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About Kathleen Parsons
Kathleen A. Parsons LLC
Making your dreams a reality!!!
Since I was a little girl I always enjoyed helping people make their dreams a reality. In 2001 I passed my Real Estate Licensing Exam in PA and started living my dream! I grew up in West Chester, PA. I lived in Fort Myers, Florida for 5 years where I also was a Realtor and moved back to West Chester to raise my family with my family and friends nearby. I love helping others in every way I can!!
RE/MAX Professional Realty
Kathleen Parsons
Kathleen A. Parsons LLC
Real Estate Glossary Terms
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Equal Credit Opportunity Act (ECOA)
U.S. law making it illegal to discriminate when giving credit based on factors such as race, religion, color, age, national origin. A lender must respond to credit applications within 30 days. If the application is denied, reasons must be given. The purpose of this law was to assure that lenders wou ...
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Interest Rate Ceiling
The highest rate possible under an ARM contract; same as 'lifetime cap.' It is often expressed as a specified number of percentage points above the initial interest rate. ...
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Human Approach
Technique of loss control and reduction of losses in insurance. Supporters of this method believe that the safety attitudes of individuals determine the safety precautions they take. The human approach seeks to convince people to want to be safe in order to reduce loss frequency and severity. For ex ...
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Specific Insurance
Single insurance policy for only one kind of property at only one location of an insured. For example, property insurance on a rare piano in the insured's home would cover only that piano, not any other property of the insured. ...
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Years Of Service
Length of employment as measured to determine eligibility, vesting, and benefit levels for employee participants in tax qualified pension plans. There is often a requirement that years of service be continuous (without unexcused breaks). ...
Real Estate Advice
Homebuyer Tips
Buying a home has always been one of the most important financial decisions we had to make as we worked our way up on the social ladder. It is a decision that is not taken lightly and for some people, it can be stressful, but exciting as well. The unique feeling you get when you reach the doorstep of your own home is unmatched and you get a genuine sense of ...
Homebuyer Tips
There are a lot of cities on Florida’s Gulf Coast. In the panhandle, the city of Pensacola is known for its historic air base, as well as being a surprisingly affordable place to live. Further down the coast, the city of Tampa has gained a reputation as one of Florida’s most attractive young metropolitan cities, experiencing rapid population growth in recent ...
Agent Advice
Tips For Realtors: Getting More Clients
As a realtor, there are a lot of different areas of your job that you need to focus on to put food on the table. You need to know how to gauge a buyer’s interest, in order to ascertain how interested they are in your listing. You need to establish trust between you and your clients, so they know you’re worthy of their business. It’s also important to ...
Agent Advice
The Trust Shared Between A Real Estate Agent And Their Client
Buying or selling real estate is something most of us experience at some point in our lives. The process can be long and difficult sometimes but in the end a successful transaction is profoundly rewarding. Closing a transaction on a home for a first time home buyer will put a big smile on their face, knowing that they have achieved their dream of homeownership. Selling ...
Homebuyer Tips
Millennials: Good Or Bad For The Real Estate Market?
Over the years, the landscape of the housing market has changed dramatically. As the older generation grows even older, a new group is coming into their own as the face of the housing market: millennials. These home buyers are faced with a new set of daunting challenges when it comes to buying a home, and realtors face an entirely different set of challenges when ...
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