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About Leisa Ormsbee

Realty Texas

Leisa Ormsbee

Leisa Ormsbee

1-512-590-1833

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2000 South IH 35 Ste E-1 , Round Rock - TX 78681

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Real Estate Glossary Terms

  • Exclusionary Zoning

    Property zoning having the net effect, intended or not, of excluding the poor and minority groups from living in a particular area. Building lot size is the most frequently used exclusionary zonong method. Large property size requirements increase the cost of housing, and can serve to discriminate a ...

  • Functional Depreciation

    A reduction in structural value from all reasons except physical failure. For example, a commercial building having an outdated elevator or electrical wiring system is experiencing functional depreciation. ...

  • Truth In Lending (TIL)

    The federal law that specifies the information that must be provided to borrowers on different types of loans. Also, the form used to disclose this information. Truth in Lending (TIL) is a great idea, in principle. The idea is to require lenders to provide one uniform set of price disclosures th ...

  • Drug Formularies

    Recommendation of medications that should be prescribed for certain ailments. They can be classified as follows: open or voluntary recommends a list of drugs to physicians that is supposed to be the most cost-effective for a certain ailment; closed dictates which drugs will be covered by a benefit p ...

  • Guarantor

    Term in surety coverage. Through the issue of a surety bond, a surety company is in effect the guarantor. ...

Real Estate Advice


 

Homebuyer Tips

Best Small Towns To Live In, North Carolina Edition

Best Small Towns To Live In, North Carolina Edition

There’s a lot to be said for living in a small town. While they may not have the glitz and glamour of metropolitan megacities, small towns have a lot of perks that may not be immediately apparent but are very attractive none theless. While there’s plenty to be said for living in a big city, (some prefer it) it isn’t for everyone.  If you’re ...

Homebuyer Tips

The Closing Day

The Closing Day

This is it. For the past weeks or months, every day has been at least partially spent thinking of, preparing for or planning this fateful day. You’ve laboured long and hard to make sure it comes without incident, and now all your hard work is finally going to pay off. What is this day, you ask? It’s closing day, baby. Now, there’s still a lot ...

Homebuyer Tips

Buying A Home In Clermont FL

Buying A Home In Clermont FL

So, you’re thinking of making the city of Clermont your new home. We get it; there are a lot of reasons why you might want to live here! With its beautiful weather, long list of attractions, gorgeous surroundings and exceptionally healthy job market, you’d be forgiven for thinking it’s about as close to being heaven on earth as we can get! But this ...

Homebuyer Tips

Buying A Home In High Point NC

Buying A Home In High Point NC

Homeownership is a big step forward from living as a tenant and moving from one place to another. At some point, we all get tired of renting, and we decide it is time to become our own boss and find a stable place we can call home. Buying your first home is a great achievement, but the process does have its difficulties. A home purchase is strongly connected with the ...

Homebuyer Tips

Best Tips For First Time Home Buyers

Best Tips For First Time Home Buyers

Are you interested in entering the world of homeownership? If you are a first home buyer, options for what you can buy right now might be somewhat limited. In major cities, prices are still rising, and many people are anxious to get into the market quickly. However, it is better not to rush in, as there are a few things that you will need to do before making that ...

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ABR, Accredited Buyer Representative
Fair Housing and Equal Opportunity (FHEO)
REALTOR®
SFR - Short Sales and Foreclosures
SRES®, Senior Real Estate Specialist
SRS - Seller Representative Specialist
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