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About Joseph Hedrick
EXPERIENCE AND ACHIEVEMENTS:1967 - Present Independent Real Estate Professional;2000 - Awarded Certified Residential Specialist - earned by less than 5% of REALTORS®;2002 - Century 21® Master Award;Multi-Million Dollar Producer.
EDUCATION:Illinois Institute of Technology, Chicago IL;Oceanside Junior College, Oceanside CA;Manley High School, Chicago IL.
MISSION STATEMENT - EXCEEDS YOUR EXPECTATIONS:Improve the quality of life for my clients and family with integrity to create financial security in a professional manner, while leading a balanced life and still giving back to the community.
AREAS SERVICED:Des Plaines,Glenview,Golf,Lincolnwood,Morton Grove,
Mount Prospect,Niles,Skokie.
PROFESSIONAL ASSOCIATIONS:NATIONAL ASSOCIATION OF REALTORS®;
Illinois Association of REALTORS®;Certified Residential Council;Midwest Real Estate Data LLC;CENTURY 21 Masters Club.
PERSONAL INFORMATION:Resident of Skokie and Morton Grove for over 40 Years;Enjoys Golf and Politics;Has Seven Children.
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Real Estate Glossary Terms
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Internal Revenue Service (IRS)
Branch of the federal government responsible for collecting taxes including personal and corporate. The IRS administers tax rules and regulations, and investigates tax irregularities. Criminal prosecution may be made by IRS for tax fraud through the U.S. Tax Court. ...
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Salesperson
Individual engaged in selling a product or service. The product may be an investment in real estate. In some instances, state law may require licensing to safeguard the public by requiring specified professional and ethical standards. ...
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Gift Of Equity
A sale price below market value, where the difference is a gift from the sellers to the buyers. Such gifts are usually between family members. Lenders will usually allow the gift to count as a down payment. ...
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Borderline Risk
Prospective insurance applicant who has questionable underwriting characteristics. ...
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Single Premium Immediate Annuity
Immediate annuity under which one premium payment is made and the annuity is paid up (no further premium payments are required). ...
Real Estate Advice
Home Seller Tips
Social Distancing During The Home Buying/Selling Process
Being a homeowner after many years of moving from one rental to another is probably one of greatest accomplishments a person can feel. Also, during our lifetime we will be faced with the decision of selling our homes for various reasons. Maybe you want to move out to a more family-friendly place, or you want to be closer to your family and friends, maybe it’s the ...
Agent Advice
Agents: How To Sell A House During A Pandemic
The coronavirus outbreak dealt a massive blow to the economy. Many industries find themselves struggling during the pandemic because of the restrictions imposed by the government and authorities in order to contain the spread of the disease. With the current situation of the pandemic, many people fear to go outdoors while others are careless. We are also witnessing a ...
Homebuyer Tips
Minimum Credit Score In The USA For Home Loans
We all dream about the glorious day we move into our own home. After all the years, moving from one rental to another, the day has come when you can finally think about your own place. You have enough money for your down payment and with a good credit score, you are now able to get a home loan. The American dream of homeownership is now within your ...
Home Seller Tips
How To Sell A House In Orlando, Florida
The state of Florida also known as the “Sunshine State” is renowned worldwide for its touristic attractions. World-class beach experience, dining, and amusement parks are just some of the things people come for in Florida. With such an increasing number of people coming in the state the demand for housing has also increased over the years. With more people ...
Homebuyer Tips
Sustainably Refurnishing Your Home
Sustainability is a concept for the future and it is highly important that we understand it. If we are thinking of the future we have to think of both something that can be used for the long term and also something that doesn’t produce waste. A sustainable way of refurbishing your home is quite a tricky thing to embark on, but if we want to live in a clean ...
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