct medal. He is a member in good standing of: · Orlando Regional Realtors Association · Florida Association of Realtors · National Association of Realtors · My Florida Regional Multiple Listing Service In addition, Jim is a member of the American Legion, American Diabetes Association and AARP. Jim helps his community by working with a homeless feeding project. Jim understands the stress and hassles involved in buying, selling and the relocation process. He strives to alleviate those concerns for his clients as much as possible. Jim is a warm and caring person who has the best interests of others at heart. Be it his family, his clients or a person in need. Jim's enthusiasm for a satisfying client experience is contagious. He believes he can help make your real estate dreams come true.
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Real Estate Glossary Terms
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Board Measure (B.M.)
(1) Method of measurement lumber using the board foot cubic measure. The board measure is used to estimate quantities and prices of lumber materials. (2) Method of estimating lumber potential for trees. ...
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Good Faith Estimate (GFE)
The form that lists the settlement charges the borrower must pay at closing, which the lender is obliged to provide the borrower within three business days of receiving the loan application. ...
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Naic: Long-term Care Insurance Model Act National Association Of Insurance Commissioners
Model state law of the NAIC setting minimum standards with which insurance products must comply if they are to qualify under the definition of a long-term care (LTC) insurance policy. These minimum standards include the following: Policies must be a GUARANTEED RENEWABLE CONTRACT. Specific illnesses ...
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Robbery
Use of the threat of violence or actual violence in taking property from someone else's possession. This peril is covered on a personal basis through the purchase of a homeowners insurance policy or renters insurance or on a business basis through a special multiperil insurance (SMP) policy. Special ...
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Securities And Exchange Commission (sec) Staff Accounting Bulletin No. 92 (sab92)
Bulletin issued June, 1993, with disclosure requirements that strongly suggest that insurance companies establish reserves or add to current reserves for asbestos and environmental risks to the insured. ...
Real Estate Advice
Homebuyer Tips
Located close to the westernmost edge of Florida in Santa Rosa County, the city of Gulf Breeze, FL is a waterfront dream for high income earners and retired military personnel. Currently at around 7,000 residents, this growing bedroom community is ideal for those who seek a comfortable life-style in a holiday destination, without having to deal with the overcrowdedness ...
Homebuyer Tips
Real Estate Trends In St. Petersburg Florida
The real estate trends are constantly changing throughout the market as the market itself is influenced by outside factors. These factors can be anything from the presidential elections to a global pandemic. The way in which they affect the real estate market depends on how much the factors impact the market itself. For example, during the 2008 economic crisis, while ...
Homebuyer Tips
Have you ever imagined yourself living on the coastline of Florida? Living in a gorgeous waterfront home, and waking up to the morning breeze of the Ocean. What would it be like if you can witness the beautiful sunrises of the Sunshine State every day and get those beach vibes going? Having the opportunity to lay back and settle in one of Florida’s beautiful ...
Homebuyer Tips
Think about the last exciting trip you had to a city you’ve never seen before. The experience you had there was so amazing that you might’ve considered coming back, but this time for good. You can’t stop thinking about how amazing it would be to get the same kind of experience, every day you get to live there. While the emotions and the feeling might ...
Homebuyer Tips
Living In Bowie MD - Pros And Cons
Have you ever had the opportunity to witness the wonders of Maryland? A state that finds the perfect balance between the exquisite lifestyle along the coastline, along with the impressive urban scene of a metropolitan city. All kinds of natural features, except desert, can be experienced through the state of Maryland, and its important history earned the state its ...
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