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About Julie Townsend
I am the daughter of Dick and Peggy Icker. I was born in Leesburg, Florida and have two older sisters, one older brother and I am the last born daughter of my parents. Although when I was ten they decided to grow our family again! Through the next several years we fostered handicap children. Now I legally have two younger brothers and one younger sister with Downs Syndrome. I am truly blessed to be a part of such an awesome family!
When I was twenty years old I married the love of my life, Danny and we remain married and in love after thirty three plus years. We have two beautiful daughters and five incredible grandchildren. Being a native of this area equips me with knowledge and the gift of being familiar with this community. It also has instilled a love for Lake and Sumter county as my home. Although it has grown due to The Villages development I embrace the growth and love the amenities our community now offers. I love God and am proud to be an American Christian! I love people and the Real Estate Profession! It would be my pleasure to serve any of your Real Estate needs!
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Real Estate Glossary Terms
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Rental Value
How much the rental property is worth. The valuation considers the net income derived from the property and a capitalization rate. ...
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Assessable Mutual
Assessment mutual company that operates on a statewide basis or in more than one state. Assessable or assessment mutuals operate by taking a cash deposit, or premium, from members in exchange for insurance protection. If the company's losses and expenses exceed these deposits, the company can assess ...
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Crude Death Rate
Total deaths as a percentage of total population for a stipulated period of time. ...
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Liquidation Charge
Amount subtracted from an annuity or from mutual fund proceeds payable to an annuity owner or mutual fund owner to reflect expense fees described in the annuity contract or mutual fund prospectus. This charge may be viewed as a penalty for cashing in the annuity or mutual fund early. This fee is mea ...
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Overhead Expense Disability Income Policy
Type of disability income policy used to provide funds for the ongoing monthly business expenses (such as employee salaries, utility charges, rent, and equipment payment due) necessary to maintain continuing operations in the event an owner/key person becomes disabled. Generally, there is a 60-day e ...
Real Estate Advice
Homebuyer Tips
Best Small Towns To Live In, North Carolina Edition
There’s a lot to be said for living in a small town. While they may not have the glitz and glamour of metropolitan megacities, small towns have a lot of perks that may not be immediately apparent but are very attractive none theless. While there’s plenty to be said for living in a big city, (some prefer it) it isn’t for everyone. If you’re ...
Homebuyer Tips
This is it. For the past weeks or months, every day has been at least partially spent thinking of, preparing for or planning this fateful day. You’ve laboured long and hard to make sure it comes without incident, and now all your hard work is finally going to pay off. What is this day, you ask? It’s closing day, baby. Now, there’s still a lot ...
Homebuyer Tips
So, you’re thinking of making the city of Clermont your new home. We get it; there are a lot of reasons why you might want to live here! With its beautiful weather, long list of attractions, gorgeous surroundings and exceptionally healthy job market, you’d be forgiven for thinking it’s about as close to being heaven on earth as we can get! But this ...
Homebuyer Tips
Buying A Home In High Point NC
Homeownership is a big step forward from living as a tenant and moving from one place to another. At some point, we all get tired of renting, and we decide it is time to become our own boss and find a stable place we can call home. Buying your first home is a great achievement, but the process does have its difficulties. A home purchase is strongly connected with the ...
Homebuyer Tips
Best Tips For First Time Home Buyers
Are you interested in entering the world of homeownership? If you are a first home buyer, options for what you can buy right now might be somewhat limited. In major cities, prices are still rising, and many people are anxious to get into the market quickly. However, it is better not to rush in, as there are a few things that you will need to do before making that ...
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