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About Joe Kruschek
Joe Kruschek moved to the Lake Norman area 23 years ago from the great state of Minnesota. He moved for his passion of NASCAR racing and quickly became one of the top crewman in the sport working with many of the top teams and drivers in the sport. After scoring numerous wins and four championships and awards he decided to pursue his other passion for Real Estate. Joe has rapidly become one of the top real estate agents not only in our office but in the whole area.
His knowledge of homes and home construction along with his work ethic is second to none. In his spare time Joe likes to hangout with his two Labrador's, volunteer and also go socialize and meet new people. If you are looking for an agent that will go above and beyond, that will out work anyone else and will always make sure that they have your back than Joe is your agent!
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Real Estate Glossary Terms
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BTU
British thermal unit-a unit of energy associated with the creation of heat. Prior to 1929, it was defined as the amount of heat required to raised the temperature of 1 pound of water 1 degree Fahrenheit. In 1929, it was redefined as being equivalent to 251.996 calories, 778.26 ft-lb, or in electrica ...
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Default Charge
Penalty charged if an amount owed on the purchase of real estate is not paid on time, ...
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Financial Management Rate Of Return (FMRR)
An adjustment to the internal rate of return (IRR) computation so as to improve this measure. This uses a risk-free after-tax rate and a customary rate for money reinvestment. ...
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Compensatory Damages
Same as term Civil damages Awarded: sums payable to the winning plaintiff by the losing defendant in a court of law; can take any or all of these forms: general, punitive, and special. ...
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State Fund
Account established and administered by a state agency to finance a mandatory insurance program, for example, workers compensation insurance. ...
Real Estate Advice
Home Seller Tips
How To Improve The Privacy Of Your Home
If you live in a residential neighborhood, there’s a good chance that you’ve had to deal with neighbors who don’t respect your privacy. Whether they’re peering through a pair of binoculars surveilling your Sunday afternoon barbeque or dropping by unannounced to “see how you’re doing”, these unpleasant individuals are the bane of ...
Homebuyer Tips
In The Miscellaneous Labyrinth Of Real Estate Finance
To those of us who’ve gone through the process of moving, it’s no secret that moving can be a hassle and a half, between the stress and substantial financial investments. We usually decide to relocate for various reasons, such as a brand new workplace, the prospect of a brighter future, climate changes, or even the global pandemic. COVID-19 made ...
Homebuyer Tips
Eco-friendly Vs. Harmful Building Materials
More than ever, the past dictates our future. The twenty-first century must face the dramatic repercussions of our past heritage concerning environmental issues. We foolishly exposed our planet to threats and insecurity. In practice, we do lots of harm to our immediate environment, and we should pay more attention to do’s and don’ts in nature. Humankind has ...
Homebuyer Tips
Home Automation That Can Be Implemented
Phrases like “Alexa, turn on the AC!”, “Alexa, dim lights!”, “Alexa, open the front door!” or “Alexa, cook mac&cheese!” are becoming a regular in US households. Well, maybe not the last but it won’t be long till that becomes a reality as well. Having the ability to tell your home what to do has been a fantasy ...
Agent Advice
Digital Trends That Revolutionized The Real Estate Industry
Of all the inventions that changed the real estate game, none have changed it as profoundly and irreversibly as the internet. This technology opened up a world of new possibilities and opportunities for real estate professionals working at every level in the field of real estate. From the lowliest copy room workers to the moguls and brokers at the very top of the ...
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