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About Kimberly Graziadei
Searching for your next home? Try our state-of-the-art map search – with it you can quickly search the entire market. Simply type the address, city, MLS ID, or just hit the search button to get started. The large format map allows you to click and drag, zoom in and view detailed information and photos for all properties currently listed on the MLS.
Selling your home? No other website in the market will showcase your listing with up to 50 high resolution photos! In addition to advertising your property on my own website, I syndicate your listing to other real estate websites across the web.
Whether you are selling your home, searching for your next home, or have any questions about the process – I look forward to helping you!
Berkshire Hathaway HomeServices New Jersey Properties
Kimberly Graziadei
Real Estate Glossary Terms
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Modernize
To upgrade a facility by installing up-to-date technology as well as introducing stylistic changes reflecting current patterns. Modernizing a facility can add substantially to its value and marketability. For example, a modern kitchen and baths make a house show better and sell more easily. ...
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Proceeds From Resale
Same as term resale proceeds: Net amount received when property is sold. It equals the selling price less outstanding mortgage balance less all costs incurred in connection with the sale. These expenditures include brokerage commission, bank fees, and advertisements. ...
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Rate/Point Options
All the combinations of interest rate and points that are offered on a particular loan program. On an ARM, rates and points may also vary with the margin and interest rate maximum. ...
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Actuary
Mathematician in the insurance field. Actuaries conduct various statistical studies; construct morbidity and mortality tables; calculate premiums, reserves, and dividends for participating policies; develop products; construct annual reports in compliance with numerous regulatory requirements; and i ...
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Premium Discount Plan
Plan whereby adjustments are made in the premium, as the premium increases to reflect the non proportionate increases in expenses. Generally, the expenses of acquisition costs, administrative costs of placing the policy on the insurer's books, taxes, and claims do not increase in proportion to the i ...
Real Estate Advice
Homebuyer Tips
Real Estate Trends In St. Petersburg Florida
The real estate trends are constantly changing throughout the market as the market itself is influenced by outside factors. These factors can be anything from the presidential elections to a global pandemic. The way in which they affect the real estate market depends on how much the factors impact the market itself. For example, during the 2008 economic crisis, while ...
Homebuyer Tips
Have you ever imagined yourself living on the coastline of Florida? Living in a gorgeous waterfront home, and waking up to the morning breeze of the Ocean. What would it be like if you can witness the beautiful sunrises of the Sunshine State every day and get those beach vibes going? Having the opportunity to lay back and settle in one of Florida’s beautiful ...
Homebuyer Tips
Think about the last exciting trip you had to a city you’ve never seen before. The experience you had there was so amazing that you might’ve considered coming back, but this time for good. You can’t stop thinking about how amazing it would be to get the same kind of experience, every day you get to live there. While the emotions and the feeling might ...
Homebuyer Tips
Living In Bowie MD - Pros And Cons
Have you ever had the opportunity to witness the wonders of Maryland? A state that finds the perfect balance between the exquisite lifestyle along the coastline, along with the impressive urban scene of a metropolitan city. All kinds of natural features, except desert, can be experienced through the state of Maryland, and its important history earned the state its ...
Homebuyer Tips
Pros And Cons Of Living In Clermont Florida
Up to this day many people consider Florida to be one of the best places to live. With an average of 237 days of sunshine per year and great year-round weather there is no wonder why many people want to live here. At some point, you get tired of rainy days and the never-ending cold season with below-freezing temperatures. On top of that Florida has no state income tax, ...
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