Country Dining image

About Lou Simmons

One of the first residents of Amelia Island Plantation, Lou has been a successful Florida real estate sales professional for over 30 years. Lou is passionate about Amelia Island and brings this passion and experience to her business everyday. Repeat clients as well as numerous clients referred to Lou by them serves as a testament to work ethics and client service.



Lou doesn’t believe in a hard sell approach and understands clients would much rather be presented with options that fit their needs. Providing each of her clients with professionalism they deserve whether you are considering purchasing a property or selling a property or both, Lou would appreciate the opportunity to help.



For fun Lou, and her husband Lloyd, like to slip away to their cottage at Bear Lake Reserver near Cashiers, N.C.where they enjoy rocking on the porch and listening to the mountain stream. She is an avid gardener and enjoys working in her rose garden at her marsh view home in the Amelia Island Plantation as well as fishing, walking on the beach, cooking and traveling.

Lou has three children and six grandchildren. Lou is blessed to have both of her sons, their wives and four grandchildren live at Amelia. Her daughter, son-in-law and two grandchildren  live in Asheville, N.C.  

Amelia Island Plantation Real Estate

Lou Simmons Amelia Island Plantation Real Estate

Lou Simmons


Contact agent


Get in touch

Address icon


10 Amelia Village Circle , Amelia Island - FL 32034

Phone icon


Office: 1-904-277-5923

working hours icon

Real Estate Glossary Terms

  • Covenant

    Entering into a contractual commitment such as signing a three year leas. Agreeing to perform or not to perform some act. An example is a tenant agreeing not to sublease the apartment. Stipulating something such as a tenant agreeing not have a dog into apartment. Implied or express commitm ...

  • Reduction Certificate

    Lender's written statement and accounting for the remaining balance, date of maturity, and interest rate on a mortgage. The lender is certifying this information to the borrower or any other interested parties. The certificate may be issued when the property is sold and the obligation is being as ...

  • Straw Man

    individual who purchases property for another for the purpose of not identifying to the seller and other interested parties the real identity of the true acquirer. The individual who makes the purchase is an agent of the true purchaser and will convey the property to him or her after the sale has be ...

  • Constructive Receipt

    Specific date determined by the Internal Revenue Service on which a beneficiary has received a death benefit from an insurance company, an annuitant has received an income benefit, or a retiree has received a retirement benefit. ...

  • Statutory Statement Of Accounting Principle (ssap) 16—edp Equipment

    State law that limits the admitted value of an insurance company's EDP equipment to 3% of the company's ADJUSTED SURPLUS. ...

Stay connected with me









My credentials member badge
Fair Housing and Equal Opportunity (FHEO)
The Multiple Listing Service Mark


Find us

Service areas