Toast To Life



About Karen Bailey

Karen Bailey is an experienced realtor serving Tampa Bay for almost 12 years. A British ex-pat, now based in New Port Richey with Future Home Realty, Karen Bailey is your premier agent for any residential real estate venture. Her calm, professional approach to her business brings her repeat clients from all over the world.

Future Home Realty

Karen Bailey Future Home Realty

Karen Bailey


Real Estate Glossary Terms

  • Nonassumption Clause

    A clause inserted in a mortgage agreement requiring a future buyer of the subject property to obtain the consent of the lending institution prior to assuming the mortgage. In this situation, the lending institution normally renegotiates the mortgage charging the current interest rate as well as any ...

  • Rider

    Written modification to an insurance policy that alters its provisions. The rider may update the policy, and change the coverage of real property. ...

  • Cash Out Of Vested Benefits

    Money withdrawn by an employee from benefits owned. When an employee exercises this right, future benefits purchased by the employer on behalf of the employee are usually forfeited. ...

  • Fellow, Life Management Institute (flmi)

    Professional management designation earned by passing 10 national examinations on life and health insurance subjects including insurance, finance, marketing, law, information systems, accounting, management, and employee benefits. Examinations and course materials are prepared and administered by th ...

  • Tax-equivalent Income

    Tax-exempt income that, for comparative purposes, has been increased by an amount equal to the taxes that would be paid if this income were fully taxable at statutory rates. ...

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