About Kim Murray

We specialize in buying and selling homes throughout East Texas! Whether you are buying or selling your property or home, Platinum Properties is your East Texas connection. We know this area and are committed to helping you with all of your real estate needs.

Platinum Properties is a real estate business that was established to provide superior service. Our agents are all seasoned veterans of the real estate business and look forward to helping you in a successful transaction making sure everyone walks away with a smile. Our agents use several different media's to advertise and present your property. In addition, we are members of the Longview, Tyler, Dallas multiple listing services. If you're looking to buy or sell your property, call Platinum Properties today!

Platinum Properties Real Estate

Kim Murray

Real Estate Glossary Terms

Real Estate Commission

Amount a manger of real estate receives for his efforts. For example, a manger is to receive 2% of rentals collected as compensation from the landlord to manage the property. If the rentals received in a given month are $1,000,000, the manager's commission is $20,000. Amount received by a real ...
Debit

In insurance, debit agents list of total premiums to be collected. This also applies to the geographical area in which an agent collects the premiums. ...
Encumbrance

Claim, such as a worker's lien, to property under the care, custody, and control of another. This situation occurs when a worker is not paid for labor provided. For example, a carpenter unable to collect payment for installing wood finishings seeks an encumbrance on the owner's property. ...
Exposure

Possibility of loss. The most cost efficient way to purchase insurance is to insure an unexpected loss with a low probability of occurrence. Insuring a loss with a high probability of occurrence means swapping dollars with an insurance company, since the premium charged would reflect the expected pr ...
Noninsurance Transfer

Risk management technique for shifting a corporation's exposure from itself. A risk manager looks at many alternatives to insurance to limit the risks a business firm faces. One transfer method is by contract, such as hold-harmless agreements, or to insert in an existing contract an endorsement stat ...

Real Estate Advice

Homebuyer Tips

Pros And Cons Of Living In Clermont Florida

Up to this day many people consider Florida to be one of the best places to live. With an average of 237 days of sunshine per year and great year-round weather there is no wonder why many people want to live here. At some point, you get tired of rainy days and the never-ending cold season with below-freezing temperatures. On top of that Florida has no state income tax, ...

Homebuyer Tips

The Pros And Cons Of Living In Pensacola

The process of choosing a new place to live is often a bit daunting. When your head is spinning from trying to make sense of all the different relevant factors such as crime rates, climate, job opportunities and living costs, it often feels overwhelming, leaving you hopelessly lost without the slightest clue where to start. If you are in this predicament and Pensacola ...

Homebuyer Tips

Pros And Cons Of Living In Melbourne, FL

If you’re starting to think about moving to Melbourne, FL get ready to launch yourself into a new lifestyle surrounded by technology advancements within Florida’s Space Coast. While it is the center of high-tech aerospace development in the area, Melbourne, FL is also an oasis for natural explorations, beach life and any outdoor activity you could possibly ...

Home Seller Tips

Homes For Sale In Fort Washington

Just south of Washington D.C. is the small unincorporated census-designated area of Fort Washington, MD. As the capital, its location is on the right side of the Potomac River and there are around 19 miles between the downtown areas of these two cities. Fort Washington, MD is a much smaller town than the nation’s capital but despite their huge differences, the two ...

Agent Advice

Living In Lakewood Ranch FL

If you never experienced the beautiful weather of Florida and never had the chance to watch a beautiful sunset on one of Florida’s breathtaking coastlines then you are missing out on a unique opportunity. Maybe it’s time that you stop letting all the opportunities pass you by and enjoy your life at its fullest. At some point in your life, you will be ...