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About Joe Kruschek
Joe Kruschek moved to the Lake Norman area 23 years ago from the great state of Minnesota. He moved for his passion of NASCAR racing and quickly became one of the top crewman in the sport working with many of the top teams and drivers in the sport. After scoring numerous wins and four championships and awards he decided to pursue his other passion for Real Estate. Joe has rapidly become one of the top real estate agents not only in our office but in the whole area.
His knowledge of homes and home construction along with his work ethic is second to none. In his spare time Joe likes to hangout with his two Labrador's, volunteer and also go socialize and meet new people. If you are looking for an agent that will go above and beyond, that will out work anyone else and will always make sure that they have your back than Joe is your agent!
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Real Estate Glossary Terms
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BTU
British thermal unit-a unit of energy associated with the creation of heat. Prior to 1929, it was defined as the amount of heat required to raised the temperature of 1 pound of water 1 degree Fahrenheit. In 1929, it was redefined as being equivalent to 251.996 calories, 778.26 ft-lb, or in electrica ...
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Default Charge
Penalty charged if an amount owed on the purchase of real estate is not paid on time, ...
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Financial Management Rate Of Return (FMRR)
An adjustment to the internal rate of return (IRR) computation so as to improve this measure. This uses a risk-free after-tax rate and a customary rate for money reinvestment. ...
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Compensatory Damages
Same as term Civil damages Awarded: sums payable to the winning plaintiff by the losing defendant in a court of law; can take any or all of these forms: general, punitive, and special. ...
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State Fund
Account established and administered by a state agency to finance a mandatory insurance program, for example, workers compensation insurance. ...
Real Estate Advice
Homebuyer Tips
Buying a home has always been one of the most important financial decisions we had to make as we worked our way up on the social ladder. It is a decision that is not taken lightly and for some people, it can be stressful, but exciting as well. The unique feeling you get when you reach the doorstep of your own home is unmatched and you get a genuine sense of ...
Homebuyer Tips
There are a lot of cities on Florida’s Gulf Coast. In the panhandle, the city of Pensacola is known for its historic air base, as well as being a surprisingly affordable place to live. Further down the coast, the city of Tampa has gained a reputation as one of Florida’s most attractive young metropolitan cities, experiencing rapid population growth in recent ...
Agent Advice
Tips For Realtors: Getting More Clients
As a realtor, there are a lot of different areas of your job that you need to focus on to put food on the table. You need to know how to gauge a buyer’s interest, in order to ascertain how interested they are in your listing. You need to establish trust between you and your clients, so they know you’re worthy of their business. It’s also important to ...
Agent Advice
The Trust Shared Between A Real Estate Agent And Their Client
Buying or selling real estate is something most of us experience at some point in our lives. The process can be long and difficult sometimes but in the end a successful transaction is profoundly rewarding. Closing a transaction on a home for a first time home buyer will put a big smile on their face, knowing that they have achieved their dream of homeownership. Selling ...
Homebuyer Tips
Millennials: Good Or Bad For The Real Estate Market?
Over the years, the landscape of the housing market has changed dramatically. As the older generation grows even older, a new group is coming into their own as the face of the housing market: millennials. These home buyers are faced with a new set of daunting challenges when it comes to buying a home, and realtors face an entirely different set of challenges when ...
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