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About Kristy Valdez
Kristy Valdez can help you sell your home and/or find you the perfect home. She focuses on the greater Savannah area. Her hard work ethic and dedication to making her customers’ dreams come true will ensure that your selling or buying experience with her will be a positive one. Whether you are looking for a bungalow, traditional, waterfront, historic, or income-producing home she can help navigate you through the process to ensure that you find just what you are looking for in a place to call home. Prior to entering real estate, Kristy worked in corporate America for 12 years as a Sales Manager for a fortune 500 handling their largest national and international clients. Through her prior career she excelled in building relationships with her clients, negotiation, and customer service. She is thrilled to now be in real estate and applying the skills she learned from her past to her passion of helping others. Kristy is originally from the Atlanta area, and moved to Savannah in 2006 with her husband, Christian, on his job transfer. They came for two years, and have since turned down multiple offers to move back to Atlanta. After falling in love with the low country they decided to make it their permanent home. Kristy graduated magna cum laude from the University of Georgia with a BBA in International Business - Marketing. Kristy is involved in her church, Wesley Monumental, as well as The Next Generation, a volunteer organization for the local Children’s Hospital at Memorial University Medical Center. Kristy and her husband have two sons and spend their free time boating and enjoying the low country life. Kristy is a member of the National Association of Realtors, the Georgia Association of Realtors, and the Savannah Board of Realtors. Less
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Kristy Valdez
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Homebuyer Tips
Home Loans With 0 Down Payment
Mary V. has always adored the fairytales her mother used to read before going to bed. Since then, she had been dreaming of her own place to call home, which gradually became smaller and smaller. She left behind the gold-plated palaces and castles of her childhood memories, and now, in her early 20s, she would be more than happy to live in a small cozy one-story house ...
Homebuyer Tips
How Can You Improve Your Credit Score?
The almighty Credit Score: The banking industry revolves around it. Landlords demand it. And everybody is concerned about their three digits that reveal how well they are doing financially. The FICO® Score and the VantageScore are two systems that measure your creditworthiness. Both can be between 300 and 850. Of course, the higher, the better. Understanding credit ...
Homebuyer Tips
What does any real estate agent listed on RealEstateAgent.com appreciate more at homebuyers? Their flexibility and their openness when it comes to exploring the many different types of loans that are available for them. In this article, we will explain how USDA loans work. In fact, Section 502 Single-Family Rural Housing Loans can have two forms. The first one is the ...
Agent Advice
What Car Should A Real Estate Agent Drive?
Okay, we know this question is quite strange. So, is there a link between real estate and cars? Really? What do cars have to do with an agent’s ability to sell a house? Well, you may fall into the trap of thinking that a nice car can propel your real estate career. To some extent, you are right. Clients can be naive. However, if we were in their shoes, we ...
Agent Advice
How To Become A Real Estate Agent In Nashville?
Millions of people move every year either within the same city or from one state to another. And as you might guess, real estate agents are as busy as a bee in the states with most inbounds. The top 5 states that attracted new residents in 2018 are Idaho, Arizona, South Carolina, Tennessee, and North Carolina. With a vibrant economy and non-stop entertainment, the ...
Real Estate Glossary Terms
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Betterment
Replacement of a major component of property by another component that will result in better performance capability. Increases overall efficiency of the property. ...
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Multifamily Housing
Residential structure designed to house more than one family. Smaller multifamily housing units include duplexes, triplexes, and quadriplexes. Larger multifamily housing is normally termed an apartment house. Multifamily housing can be tenant owned individually or as a condominium or cooperative or ...
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Assignment Clause, Life Insurance
Feature in a life insurance policy allowing a policyowner to freely assign (give, sell) a policy to another or institution. For example, in order to secure a loan, a bank asks to be assigned the policy. If the insured dies before repayment of the loan, the bank would receive a portion of the death b ...
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Employment Practices Liability Coverage
Plan that provides protection in the event of legal actions resulting from charges of harassment, discrimination, wrongful termination of employment, defamation, and invasion of privacy. ...
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Percentage Participation
(coinsurance) plan where a portion of medical expenses are paid by an insured. Some health insurance policies provide that the insured shares expenses with the insurer according to a predetermined ratio. For example, many group health plans provide that, after paying a deductible amount, the insured ...
Real Estate FAQ
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What Is A Commitment Letter?
A commitment letter is a formal offer of a loan by a lender. The letter states the terms under which ...
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How To Get A Job In Real Estate?
If you’re looking into how to get a job in real estate and arrived at this page: congratulatio ...