Toast To Life



About Julie Townsend


I am the daughter of Dick and Peggy Icker. I was born in Leesburg, Florida and have two older sisters, one older brother and I am the last born daughter of my parents. Although when I was ten they decided to grow our family again! Through the next several years we fostered handicap children. Now I legally have two younger brothers and one younger sister with Downs Syndrome. I am truly blessed to be a part of such an awesome family!

When I was twenty years old I married the love of my life, Danny and we remain married and in love after thirty three plus years. We have two beautiful daughters and five incredible grandchildren. Being a native of this area equips me with knowledge and the gift of being familiar with this community. It also has instilled a love for Lake and Sumter county as my home. Although it has grown due to The Villages development I embrace the growth and love the amenities our community now offers. I love God and am proud to be an American Christian! I love people and the Real Estate Profession! It would be my pleasure to serve any of your Real Estate needs!

ERA Grizzard Real Estate

Julie Townsend ERA Grizzard Real Estate

Julie Townsend


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840 County Rd 466 , The Villages - FL 32159

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Office: 1-352-516-8298

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Real Estate Glossary Terms

  • Rental Value

    How much the rental property is worth. The valuation considers the net income derived from the property and a capitalization rate. ...

  • Assessable Mutual

    Assessment mutual company that operates on a statewide basis or in more than one state. Assessable or assessment mutuals operate by taking a cash deposit, or premium, from members in exchange for insurance protection. If the company's losses and expenses exceed these deposits, the company can assess ...

  • Crude Death Rate

    Total deaths as a percentage of total population for a stipulated period of time. ...

  • Liquidation Charge

    Amount subtracted from an annuity or from mutual fund proceeds payable to an annuity owner or mutual fund owner to reflect expense fees described in the annuity contract or mutual fund prospectus. This charge may be viewed as a penalty for cashing in the annuity or mutual fund early. This fee is mea ...

  • Overhead Expense Disability Income Policy

    Type of disability income policy used to provide funds for the ongoing monthly business expenses (such as employee salaries, utility charges, rent, and equipment payment due) necessary to maintain continuing operations in the event an owner/key person becomes disabled. Generally, there is a 60-day e ...

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