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About Joe Kruschek
Joe Kruschek moved to the Lake Norman area 23 years ago from the great state of Minnesota. He moved for his passion of NASCAR racing and quickly became one of the top crewman in the sport working with many of the top teams and drivers in the sport. After scoring numerous wins and four championships and awards he decided to pursue his other passion for Real Estate. Joe has rapidly become one of the top real estate agents not only in our office but in the whole area.
His knowledge of homes and home construction along with his work ethic is second to none. In his spare time Joe likes to hangout with his two Labrador's, volunteer and also go socialize and meet new people. If you are looking for an agent that will go above and beyond, that will out work anyone else and will always make sure that they have your back than Joe is your agent!
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Real Estate Glossary Terms
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BTU
British thermal unit-a unit of energy associated with the creation of heat. Prior to 1929, it was defined as the amount of heat required to raised the temperature of 1 pound of water 1 degree Fahrenheit. In 1929, it was redefined as being equivalent to 251.996 calories, 778.26 ft-lb, or in electrica ...
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Default Charge
Penalty charged if an amount owed on the purchase of real estate is not paid on time, ...
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Financial Management Rate Of Return (FMRR)
An adjustment to the internal rate of return (IRR) computation so as to improve this measure. This uses a risk-free after-tax rate and a customary rate for money reinvestment. ...
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Compensatory Damages
Same as term Civil damages Awarded: sums payable to the winning plaintiff by the losing defendant in a court of law; can take any or all of these forms: general, punitive, and special. ...
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State Fund
Account established and administered by a state agency to finance a mandatory insurance program, for example, workers compensation insurance. ...
Real Estate Advice
Agent Advice
5 Real Estate Marketing Ideas For 2020
The new year is finally here, and with it, a bevvy of new opportunities to explore in the real estate business. The world of real estate is constantly changing and evolving, and a good realtor needs to constantly keep themselves updated on new marketing strategies for real estate agents. With that in mind, we’ve put together this list of ...
Homebuyer Tips
Pros And Cons Of Living In Boca Raton
There is a lot to be said for living in Boca Raton FL. Beautiful weather, beautiful beaches and beautiful houses are just a few of the many, many pros of living in this gorgeous city. But, just like any other city, there are a fair few downsides to living here. Housing prices are astronomical, and property crime rate is even higher than the national average. ...
Homebuyer Tips
Home Loans With 0 Down Payment
Mary V. has always adored the fairytales her mother used to read before going to bed. Since then, she had been dreaming of her own place to call home, which gradually became smaller and smaller. She left behind the gold-plated palaces and castles of her childhood memories, and now, in her early 20s, she would be more than happy to live in a small cozy one-story house ...
Homebuyer Tips
How Can You Improve Your Credit Score?
The almighty Credit Score: The banking industry revolves around it. Landlords demand it. And everybody is concerned about their three digits that reveal how well they are doing financially. The FICO® Score and the VantageScore are two systems that measure your creditworthiness. Both can be between 300 and 850. Of course, the higher, the better. Understanding credit ...
Homebuyer Tips
What does any real estate agent listed on RealEstateAgent.com appreciate more at homebuyers? Their flexibility and their openness when it comes to exploring the many different types of loans that are available for them. In this article, we will explain how USDA loans work. In fact, Section 502 Single-Family Rural Housing Loans can have two forms. The first one is the ...
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