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About Julie Townsend
I am the daughter of Dick and Peggy Icker. I was born in Leesburg, Florida and have two older sisters, one older brother and I am the last born daughter of my parents. Although when I was ten they decided to grow our family again! Through the next several years we fostered handicap children. Now I legally have two younger brothers and one younger sister with Downs Syndrome. I am truly blessed to be a part of such an awesome family!
When I was twenty years old I married the love of my life, Danny and we remain married and in love after thirty three plus years. We have two beautiful daughters and five incredible grandchildren. Being a native of this area equips me with knowledge and the gift of being familiar with this community. It also has instilled a love for Lake and Sumter county as my home. Although it has grown due to The Villages development I embrace the growth and love the amenities our community now offers. I love God and am proud to be an American Christian! I love people and the Real Estate Profession! It would be my pleasure to serve any of your Real Estate needs!
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Real Estate Glossary Terms
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Rental Value
How much the rental property is worth. The valuation considers the net income derived from the property and a capitalization rate. ...
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Assessable Mutual
Assessment mutual company that operates on a statewide basis or in more than one state. Assessable or assessment mutuals operate by taking a cash deposit, or premium, from members in exchange for insurance protection. If the company's losses and expenses exceed these deposits, the company can assess ...
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Crude Death Rate
Total deaths as a percentage of total population for a stipulated period of time. ...
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Liquidation Charge
Amount subtracted from an annuity or from mutual fund proceeds payable to an annuity owner or mutual fund owner to reflect expense fees described in the annuity contract or mutual fund prospectus. This charge may be viewed as a penalty for cashing in the annuity or mutual fund early. This fee is mea ...
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Overhead Expense Disability Income Policy
Type of disability income policy used to provide funds for the ongoing monthly business expenses (such as employee salaries, utility charges, rent, and equipment payment due) necessary to maintain continuing operations in the event an owner/key person becomes disabled. Generally, there is a 60-day e ...
Real Estate Advice
Homebuyer Tips
Living In Bowie MD - Pros And Cons
Have you ever had the opportunity to witness the wonders of Maryland? A state that finds the perfect balance between the exquisite lifestyle along the coastline, along with the impressive urban scene of a metropolitan city. All kinds of natural features, except desert, can be experienced through the state of Maryland, and its important history earned the state its ...
Homebuyer Tips
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Up to this day many people consider Florida to be one of the best places to live. With an average of 237 days of sunshine per year and great year-round weather there is no wonder why many people want to live here. At some point, you get tired of rainy days and the never-ending cold season with below-freezing temperatures. On top of that Florida has no state income tax, ...
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The process of choosing a new place to live is often a bit daunting. When your head is spinning from trying to make sense of all the different relevant factors such as crime rates, climate, job opportunities and living costs, it often feels overwhelming, leaving you hopelessly lost without the slightest clue where to start. If you are in this predicament and Pensacola ...
Homebuyer Tips
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Home Seller Tips
Homes For Sale In Fort Washington
Just south of Washington D.C. is the small unincorporated census-designated area of Fort Washington, MD. As the capital, its location is on the right side of the Potomac River and there are around 19 miles between the downtown areas of these two cities. Fort Washington, MD is a much smaller town than the nation’s capital but despite their huge differences, the two ...
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