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About Julie Townsend
I am the daughter of Dick and Peggy Icker. I was born in Leesburg, Florida and have two older sisters, one older brother and I am the last born daughter of my parents. Although when I was ten they decided to grow our family again! Through the next several years we fostered handicap children. Now I legally have two younger brothers and one younger sister with Downs Syndrome. I am truly blessed to be a part of such an awesome family!
When I was twenty years old I married the love of my life, Danny and we remain married and in love after thirty three plus years. We have two beautiful daughters and five incredible grandchildren. Being a native of this area equips me with knowledge and the gift of being familiar with this community. It also has instilled a love for Lake and Sumter county as my home. Although it has grown due to The Villages development I embrace the growth and love the amenities our community now offers. I love God and am proud to be an American Christian! I love people and the Real Estate Profession! It would be my pleasure to serve any of your Real Estate needs!
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Real Estate Glossary Terms
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Rental Value
How much the rental property is worth. The valuation considers the net income derived from the property and a capitalization rate. ...
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Assessable Mutual
Assessment mutual company that operates on a statewide basis or in more than one state. Assessable or assessment mutuals operate by taking a cash deposit, or premium, from members in exchange for insurance protection. If the company's losses and expenses exceed these deposits, the company can assess ...
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Crude Death Rate
Total deaths as a percentage of total population for a stipulated period of time. ...
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Liquidation Charge
Amount subtracted from an annuity or from mutual fund proceeds payable to an annuity owner or mutual fund owner to reflect expense fees described in the annuity contract or mutual fund prospectus. This charge may be viewed as a penalty for cashing in the annuity or mutual fund early. This fee is mea ...
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Overhead Expense Disability Income Policy
Type of disability income policy used to provide funds for the ongoing monthly business expenses (such as employee salaries, utility charges, rent, and equipment payment due) necessary to maintain continuing operations in the event an owner/key person becomes disabled. Generally, there is a 60-day e ...
Real Estate Advice
Homebuyer Tips
Home Loans With 0 Down Payment
Mary V. has always adored the fairytales her mother used to read before going to bed. Since then, she had been dreaming of her own place to call home, which gradually became smaller and smaller. She left behind the gold-plated palaces and castles of her childhood memories, and now, in her early 20s, she would be more than happy to live in a small cozy one-story house ...
Homebuyer Tips
How Can You Improve Your Credit Score?
The almighty Credit Score: The banking industry revolves around it. Landlords demand it. And everybody is concerned about their three digits that reveal how well they are doing financially. The FICO® Score and the VantageScore are two systems that measure your creditworthiness. Both can be between 300 and 850. Of course, the higher, the better. Understanding credit ...
Homebuyer Tips
What does any real estate agent listed on RealEstateAgent.com appreciate more at homebuyers? Their flexibility and their openness when it comes to exploring the many different types of loans that are available for them. In this article, we will explain how USDA loans work. In fact, Section 502 Single-Family Rural Housing Loans can have two forms. The first one is the ...
Agent Advice
What Car Should A Real Estate Agent Drive?
Okay, we know this question is quite strange. So, is there a link between real estate and cars? Really? What do cars have to do with an agent’s ability to sell a house? Well, you may fall into the trap of thinking that a nice car can propel your real estate career. To some extent, you are right. Clients can be naive. However, if we were in their shoes, we ...
Agent Advice
How To Become A Real Estate Agent In Nashville?
Millions of people move every year either within the same city or from one state to another. And as you might guess, real estate agents are as busy as a bee in the states with most inbounds. The top 5 states that attracted new residents in 2018 are Idaho, Arizona, South Carolina, Tennessee, and North Carolina. With a vibrant economy and non-stop entertainment, the ...
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