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About Kamal S. Kumar

IT Industry to Real Estate!  With over 25 years of real estate investment and property management behind us, we are putting our experience to work as Realtors.   Over the years, we have bought and sold many properties, and are very knowledgeable with a real estate transaction.  Working with buyers, sellers, tenants, and landlords has sharpened our negotiating skills.  

We look forward to working with you to help you sell or buy your home, and make your experience both enjoyable and easy.

Berkshire Hathaway HS NJ Properties

Kamal S. Kumar

Kamal S. Kumar


Real Estate Glossary Terms

  • Floor Plan

    The arrangement of the walls and rooms in a structure. A two-dimensional horizontal scale drawing of the arrangements, size, and orientation of doors, rooms, walls, and windows of a single floor of a building structure. ...

  • Management Agreement

    Contractual agreement between a commercial or industrial rental property owner and an individual or firm who agrees to maintain the property. Management agreements specify the nature of services to be provided and the extent of authority a property manager has. Normally, the fees charged by a proper ...

  • Estimated Premium

    Method of premium payment under which a temporary premium is charged based on projected loss experience. At the end of the year this premium is adjusted to reflect the actual loss experience. ...

  • Lloyd's Association

    Organization following the format of Lloyd's of London. ...

  • Value Reporting Form

    Form that provides coverage for a business whose inventory has fluctuating values during the year. The amount of insurance coverage is adjusted monthly, quarterly, or annually to reflect the changing monetary value of the inventory. The use of this FORM should eliminate the problem of over insurance ...

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ABR, Accredited Buyer Representative


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