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About Kimberly Ward Broker
Kim is a multi-million dollar producing Realtor and serves as the Qualifying Broker for Market Group Real Estate. She is dedicated to making sure that your home buying and selling experience is successful and stress free. Her top-notch cadre of service representatives, experience, and knowledge of the local area will get your home sold for the best price and get you into your next Home Sweet Home.
She is a graduate of The University of Alabama, a successful small business owner, and the wife of a retired Army officer. She especially understands the challenges of relocating. Kim has the best tools and team for your home buying and selling needs. "I believe strongly that it is not only my fiduciary duty to represent my clients to the best of my ability, but also my responsibility to educate them throughout every step of the process." Armed with the best information and market insights, Kim assists her clients in making the best decisions possible, keeping you informed every step of the way.
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Real Estate Glossary Terms
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Cloud On Title
Also called a title defect. Any claim, lien, or encumbrance which, if valid, may impair the owners title to the property. This cloud does not hinder transfer of ownership on the property, but may reduce its market value. See also quitclaim deed. ...
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Partition Action
Court action to order a compulsory sale of real estate owned jointly between two or more owners. A partition action divides the proceeds of a real estate sale among the joint owners rather than physically dividing the real estate into separate undivided interests. For example, a partition action occ ...
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Rebuttable Presumption
'Disputable' presumption that is subject to rebuttal based on evidence. However, the presumption prevails until it is rebutted. ...
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Add To Cash Value Option
new dividend option under which the policyowner allows the dividends from the participating policy to be applied for the purposes of accumulating cash values. ...
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Expense Constant
Flat dollar amount that is added to the pure premium for an insured risk that is smaller than that of the lowest experience rating band. This dollar amount serves the purpose of generating enough additional premium dollar to cover the cost of issuing and servicing an insurance policy on a risk whose ...
Real Estate Advice
Agent Advice
Is Online Advertising Worth It For Realtors?
For real estate agents working in the sphere today, there’s no denying that marketing is a key part of becoming successful. In order to sell real estate, you’re going to need to get your name out in the sphere. It doesn’t matter how highly developed your other skills are, without a solid marketing strategy you won’t go far. With the arrival of ...
Agent Advice
How To Advertise Online As A Real Estate Agent
The online environment is growing, and with so many people surfing the internet, many businesses seize the opportunity to market themselves on the internet. It’s not just big companies that leverage the benefits of digital marketing but also independent agents such as realtors. In a post-pandemic era, the real estate market of 2021 looks more promising than ever ...
Homebuyer Tips
Dollars And Sense: Invest In Your 401k Or Pay Off Your Home
Job security for many people is an important aspect, but it might be overlooked if you don’t consider the unexpected, which often leads to unemployment. Take, for example, the pandemic that hit us in 2020, that left many people without jobs, especially in the leisure and hospitality industries. Not only that but as many were concerned about keeping Covid-19 out ...
Agent Advice
Between Family And Real Estate: Finding Balance As An Agent
It’s hard to understand the struggles and the demands of the real estate industry when you are outside of it. When was the last time you’ve been told that you are so lucky to have such a flexible schedule as a real estate agent? We both know that is an understatement because, in reality, finding balance in life while working as a real estate agent is more ...
Homebuyer Tips
Best Small Towns To Live In, North Carolina Edition
There’s a lot to be said for living in a small town. While they may not have the glitz and glamour of metropolitan megacities, small towns have a lot of perks that may not be immediately apparent but are very attractive none theless. While there’s plenty to be said for living in a big city, (some prefer it) it isn’t for everyone. If you’re ...
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