About Kim Murray

We specialize in buying and selling homes throughout East Texas! Whether you are buying or selling your property or home, Platinum Properties is your East Texas connection. We know this area and are committed to helping you with all of your real estate needs.

Platinum Properties is a real estate business that was established to provide superior service. Our agents are all seasoned veterans of the real estate business and look forward to helping you in a successful transaction making sure everyone walks away with a smile. Our agents use several different media's to advertise and present your property. In addition, we are members of the Longview, Tyler, Dallas multiple listing services. If you're looking to buy or sell your property, call Platinum Properties today!

Platinum Properties Real Estate

Kim Murray

Real Estate Glossary Terms

Real Estate Commission

Amount a manger of real estate receives for his efforts. For example, a manger is to receive 2% of rentals collected as compensation from the landlord to manage the property. If the rentals received in a given month are $1,000,000, the manager's commission is $20,000. Amount received by a real ...
Debit

In insurance, debit agents list of total premiums to be collected. This also applies to the geographical area in which an agent collects the premiums. ...
Encumbrance

Claim, such as a worker's lien, to property under the care, custody, and control of another. This situation occurs when a worker is not paid for labor provided. For example, a carpenter unable to collect payment for installing wood finishings seeks an encumbrance on the owner's property. ...
Exposure

Possibility of loss. The most cost efficient way to purchase insurance is to insure an unexpected loss with a low probability of occurrence. Insuring a loss with a high probability of occurrence means swapping dollars with an insurance company, since the premium charged would reflect the expected pr ...
Noninsurance Transfer

Risk management technique for shifting a corporation's exposure from itself. A risk manager looks at many alternatives to insurance to limit the risks a business firm faces. One transfer method is by contract, such as hold-harmless agreements, or to insert in an existing contract an endorsement stat ...

Real Estate Advice

Homebuyer Tips

The Closing Day

This is it. For the past weeks or months, every day has been at least partially spent thinking of, preparing for or planning this fateful day. You’ve laboured long and hard to make sure it comes without incident, and now all your hard work is finally going to pay off. What is this day, you ask? It’s closing day, baby. Now, there’s still a lot ...

Homebuyer Tips

Buying A Home In Clermont FL

So, you’re thinking of making the city of Clermont your new home. We get it; there are a lot of reasons why you might want to live here! With its beautiful weather, long list of attractions, gorgeous surroundings and exceptionally healthy job market, you’d be forgiven for thinking it’s about as close to being heaven on earth as we can get! But this ...

Homebuyer Tips

Buying A Home In High Point NC

Homeownership is a big step forward from living as a tenant and moving from one place to another. At some point, we all get tired of renting, and we decide it is time to become our own boss and find a stable place we can call home. Buying your first home is a great achievement, but the process does have its difficulties. A home purchase is strongly connected with the ...

Homebuyer Tips

Best Tips For First Time Home Buyers

Are you interested in entering the world of homeownership? If you are a first home buyer, options for what you can buy right now might be somewhat limited. In major cities, prices are still rising, and many people are anxious to get into the market quickly. However, it is better not to rush in, as there are a few things that you will need to do before making that ...

Homebuyer Tips

This Is What Homebuyers Are Looking For In 2021

The pandemic’s impact on the economy has affected plenty of real estate markets through the US. At the time, many home sellers might’ve reconsidered selling their homes for safety reasons, while home buyers decided to suspend home shopping for a while. But, with a new year comes new hope that the real estate market will rebound, and we will experience a ...