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About Joseph Hedrick
EXPERIENCE AND ACHIEVEMENTS:1967 - Present Independent Real Estate Professional;2000 - Awarded Certified Residential Specialist - earned by less than 5% of REALTORS®;2002 - Century 21® Master Award;Multi-Million Dollar Producer.
EDUCATION:Illinois Institute of Technology, Chicago IL;Oceanside Junior College, Oceanside CA;Manley High School, Chicago IL.
MISSION STATEMENT - EXCEEDS YOUR EXPECTATIONS:Improve the quality of life for my clients and family with integrity to create financial security in a professional manner, while leading a balanced life and still giving back to the community.
AREAS SERVICED:Des Plaines,Glenview,Golf,Lincolnwood,Morton Grove,
Mount Prospect,Niles,Skokie.
PROFESSIONAL ASSOCIATIONS:NATIONAL ASSOCIATION OF REALTORS®;
Illinois Association of REALTORS®;Certified Residential Council;Midwest Real Estate Data LLC;CENTURY 21 Masters Club.
PERSONAL INFORMATION:Resident of Skokie and Morton Grove for over 40 Years;Enjoys Golf and Politics;Has Seven Children.
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Real Estate Glossary Terms
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Internal Revenue Service (IRS)
Branch of the federal government responsible for collecting taxes including personal and corporate. The IRS administers tax rules and regulations, and investigates tax irregularities. Criminal prosecution may be made by IRS for tax fraud through the U.S. Tax Court. ...
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Salesperson
Individual engaged in selling a product or service. The product may be an investment in real estate. In some instances, state law may require licensing to safeguard the public by requiring specified professional and ethical standards. ...
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Gift Of Equity
A sale price below market value, where the difference is a gift from the sellers to the buyers. Such gifts are usually between family members. Lenders will usually allow the gift to count as a down payment. ...
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Borderline Risk
Prospective insurance applicant who has questionable underwriting characteristics. ...
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Single Premium Immediate Annuity
Immediate annuity under which one premium payment is made and the annuity is paid up (no further premium payments are required). ...
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