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About Kimberly Graziadei
Searching for your next home? Try our state-of-the-art map search – with it you can quickly search the entire market. Simply type the address, city, MLS ID, or just hit the search button to get started. The large format map allows you to click and drag, zoom in and view detailed information and photos for all properties currently listed on the MLS.
Selling your home? No other website in the market will showcase your listing with up to 50 high resolution photos! In addition to advertising your property on my own website, I syndicate your listing to other real estate websites across the web.
Whether you are selling your home, searching for your next home, or have any questions about the process – I look forward to helping you!
Berkshire Hathaway HomeServices New Jersey Properties
Kimberly Graziadei
Real Estate Glossary Terms
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Modernize
To upgrade a facility by installing up-to-date technology as well as introducing stylistic changes reflecting current patterns. Modernizing a facility can add substantially to its value and marketability. For example, a modern kitchen and baths make a house show better and sell more easily. ...
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Proceeds From Resale
Same as term resale proceeds: Net amount received when property is sold. It equals the selling price less outstanding mortgage balance less all costs incurred in connection with the sale. These expenditures include brokerage commission, bank fees, and advertisements. ...
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Rate/Point Options
All the combinations of interest rate and points that are offered on a particular loan program. On an ARM, rates and points may also vary with the margin and interest rate maximum. ...
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Actuary
Mathematician in the insurance field. Actuaries conduct various statistical studies; construct morbidity and mortality tables; calculate premiums, reserves, and dividends for participating policies; develop products; construct annual reports in compliance with numerous regulatory requirements; and i ...
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Premium Discount Plan
Plan whereby adjustments are made in the premium, as the premium increases to reflect the non proportionate increases in expenses. Generally, the expenses of acquisition costs, administrative costs of placing the policy on the insurer's books, taxes, and claims do not increase in proportion to the i ...
Real Estate Advice
Homebuyer Tips
Housing Market Predictions For 2022
We are almost done with 2021 and the incredibly chaotic housing market that came with it. It’s natural that we look forward and try to understand what next year will look like. Many home shoppers experienced the double-edge sword of 2021’s housing market. Witnessing how the housing market appreciated over the last twelve months fueled fears of another ...
Homebuyer Tips
How Will The Hybrid Work Week Shape Homebuyer’s Preferences?
People take a lot of time thinking about what they want in a new home and rightly so! We want to make sure we’re buying a home that meets all of our wants and needs. We want to find an affordable place that is near friends and family, but also close enough to work, as well. And, of course, we want to make sure we can find an affordable property that isn’t ...
Home Seller Tips
How To Host An Open House And Generate Leads While Doing It
As a well-established convention in the sphere of real estate, the sight of an open home being hosted by a local real estate agent is not at all uncommon. If you were to drive through an average suburban neighborhood on any given sunny summer afternoon, you’d likely come across a number of these events, extending an open invitation to any and all willing visitors. ...
Home Seller Tips
How To Improve The Privacy Of Your Home
If you live in a residential neighborhood, there’s a good chance that you’ve had to deal with neighbors who don’t respect your privacy. Whether they’re peering through a pair of binoculars surveilling your Sunday afternoon barbeque or dropping by unannounced to “see how you’re doing”, these unpleasant individuals are the bane of ...
Homebuyer Tips
In The Miscellaneous Labyrinth Of Real Estate Finance
To those of us who’ve gone through the process of moving, it’s no secret that moving can be a hassle and a half, between the stress and substantial financial investments. We usually decide to relocate for various reasons, such as a brand new workplace, the prospect of a brighter future, climate changes, or even the global pandemic. COVID-19 made ...
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