I SPEAK:
English
About Kathleen Parsons
Kathleen A. Parsons LLC
Making your dreams a reality!!!
Since I was a little girl I always enjoyed helping people make their dreams a reality. In 2001 I passed my Real Estate Licensing Exam in PA and started living my dream! I grew up in West Chester, PA. I lived in Fort Myers, Florida for 5 years where I also was a Realtor and moved back to West Chester to raise my family with my family and friends nearby. I love helping others in every way I can!!
RE/MAX Professional Realty
Kathleen Parsons
Kathleen A. Parsons LLC
Real Estate Glossary Terms
-
Equal Credit Opportunity Act (ECOA)
U.S. law making it illegal to discriminate when giving credit based on factors such as race, religion, color, age, national origin. A lender must respond to credit applications within 30 days. If the application is denied, reasons must be given. The purpose of this law was to assure that lenders wou ...
-
Interest Rate Ceiling
The highest rate possible under an ARM contract; same as 'lifetime cap.' It is often expressed as a specified number of percentage points above the initial interest rate. ...
-
Human Approach
Technique of loss control and reduction of losses in insurance. Supporters of this method believe that the safety attitudes of individuals determine the safety precautions they take. The human approach seeks to convince people to want to be safe in order to reduce loss frequency and severity. For ex ...
-
Specific Insurance
Single insurance policy for only one kind of property at only one location of an insured. For example, property insurance on a rare piano in the insured's home would cover only that piano, not any other property of the insured. ...
-
Years Of Service
Length of employment as measured to determine eligibility, vesting, and benefit levels for employee participants in tax qualified pension plans. There is often a requirement that years of service be continuous (without unexcused breaks). ...
Real Estate Advice
Home Seller Tips
What Not To Fix When Selling A House
Living in a society based on consumerism, we are used to everything we buy being in perfect shape. We send back articles of clothing that don’t fit instead of altering them at a sewist; We return an appliance if it has a visible scratch; We go back to the store to return a product that doesn’t fit our expectations even if we purchased it ourselves from the ...
Agent Advice
Up Your Realtor Game With Latest Real Estate Technology
Saying that today's world is vastly different from the world most of us grew up in is an understatement. Still, even if we look back 5 or 10 years from now, our daily lives were vastly different then than they are now. That is the result of technological advancements that trickled down into every aspect of our lives. From how we do our jobs to how we look for a home, ...
Agent Advice
Word Of Mouth: The Best Advertising Tool A Realtor Can Use
As a real estate agent, there are a lot of ways to get your name out there. From business cards to billboards and advertisements on search engines, there’s no shortage of marketing tools that you can and should use to your advantage as a real estate professional. Each of these tools can be useful in its own rite, but there’s one tool that you’re ...
Agent Advice
How Much Do Real Estate Agents Spend On Marketing?
If you’re just starting out in the real estate business, you might currently be a bit overwhelmed by everything at your disposal in your new role. There’s so much you need to learn, so many new techniques you can use, and so many new people to meet. The world of real estate is more akin to an ocean than anything else, with all the depth and variety ...
Agent Advice
How To Retain Your Real Estate Clients Effectively?
The professional practice of the real estate business as a genuine magician is like being in a relationship. In the beginning, you may be lucky and dazzle your soulmate with your looks and expertise. As a result, you get to close the deal. Then, it’s official: you’re together. But for how long? An excellent suitor and skilled ‘hunter’ can conquer ...
My credentials
