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About Julie Townsend
I am the daughter of Dick and Peggy Icker. I was born in Leesburg, Florida and have two older sisters, one older brother and I am the last born daughter of my parents. Although when I was ten they decided to grow our family again! Through the next several years we fostered handicap children. Now I legally have two younger brothers and one younger sister with Downs Syndrome. I am truly blessed to be a part of such an awesome family!
When I was twenty years old I married the love of my life, Danny and we remain married and in love after thirty three plus years. We have two beautiful daughters and five incredible grandchildren. Being a native of this area equips me with knowledge and the gift of being familiar with this community. It also has instilled a love for Lake and Sumter county as my home. Although it has grown due to The Villages development I embrace the growth and love the amenities our community now offers. I love God and am proud to be an American Christian! I love people and the Real Estate Profession! It would be my pleasure to serve any of your Real Estate needs!
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Real Estate Glossary Terms
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Rental Value
How much the rental property is worth. The valuation considers the net income derived from the property and a capitalization rate. ...
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Assessable Mutual
Assessment mutual company that operates on a statewide basis or in more than one state. Assessable or assessment mutuals operate by taking a cash deposit, or premium, from members in exchange for insurance protection. If the company's losses and expenses exceed these deposits, the company can assess ...
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Crude Death Rate
Total deaths as a percentage of total population for a stipulated period of time. ...
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Liquidation Charge
Amount subtracted from an annuity or from mutual fund proceeds payable to an annuity owner or mutual fund owner to reflect expense fees described in the annuity contract or mutual fund prospectus. This charge may be viewed as a penalty for cashing in the annuity or mutual fund early. This fee is mea ...
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Overhead Expense Disability Income Policy
Type of disability income policy used to provide funds for the ongoing monthly business expenses (such as employee salaries, utility charges, rent, and equipment payment due) necessary to maintain continuing operations in the event an owner/key person becomes disabled. Generally, there is a 60-day e ...
Real Estate Advice
Homebuyer Tips
Houston Real Estate Market Overview Of 2022
Houston is the fourth-largest city in the United States. It has shown steady growth and development, as well as a diverse economy and relatively low unemployment rates. It is one of the best destinations for long-term real estate investment or a job in this sphere. It offers an excellent quality of life, highly-developed infrastructure, and many career opportunities. So ...
Agent Advice
Black Friday Bucketlist For Realtors
The real estate industry has changed a lot over the past few years. Looking at what real estate was and meant over 30 years ago and what it means now, we will see visible changes. The era of technology and modernization has stepped up this field. If we look at the tools real estate agents use nowadays, we can observe a change in modernization and adaptability to the ...
Home Seller Tips
Do you remember the first impression you had when you bought your house? Maybe the wall color in the bedroom stood out or some weird tiling choices. When it comes to home buyers, interior design choices can attract them or send them running. Many things make or break a sale, and a homeowner who’s putting their home on the market will only benefit from knowing what ...
Homebuyer Tips
10 Things That Could Turn Off Homebuyers
Selling your house is a challenging decision to make. Giving up the place you’ve made life-long memories is emotionally consuming. But you might need a bigger home or want to relocate to a new city. Thus going through the selling process is unavoidable. First time selling a house? There are several aspects you should consider. You need information about the local ...
Home Seller Tips
What Not To Fix When Selling A House
Living in a society based on consumerism, we are used to everything we buy being in perfect shape. We send back articles of clothing that don’t fit instead of altering them at a sewist; We return an appliance if it has a visible scratch; We go back to the store to return a product that doesn’t fit our expectations even if we purchased it ourselves from the ...
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